Turnover
≈ €74,000 estimated
The micro format states no turnover.
HAPI 01
Overview
Lifetime
2 annual accounts with figures on one time axispeak €34,428 (2024)
€15,912▼ 53.8%
peak €27,403 (2024)
€1,766▼ 93.6%
peak €29,269 (2025)
€29,269▲ 6.4%
€46,092▲ 119%
Board2 names since 2024
2 directorsHARIKA Rachid and 1 other
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €34,428 to €15,912Result from €27,403 to €1,766Debts from €21,008 to €46,092Cash from €38,021 to €4,446
Key points
from the 2025 annual accountsInvestments
€33,733 4.2 × depreciation
Green is investment, beige is depreciation.
Starting capital
€100 100 shares
2025 accounts filed 31 days after the deadline
Checked score
82
Excellent
Financially stronger than 38% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2025: 0.1%
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026lowest value
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.3%▲ +0.2 percentage points vs 08-2026
10-2026: 0.4%▲ +0.1 percentage points vs 09-2026highest value
11-2026: 0.4%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 31 days late; 2 of the last 3 accounts late
Founded in 2024
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €75,361
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 37% of them on solvency, 26% on liquidity, 35% on profitability and 53% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,546 companies had the same profile as HAPI 01 has now. Each dot stands for 7 companies, two years later.
94.2%
were still trading
3.2%
stopped another way
2.3%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of HAPI 01 itself is lower: 0.4% within 12 months. It rests on far more data about HAPI 01 than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,546 companies, not a prediction for HAPI 01. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.27 (2.25 in 2024), above the usual 1.5. Short-term debt is 28.3% and cash 5.9% of total assets. However, 61.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
31 days late
2024
92 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 62 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- HARIKA Rachid 50 sharesdeed of 08-10-2024
- PISANO Aurore Annie Pauline Jeanne Dominique 50 sharesdeed of 08-10-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1014684336
Incorporation
Founding capital of €100, 100 shares · Founders: HARIKA Rachid and PISANO Aurore Annie Pauline Jeanne Dominique · Appointments: HARIKA Rachid (director) and PISANO Aurore Annie Pauline Jeanne Dominique (director) · published on 08-10-2024 · Gazette deed
First establishment
Rue de la Waide 51, Blegny
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| HAPI 01 Blegny | €75,361 | €15,912 | 38.8% | - |
| Pi-Vert Neupré | €65,020 | €18,118 | 21.5% | - |
| DYNAMIC MANAGEMENT Oupeye | €84,965 | €17,222 | 14.8% | - |
| Qualiti Ranst | €81,178 | €15,145 | 8.8% | - |
| C.L.J. Ghent | €77,201 | €17,660 | 12.7% | - |
| Liniers Conseil Brussels | €71,568 | €17,082 | 37.6% | - |
| BERT REYNVOET Ghent | €71,062 | €16,494 | 70.3% | - |
These companies have the same main activity as HAPI 01: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €65,000 and €85,000, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 04-10-2024Normal situation
- Activity
- Business and other management consultancyNACE 70200and 5 others
- Establishment unit
- 2.365.388.4514670 Blegny, since 04-10-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 08-10-2024
Annual accounts 2025
- €15,912▼ 53.8%
- €1,766▼ 93.6%
- €29,269▲ 6.4%
- €75,361▲ 55.3%
- Filing
- Filed on 31-08-2026
Insights on HAPI 01
HAPI 01 has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29,269 and a net result of €1,766.
Its solvency ranks better than 36% of 39,360 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 31-08-2026, 31 days late€15,912
▼ 53.8%
€5,036
▼ 85.4%
€1,766
▼ 93.6%
€27,157
▲ 3.5%
38.8%
▼ 17.9 percentage points
2.27
▲ 0.02
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €74,000. Estimated: probably between €36,000 and €150,000.
Balance sheet
balance sheet total €75,361 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
38.8%
Higher than 36% of 39,360 companies in 2025.
2.27
Higher than 53% of 38,044 companies in 2025.
2.3%
Higher than 25% of 38,516 companies in 2025.
