Summary
HANNO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €379,400 and a net result of €132,726. Equity is growing by ~12.7% per year across the filed fiscal years. Its solvency ranks better than 57% of 8211 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-02-2026, 69 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
69 d early
2024
44 d early
2023
50 d early
2022
48 d early
2021
44 d early
2020
158 d early
2019
112 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 75 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 13 March (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close01-10-2026 today30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€379,400▼ 32.4%
2024 · €560,904
Net result
€132,726▲ 11.5%
2024 · €119,022
Total assets
€630,130▲ 6.9%
2024 · €589,507
Solvency
60.2%▼ 34.9pp
2024 · 95.1%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€125,845▼ 5.1%€189,840▲ 50.9%€181,275▼ 4.5%€166,513▼ 8.1%€184,938▲ 11.1%
Net result€89,940above the sector's middle half▼ 3.3%€132,928above the sector's middle half▲ 47.8%€127,653above the sector's middle half▼ 4.0%€119,022above the sector's middle half▼ 6.8%€132,726above the sector's middle half▲ 11.5%
Equity€263,091within the sector's middle half▼ 17.4%€395,219within the sector's middle half▲ 50.2%€448,082above the sector's middle half▲ 13.4%€560,904above the sector's middle half▲ 25.2%€379,400within the sector's middle half▼ 32.4%
Total assets€360,508within the sector's middle half▼ 3.6%€439,331within the sector's middle half▲ 21.9%€496,639within the sector's middle half▲ 13.0%€589,507within the sector's middle half▲ 18.7%€630,130within the sector's middle half▲ 6.9%
Debt€97,417▲ 75.1%€44,112▼ 54.7%€48,558▲ 10.1%€28,603▼ 41.1%€250,730▲ 777%
Working capital€263,091above the sector's middle half▼ 17.4%€395,219above the sector's middle half▲ 50.2%€448,082above the sector's middle half▲ 13.4%€560,904above the sector's middle half▲ 25.2%€377,304above the sector's middle half▼ 32.7%
Solvency73.0%within the sector's middle half▼ 12.2pp90.0%above the sector's middle half▲ 17.0pp90.2%above the sector's middle half▲ 0.3pp95.1%above the sector's middle half▲ 4.9pp60.2%within the sector's middle half▼ 34.9pp
Current ratio3.70within the sector's middle half▼ 3.039.96above the sector's middle half▲ 6.2610.23above the sector's middle half▲ 0.2720.61above the sector's middle half▲ 10.382.50within the sector's middle half▼ 18.11
Return on assets (ROA)24.9%above the sector's middle half▲ 0.1pp30.3%above the sector's middle half▲ 5.3pp25.7%above the sector's middle half▼ 4.6pp20.2%within the sector's middle half▼ 5.5pp21.1%within the sector's middle half▲ 0.9pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 11% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €630,130
Fixed assets
€2,096
Current assets
€628,034
Equity and liabilities €630,130
Equity
€379,400 ▼ 32.4%
Debt
€250,730 ▲ 777%
Debt's share of the balance-sheet total rises from 4.9% to 39.8%. Equity is lower and debt is higher.
Key figures and ratios
ROE
35.0%▲
2024 · 21.2%
Debt ≤ 1 year
€250,730▲
2024 · €28,603
Income taxes
€58,181▲
2024 · €53,125
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | - | €495 | - |
| Other operating charges640/8 | - | €173 | €348 | €499 | €513 | ▲ 2.8% |
| Gross operating margin9900 | €126,615 | €190,013 | €181,622 | €167,013 | €185,946 | ▲ 11.3% |
| Operating profit (loss)9901 | €125,845 | €189,840 | €181,275 | €166,513 | €184,938 | ▲ 11.1% |
| Financial income75/76B | - | €1,131 | €2,274 | €5,899 | €6,312 | ▲ 7.0% |
| Recurring financial income75 | €1,920 | €1,131 | €2,274 | €5,899 | €6,312 | ▲ 7.0% |
| Financial charges65/66B | - | €137 | €465 | €265 | €344 | ▲ 29.6% |
| Recurring financial charges65 | €148 | €137 | €465 | €265 | €344 | ▲ 29.6% |
| Profit (loss) for the period before taxes9903 | €127,617 | €190,834 | €183,083 | €172,147 | €190,907 | ▲ 10.9% |
| Income taxes67/77 | €37,678 | €57,906 | €55,430 | €53,125 | €58,181 | ▲ 9.5% |
| Profit (loss) for the period9904 | €89,940 | €132,928 | €127,653 | €119,022 | €132,726 | ▲ 11.5% |
| Profit (loss) for the period to be appropriated9905 | €89,940 | €132,928 | €127,653 | €119,022 | €132,726 | ▲ 11.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €360,508 | €439,331 | €496,639 | €589,507 | €630,130 | ▲ 6.9% |
| Fixed assets21/28 | - | - | - | - | €2,096 | - |
