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HANS BOSCH

Active
Private limited companyfounded 200125 yrs activeLepelstraat 34, 2340 Beerse, BelgiumKBO/BCE: BE 0475.350.577

HANS BOSCH has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €118k and a net result of €1k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 74% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
70 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability52▼-9
Solvency95▲+9
Growth32=
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 6.2 against 4.45 in 2024; short-term debt: 13.5% and cash: 3.6% of total assets), and 30.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 25 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
69.7%
Return on assets
0.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
53 d early
2024
51 d early
2023
55 d early
2022
56 d early
2021
52 d early
2020
36 d early
2019
53 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€118k▲ 1.2%
2024 · €117k
2018: €126k 2019: €136k 2020: €143k 2021: €123k 2022: €126k 2023: €122k 2024: €117k
2018 → 2025
Total assets
€170k▼ 11.2%
2024 · €191k
2018: €260k 2019: €251k 2020: €246k 2021: €239k 2022: €223k 2023: €213k 2024: €191k
2018 → 2025
Net result
€1k▼ 50.7%
2024 · €3k
2018: €8k 2019: €10k 2020: €7k 2021: €8k 2022: €4k 2023: €4k 2024: €3k
2018 → 2025
Working capital
€119k▼ 0.7%
2024 · €120k
2018: €134k 2019: €144k 2020: €151k 2021: €131k 2022: €131k 2023: €127k 2024: €120k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€123k-€126k▲ 2.9%€122k▼ 3.1%€117k▼ 4.2%€118k▲ 1.2%
Operating result€3k-€-3k€543€-1k€-550▲ 46.6%
Net result€8k-€4k▼ 55.6%€4k▲ 8.2%€3k▼ 25.8%€1k▼ 50.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-5k€0€5k€10kOperating result 2021: €3k€3kNet result 2021: €8k€8kOperating result 2022: €-3k€-3kNet result 2022: €4k€4kOperating result 2023: €543€543Net result 2023: €4k€4kOperating result 2024: €-1k€-1kNet result 2024: €3k€3kOperating result 2025: €-550€-550Net result 2025: €1k€1k20212022202320242025
The operating result stays negative: a loss of €550 in 2025 against €1k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €170k
Fixed assets €28k▼ 23.5%
Current assets €142k▼ 8.3%
Equity and liabilities €170k
Equity €118k▲ 1.2%
Debt €51k▼ 30.7%
The debt ratio falls from 38.8% to 30.3%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€12k
2024 · €10k
Cash flow
€14k
2024 · €13k
Solvency
69.7%
2024 · 61.2%
Current ratio
6.20
2024 · 4.45
Quick ratio
5.89
2024 · 4.20
Debt / equity
0.43
2024 · 0.63
ROE
1.2%
2024 · 2.4%
ROA
0.8%
2024 · 1.5%
Interest coverage
3.85
2024 · 4.87
Debt
€51k
2024 · €74k
Debt ≤ 1 year
€23k
2024 · €35k
Debt > 1 year
€28k
2024 · €38k
Income taxes
€688
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€191k€170k
Fixed assets21/28€36k€28k
Tangible fixed assets22/27€36k€28k
Land and buildings22€31k€23k
Furniture and vehicles24€3k€4k
Leasing and similar rights25€3k€582
Current assets29/58€155k€142k
Stocks and contracts in progress3€9k€7k
Stocks30/36€9k€7k
Amounts receivable within one year40/41€140k€127k
Trade receivables40€11k€6k
Other amounts receivable41€128k€121k
Cash at bank and in hand54/58€799€6k
Deferred charges and accrued income490/1€6k€2k
Equity and liabilities
Total equity and liabilities10/49€191k€170k
Equity10/15€117k€118k
Contributions10/11€19k€19k=
Reserves13€98k€99k
Distributable reserves133€98k€99k
Amounts payable17/49€74k€51k
Amounts payable after more than one year17€38k€28k
Financial debts170/4€38k€28k
Amounts payable within one year42/48€35k€23k
Current portion of amounts payable after more than one year42€12k€10k
Trade debts44€9k€8k
Suppliers440/4€9k€8k
Taxes, remuneration and social security45€6k€5k
Taxes450/3€6k€5k
Other amounts payable47/48€8k-
Accrued charges and deferred income492/3€1k€327
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€12k
Other operating charges640/8€1k€1k
Gross operating margin9900€11k€13k
Operating profit (loss)9901€-1k€-550
Financial income75/76B€7k€6k
Recurring financial income75€7k€6k
Financial charges65/66B€2k€3k
Recurring financial charges65€2k€3k
Profit (loss) for the period before taxes9903€4k€2k
Income taxes67/77€1k€688
Profit (loss) for the period9904€3k€1k
Profit (loss) for the period to be appropriated9905€3k€1k
Appropriation of the result
Profit (loss) to be appropriated9906€3k€1k
Transfer from equity791/2€8k-
Transfer to equity691/2€3k€1k
To other reserves6921€3k€1k
Profit to be distributed694/7€8k-
Return on contributions (dividend)694€8k-

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
08-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Weakest financial yearnet €1k ▼50.7%
Net result drops to €1k, the lowest in the series.
10-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
06-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
05-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
09-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
25-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
08-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Highest result since 2018net €10k ▲27.5%
Net result €10k, the highest in the series.
07-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
09-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 9 days late
2017
30-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beerse · 1 establishment unit since 2001
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Lepelstraat 342340 Beerse
Ground area
492 m²
Building footprint
148 m²
Volume, LiDAR
184 m³
Parcel 13043B0351/00G000, Flanders · tallest building 3.8 m. Linked by address, not a title deed.
1 establishment unit
HANS BOSCH BVBA
Lepelstraat 34, 2340 BeerseNACE 45250
since 20012.101.405.327
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13043B0351/00G000 Flanders 492 m² 1 · 148 m² 3.8 m
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 4,013 companies in sector 43310 we hold annual accounts for 1,745. 1,487 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded19-07-2001
Fiscal year end31-12
Activities, NACEBEL
43310Plastering work
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.