HAPI 01
Middle half of the sector
80% of the sector
Micro accounts in head offices and management consultancy (NACE 70)
Net result: bottom quarter · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
75,361 | 48,511 | |
20 |
0 | 1,254 | |
21/28 |
26,886 | - | |
22/27 |
26,886 | - | |
23 |
488 | - | |
24 |
26,399 | - | |
29/58 |
48,475 | 47,257 | |
40/41 |
44,029 | 9,236 | |
40 |
43,779 | 6,901 | |
41 |
250 | 2,335 | |
54/58 |
4,446 | 38,021 | |
| Balance sheet: equity and liabilities | |||
10/49 |
75,361 | 48,511 | |
10/15 |
29,269 | 27,503 | |
10/11 |
100 | 100 | |
14 |
29,169 | 27,403 | |
17/49 |
46,092 | 21,008 | |
17 |
24,774 | - | |
170/4 |
24,774 | - | |
42/48 |
21,318 | 21,008 | |
44 |
355 | 1,518 | |
440/4 |
355 | 1,518 | |
45 |
14,728 | 19,490 | |
450/3 |
14,728 | 17,990 | |
454/9 |
- | 1,500 | |
47/48 |
6,235 | - | |
| Income statement | |||
9900 |
15,912 | 34,428 | |
630 |
8,101 | - | |
640/8 |
2,775 | - | |
9901 |
5,036 | 34,428 | |
65/66B |
758 | 8 | |
65 |
758 | 8 | |
9903 |
4,278 | 34,420 | |
67/77 |
2,512 | 7,016 | |
9904 |
1,766 | 27,403 | |
9905 |
1,766 | 27,403 | |
| Appropriation of the result | |||
9906 |
29,169 | 27,403 | |
14P |
27,403 | - | |
| Document | |||
The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 31 days after the deadline. Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00489372.
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 13,137 | - | ||
| 9,867 | - | ||
| 33,733 | - | ||
| -33,575 | - | ||
| 27,157 | 26,249 | ||
| 38.8% | 56.7% | ||
| 2.27 | 2.25 | ||
| 1.57 | 0.76 | ||
| 6.0% | 99.6% | ||
| 2.3% | 56.5% | ||
| 17.32 | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | €33,733 | - |
| €8,101 | - |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on HAPI 01
The operating result for 2025 is 85% lower than in 2024.
Debt's share of the balance-sheet total rises from 43.3% to 61.2%. Equity and debt are higher.
Board & ownership
Board
2 directors, since incorporationDirector (not named in the articles)
since 04-10-2024
term without a fixed end
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 08-10-2024
Mandates through the years
2 names, the dashed line is todayHARIKA Rachid
Director (not named in the articles)
Director (not named in the articles)
PISANO Aurore Annie Pauline Jeanne Dominique
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- HARIKA Rachid
- Director (not named in the articles), from 04-10-2024 to date
- PISANO Aurore Annie Pauline Jeanne Dominique
- Director (not named in the articles), from 04-10-2024 to date
Control
This company
HAPI 01
Equity €29,269
Profit €1,766 in 2025
Capital
- Contribution
- €100
- Shares
- 100
- Contribution per share
- €1
- Equity per share
- €293 in 2025
- Source
- deed of 08-10-2024
Articles of association
deed of 08-10-2024 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Fixe ou proportionnelle, rémunération des administrateurs”“L'organe d'administration détermine s'ils agissent seul ou conjointement, gestion journalière”
- Share issue ruleThe articles set how and by whom new shares are issued.
- “En cas d’actionnaire unique-administrateur, ce dernier détermine librement, au fur et à mesure des besoins de la société et aux époques…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Saturday of June at 18:30
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 08-10-2024 ↗
- HARIKA Rachid 50 shares (50%) · €50 in cash
- PISANO Aurore Annie Pauline Jeanne Dominique 50 shares (50%) · €50 in cash
Network & group
No group
HAPI 01 has no parent and no holdings in its annual accounts. HAPI 01 shares no director with another company.
At the same address
Rue de la Waide 51, 4670 Blegny · 1 other company| F.P.Consult & Management
registered office since 23-02-2023 |
founded in 2023 0798.758.871 |
Timeline
Timeline
5 events since 2024Filings
Establishments
202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 31 days late
2025
Annual accounts 2024 filed NBBmicro format · 92 days late
2024
Registered in the Peppol Directory Reachable for e-invoices through 0208:1014684336
IncorporationFounding capital of €100, 100 shares · Founders: HARIKA Rachid and PISANO Aurore Annie Pauline Jeanne Dominique · Appointments: HARIKA Rachid (director) and PISANO Aurore Annie Pauline Jeanne Dominique (director) · published on 08-10-20248 points ▸
- Founder, HARIKA Rachid
- Founder, PISANO Aurore Annie Pauline Jeanne Dominique
- Founding capital, €100, 100 shares
- 100 shares
- Registered office clause, Rue de la Waide 51, 4670 Blegny
- Board rule, 2
- Director appointment, HARIKA Rachid (director (not named in the articles))
- Director appointment, PISANO Aurore Annie Pauline Jeanne Dominique (director (not named in the articles))
- The deed holds 3 more points.