| Tangible fixed assets22/27 | - | - | - | - | €2,096 | - |
| Furniture and vehicles24 | - | - | - | - | €2,096 | - |
| Current assets29/58 | €360,508 | €439,331 | €496,639 | €589,507 | €628,034 | ▲ 6.5% |
| Amounts receivable after more than one year29 | - | €80,000 | €50,000 | €50,000 | €50,000 | = |
| Other amounts receivable291 | - | €80,000 | €50,000 | €50,000 | €50,000 | = |
| Amounts receivable within one year40/41 | €21,175 | €45,689 | €75,955 | €184,767 | €153,656 | ▼ 16.8% |
| Trade receivables40 | - | €23,595 | €25,955 | €25,955 | €26,769 | ▲ 3.1% |
| Other amounts receivable41 | - | €22,094 | €50,000 | €158,812 | €126,886 | ▼ 20.1% |
| Current investments50/53 | €77,201 | €77,201 | €77,201 | €77,201 | €77,201 | = |
| Cash at bank and in hand54/58 | €180,212 | €235,310 | €290,075 | €276,048 | €346,065 | ▲ 25.4% |
| Deferred charges and accrued income490/1 | - | €1,131 | €3,409 | €1,491 | €1,112 | ▼ 25.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €360,508 | €439,331 | €496,639 | €589,507 | €630,130 | ▲ 6.9% |
| Equity10/15 | €263,091 | €395,219 | €448,082 | €560,904 | €379,400 | ▼ 32.4% |
| Contributions10/11 | - | €6,200 | €6,200 | €0 | - | - |
| Reserves13 | €256,891 | €389,019 | €441,882 | €560,904 | €379,400 | ▼ 32.4% |
| Non-distributable reserves130/1 | - | €0 | - | - | - | - |
| Reserves not available under the articles1311 | - | €0 | - | - | - | - |
| Distributable reserves133 | - | €389,019 | €441,882 | €560,904 | €379,400 | ▼ 32.4% |
| Profit (loss) carried forward14 | - | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €97,417 | €44,112 | €48,558 | €28,603 | €250,730 | ▲ 777% |
| Amounts payable within one year42/48 | €97,417 | €44,112 | €48,558 | €28,603 | €250,730 | ▲ 777% |
| Trade debts44 | €1,041 | €915 | €439 | €279 | €1,545 | ▲ 454% |
| Suppliers440/4 | - | €915 | €439 | €279 | €1,545 | ▲ 454% |
| Taxes, remuneration and social security45 | - | €26,881 | €32,061 | €28,324 | €15,739 | ▼ 44.4% |
| Taxes450/3 | - | €26,881 | €32,061 | €28,324 | €15,739 | ▼ 44.4% |
| Other amounts payable47/48 | - | €16,315 | €16,059 | €0 | €233,446 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €89,940 | €132,928 | €127,653 | €119,022 | €132,726 | ▲ 11.5% |
| + Depreciation and write-downs630 | - | - | - | - | €495 | - |
| Operating cash flow (approximation) | €89,940 | €132,928 | €127,653 | €119,022 | €133,220 | ▲ 11.9% |
| Change in cash | - | €55,098 | €54,765 | -€14,027 | €70,018 | ▲ 599% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Liquidity doublescurrent ratio 20.61
Current ratio from 10.23 to 20.61; short-term debt falls from €48,558 to €28,603.
30-09
Financial
Equity above €500,000Eq €560,904 ▲25.2%
6 profitable years in a row build equity to €560,904.
11-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2019net €132,928 ▲47.8%
Operating result €189,840, net result €132,928, both a record.
30-09
Financial
Liquidity triplescurrent ratio 9.96
Current ratio from 3.70 to 9.96; short-term debt falls from €97,417 to €44,112.
17-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Weakest financial yearnet €89,940 ▼3.3%
Net result drops to €89,940, the lowest in the series; recovery starts the following year.
2020
23-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-09
Financial
Liquidity doublescurrent ratio 6.73
Current ratio from 2.71 to 6.73; short-term debt falls from €145,941 to €55,631.
Show earlier events
09-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
11-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Harelbeke · 1 establishment unit since 2012
Ground area
1,094 m²
Building footprint
262 m²
Volume, LiDAR
1,295 m³
Parcel 34322B0410/00B017, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
HANNO
since 20122.206.223.428
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34322B0410/00B017 | Flanders | 1,094 m² | 1 · 262 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,721 companies in this sector we hold annual accounts for 19,804. 13,776 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded03-01-2012
Fiscal year end30-09
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
73300Public relations and communication consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0842344832
Also
9925:BE0842344832
Registered
15-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.