Hanne Engelen
ActiveHanne Engelen has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €92k and a net result of €46k. Equity is growing by ~89.2% per year across the filed fiscal years. Its solvency ranks better than 57% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency88▲+4
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.43 against 1.9 in 2024; short-term debt: 36.8% and cash: 57.4% of total assets), and 36.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.2%
Return on assets
31.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
74 d early
2024
29 d late
2023
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€92k▲ 100%
2024 · €46k
2023: €10k
2024: €46k
2023 → 2025
Total assets
€146k▲ 88.0%
2024 · €78k
2023: €21k
2024: €78k
2023 → 2025
Net result
€46k▲ 28.8%
2024 · €36k
2023: €5k
2024: €36k
2023 → 2025
Working capital
€77k▲ 170%
2024 · €28k
2023: €8k
2024: €28k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€10k-€46k▲ 353%€92k▲ 100%
Operating result€8k-€52k▲ 566%€67k▲ 28.4%
Net result€5k-€36k▲ 596%€46k▲ 28.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 28% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €146k
Fixed assets
€15k▼ 12.5%
Current assets
€131k▲ 118%
Equity and liabilities €146k
Equity
€92k▲ 100%
Debt
€54k▲ 69.9%
The debt ratio falls from 40.7% to 36.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€69k▲
2024 · €53k
Cash flow
€48k▲
2024 · €37k
Solvency
63.2%▲
2024 · 59.3%
Current ratio
2.43▲
2024 · 1.90
Quick ratio
2.43▲
2024 · 1.90
Debt / equity
0.58▼
2024 · 0.69
ROE
50.1%▼
2024 · 77.9%
ROA
31.7%▼
2024 · 46.3%
Interest coverage
16.27▲
2024 · 12.00
Debt
€54k▲
2024 · €32k
Debt ≤ 1 year
€54k▲
2024 · €32k
Income taxes
€17k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€78k€146k▲
Fixed assets21/28€18k€15k▼
Tangible fixed assets22/27€18k€15k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€2k€1k▼
Other tangible fixed assets26€15k€13k▼
Current assets29/58€60k€131k▲
Amounts receivable within one year40/41€403€0▼
Trade receivables40€403€0▼
Other amounts receivable41€0-
Current investments50/53€6k€45k▲
Cash at bank and in hand54/58€54k€84k▲
Deferred charges and accrued income490/1€66€2k▲
Equity and liabilities
Total equity and liabilities10/49€78k€146k▲
Equity10/15€46k€92k▲
Contributions10/11€5k€5k=
Reserves13€41k€87k▲
Distributable reserves133€41k€87k▲
Amounts payable17/49€32k€54k▲
Amounts payable within one year42/48€32k€54k▲
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€26k€46k▲
Taxes450/3€26k€46k▲
Other amounts payable47/48€4k€4k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€749€2k▲
Other operating charges640/8€1k€908▼
Gross operating margin9900€54k€70k▲
Operating profit (loss)9901€52k€67k▲
Financial income75/76B-€153
Recurring financial income75-€153
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€48k€63k▲
Income taxes67/77€12k€17k▲
Profit (loss) for the period9904€36k€46k▲
Profit (loss) for the period to be appropriated9905€36k€46k▲
Appropriation of the result
Profit (loss) to be appropriated9906€36k€46k▲
Transfer to equity691/2€36k€46k▲
To other reserves6921€36k€46k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €46k ▲28.8%
Operating result €67k, net result €46k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Liefkenshoek 532980 ZoerselGround area
836 m²
Building footprint
114 m²
Volume, LiDAR
99 m³
Parcel 11017C0071/00N000, Flanders · tallest building 4.1 m. Linked by address, not a title deed.
1 establishment unit
Hanne Engelen
since 20232.346.694.769
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11017C0071/00N000 | Flanders | 836 m² | 1 · 114 m² | 4.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 40,475 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-06-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.