HAP Warenieuw
ActiveHAP Warenieuw has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €4k. Its solvency ranks better than 51% of 16414 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes
Profitability100
Solvency100
Growth-
Stability67
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.86), and 35.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.7%
Return on assets
17.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
7 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€16k
Total assets
€25k
Net result
€4k
Working capital
€16k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €25k
Equity
€16k
Debt
€9k
Debt finances 35.3% of the balance-sheet total.
Key figures and ratios
Solvency
64.7%
Current ratio
2.86
Quick ratio
2.86
Debt / equity
0.55
ROE
26.7%
ROA
17.3%
Debt
€9k
Debt ≤ 1 year
€9k
Income taxes
€1k
Staff costs
€49k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€25k
Current assets29/58€25k
Amounts receivable within one year40/41€4
Other amounts receivable41€4
Cash at bank and in hand54/58€24k
Deferred charges and accrued income490/1€2k
Equity and liabilities
Total equity and liabilities10/49€25k
Equity10/15€16k
Contributions10/11€12k
Profit (loss) carried forward14€4k
Amounts payable17/49€9k
Amounts payable within one year42/48€9k
Trade debts44€2k
Suppliers440/4€2k
Taxes, remuneration and social security45€7k
Taxes450/3€1k
Remuneration and social security454/9€5k
Accrued charges and deferred income492/3€70
Income statement
Code2025
Remuneration, social security and pensions62€49k
Other operating charges640/8€973
Gross operating margin9900€55k
Operating profit (loss)9901€6k
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€83
Recurring financial charges65€83
Profit (loss) for the period before taxes9903€6k
Income taxes67/77€1k
Profit (loss) for the period9904€4k
Profit (loss) for the period to be appropriated9905€4k
Appropriation of the result
Profit (loss) to be appropriated9906€4k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waregem
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Henri Lebbestraat 1348790 WaregemGround area
557 m²
Building footprint
218 m²
Volume, LiDAR
1,115 m³
Parcel 34040C1448/00Y000, Flanders · tallest building 10.6 m, ±1 floor. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34040C1448/00Y000 | Flanders | 556 m² | 1 · 218 m² | 10.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,101 companies in sector 86210 we hold annual accounts for 6,323. 2,908 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-08-2024
Fiscal year end31-12
Activities, NACEBEL
86210General medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.