Financials
- Financial year
- 2025
- Turnover
- €4.6m
- Profit
- €510,347
- Solvency
- 85.6%
Turnover▲ 1.1%
Net result
20182025
Summary
HANNECARD is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €36.3m and a net result of €510,347. Equity is growing by about 11% per year across the filed financial years. Its solvency ranks better than 73% of 3,017 sector peers (NACE 64, financial year 2025). The company has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Activities of holding companies
NACE 64210Manufacture of rubber and plastic products NACE 22120
#1 company by total assets in Ronse, Finance and insurance sector1 site
Size
€4.6mturnover 2025
- Staff
- 6.1 FTE
- Equity
- €36.3m
- Profit
- €510,347
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
- Largest shareholder
- BNP PARIBAS FORTIS PRIVATE EQUITY BELGIUM · 20.1%
- Holdings
- 12
- UniflexDirector · permanent representative Peter DE MARRE
Accounts filed 31 days late1 of 30 deeds read
SignalsneutralA punctual record breaksShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
1 signal.
neutral
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are in a legal situation other than normal, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
on the day
2023
1 day early
2022
4 days early
2021
6 days early
2020
8 days early
2019
1 day early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 2 days after the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
10-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · full…
- Resignation: LUMABEL (class B director)Permanent representative: Peter DE MARRE…
- Annual accounts filedfinancial year 2024 · full…
Key points
- Positive: Company by total assets in Ronse, Finance and…in the Checked rankings #1 View
- Caution: Board changedlatest change 13-05-2026 · 1 in office 1 joined · 1 left View
- Caution: Result fell in 2025from €951,030 to €510,347 ▼ 46.3% View
- Heads a groupcompanies controlled 12 View
- Positive: 3 years of growth in a rowturnover 2025: €4.6m 3 years View
By topic
Board & ownership
- Board
- 1 member
- Largest shareholder
- BNP PARIBAS FORTIS PRIVATE… · 20.1%
- UniflexDirector
Network & group
- Subsidiaries
- 12
12 subsidiaries
Timeline
- Events
- 25
- Since
- 2009
- Next accounts
- by 31-07-2027
- 30-07-2024Annual accounts filed
- 27-07-2023Annual accounts filed
- 31-12-2022Highest result from 2018 to 2025
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Activities of holding companiesNACE 64210
- Founded
- 26-09-2007
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed Is the workforce growing, and do people stay?Employer check
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