First establishment Rue de la Waide 51, Blegny
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 1014.684.336
- VAT number
- BE 1014.684.336
- Peppol ID
- 0208:1014684336
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 04-10-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Saturday of June at 18:30deed of 08-10-2024 (in French)
- Peppol
- Reachable since 08-10-2024Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- HAPI 01 in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 08-10-2024 (in French)
- Name clauseThe company operates under this name according to its articles.
- HAPI 01deed of 08-10-2024 (in French)
Activities
NACEBEL 202570200
Business and other management consultancy main activity
46120
Wholesale trade
Codes under NACEBEL 2008
70220
Business consulting main activity
35130
Electricity, gas, steam and air conditioning supply
35140
Electricity, gas, steam and air conditioning supply
46120
Wholesale trade
47420
Retail trade
61200
Telecommunications
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “La vente d'abonnement téléphonique et internet; Consultant ICT; Le service de comptabilité interne; L’octroi de tous prêts, avances et…”deed of 08-10-2024 (in French)
14 activities
- La vente d'abonnement téléphonique et internet
- Consultant ICT
- Le service de comptabilité interne
- L’octroi de tous prêts, avances et garanties personnelles ou réelles, ainsi que la réalisation de toutes opérations financières
- La participation au marché immobilier par tout contrat, promesse ou engagement unilatéral tel l’achat, l’échange, le lotissement, la promotion, la vente, la prise en location ou en sous-location, ainsi que la cession en location ou en sous-location, le tout avec ou sans option d’achat, en pleine propriété ou non, la construction, la rénovation, l’exploitation et l’entretien de maisons, appartements, bureaux, magasins, fonds de commerce, terrains et de manière générale, des biens immobiliers de toute nature
- Elle peut également accorder, obtenir, conclure et transiger à propos de droits réels démembrés ou sûretés (superficie, renonciation à accession, emphytéose, nue-propriété, usage, leasing immobilier, hypothèque, privilège…), conclure toutes opérations de financement et assurer la gérance d’immeuble pour son compte propre
- La prise de participations, sous quelque forme que ce soit, dans toutes sociétés, associations, établissements existants ou à créer, ayant des activités industrielles, financières, immobilières, commerciales ou civiles
- La gestion et la valorisation de participations notamment par la stimulation, la planification et la coordination du développement des sociétés, associations, établissements dans lesquels elle détient, directement ou indirectement, une participation ou non
- L’achat, la vente, la cession et l’échange de toutes valeurs mobilières, actions, obligations, fonds d’Etat et de tous droits mobiliers et immobiliers ; la réalisation de toutes opérations mobilières, immobilières, financières ou industrielles, commerciales ou civiles, de nature à favoriser son développement
- Toutes opérations en matière de conseils et de management concernant notamment l’administration, la direction, la gestion, le développement, l’informatique, le marketing et les matières financières, commerciales, sociales, juridiques, techniques ou autres à destination des entreprises, administrations, organismes tant publics que privés
- Toutes opérations généralement quelconques, commerciales, industrielles, financières, mobilières et immobilières, soit pour son compte propre, soit pour le compte de tiers, se rapportant directement ou indirectement, en tout ou en partie, à son objet social ou qui serait de nature à favoriser ou développer sa réalisation
- S'intéresser par voie de fusion, de souscription, ou de toute autre manière, à toutes entreprises, associations ou sociétés existantes ou à créer en Belgique ou à l'étranger, ayant un objet analogue ou similaire au sien ou qui soit de nature à favoriser son développement ou constituant pour elle une source ou un débouché
- Exercer les fonctions d’administrateur ou liquidateur dans d’autres sociétés
- Se porter garant ou fournir des sûretés réelles pour des sociétés ou des personnes privées, au sens le plus large
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Rue de la Waide 51 registered office 4670 Blegny | 04-10-2024 | 2.365.388.451 |
Buildings and parcels at the address
- Ground area
- 841 m²
- Buildings
- 108 m²
- Volume, LiDAR
- 553 m³
- Tallest building
- 8.0 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 62103A1002/00H002 | 841 m² | 1 · 108 m² | 8.0 m · 2 |