Equity
Equity fell by 94% in 14 years.
Equity fell by 94% in 14 years.
Of this, €625,856 falls due within a year.
The last five annual accounts were filed 0 to 10 days before the end of the period.
In July 2024, 1,448 companies had the same profile as HANS has now. Each dot stands for 4 companies, two years later.
Another 0.3% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,448 companies, not a prediction for HANS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| HANS Amblève | €706,922 | €80,064 | 3.0% | - |
| GREVESSE GLOBAL Amay | €765,726 | €71,521 | 20.6% | - |
| ANDABEL IMMO Saint-Vith | €771,936 | €68,916 | 25.0% | - |
| MF INVEST SRL Gerpinnes | €657,980 | €88,337 | 32.9% | - |
| NOTARII Puurs-Sint-Amands | €684,073 | €90,778 | 85.3% | - |
| PRINSENVELD Stekene | €628,384 | €87,350 | 23.1% | - |
| HONFIN Antwerp | €659,614 | €72,166 | 2.3% | - |
These companies have the same main activity as HANS: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €628,000 and €772,000, founded between 2009 and 2013.
HANS has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21,385 and a net result of €13,247.
Equity has been growing by about 54% per year since 2019.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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