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HANKARD PHILIPPE

Active
Private limited company (pre-2019)founded 1991active for 34 yearsSint-Stevensstraat 59, 1600 Sint-Pieters-Leeuw, BelgiumKBO/BCE: BE 0446.160.408

From the official registers: KBO 33 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

HANKARD PHILIPPE has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €64,370 and a net result of €8,353, of which €7,447 non-recurring income. Equity has been shrinking by about 20% per year since 2018. Its solvency ranks better than 56% of 1,373 sector peers (NACE 96, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Official details

KBO
Status
Active since 23-12-1991 Normal situation
Activity
Funeral services NACE 96301
Establishment unit
2.055.879.861 1600 Sint-Pieters-Leeuw, since 23-01-1992
Financial year end
31 December
Peppol
Reachable since 06-01-2026

Board and ownership

Board
  • HANKARD PHILIPPEDirector

Financial position

81 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts 2025
Gross margin
€19,288
Turnover
≈ €150,000
estimated
Profit
€8,353
Equity
€64,370
▲ 14.9%
Total assets
€174,045
▲ 11.9%
Filed on 30-09-2026, 61 days after the deadlineat the National Bank
Score breakdownraises riskLiquidity: current ratio 1.29Last filed accounts filed 61 days late; 1 of the last 3 accounts latelowers riskFounded in 1991Size: total assets €174,045Show the evidence

Checked score

Score 2025
81 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 49% of micro companies in personal services (NACE 96)
Financial strength · tick: 2024
Average
Solvency 62+1
equity 37.0% of total assets
Liquidity 34+16
short-term debt 63.0%
Profitability 70+51
return on assets 4.8%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,624 companies, NACE 96, micro)
Last 24 months 11-2024: 1.0% 12-2024: 1.0%● unchanged vs 11-2024 01-2025: 1.0%● unchanged vs 12-2024 02-2025: 1.0%● unchanged vs 01-2025 03-2025: 1.0%● unchanged vs 02-2025 04-2025: 1.0%● unchanged vs 03-2025 05-2025: 1.0%● unchanged vs 04-2025 06-2025: 1.0%● unchanged vs 05-2025 07-2025: 1.1%▲ +0.1 percentage points vs 06-2025 08-2025: 1.6%▲ +0.5 percentage points vs 07-2025highest value 09-2025: 0.2%▼ -1.4 percentage points vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.1%▼ -0.1 percentage points vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.2%▲ +0.1 percentage points vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.5%▲ +0.3 percentage points vs 07-2026 09-2026: 0.7%▲ +0.2 percentage points vs 08-2026 10-2026: 0.5%▼ -0.2 percentage points vs 09-2026
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.29 (1.56 in 2024), below the usual 1.5. Short-term debt is 63% of total assets. 63% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 58% of them on solvency, 26% on liquidity, 49% on profitability and 63% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Founded in 1991
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Liquidity: current ratio 1.29
NBB · annual accounts
raises risk · Last filed accounts filed 61 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Size: total assets €174,045
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
18202122232425
2018 to 2025 · latest year €64,370
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
61 days late
2024
27 days late
2023
28 days late
2022
3 days early
2021
79 days late
2020
24 days late
2018
27 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 35 days after the deadline. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 accounts filed within 32 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Oldest company in Sint-Pieters-Leeuw, Other services sectorin the Checked rankings No. 1 View

Comparable companies

These companies have the same main activity as HANKARD PHILIPPE: funeral services (NACE 96301). They are comparable in size and age: total assets between €120,000 and €213,000, founded between 1977 and 2001.

CompanyTotal assetsGross margin
HANKARD PHILIPPE Sint-Pieters-Leeuw€174,045€19,288
Entreprise de Pompes Funébres CATHERINE et Successeurs á HAULCHIN Estinnes€167,616€15,557
WIRIS Zottegem€150,417€29,920
ENTREPRISES A.V. MONS-Flémalle Flémalle€213,250€10,932
BEGRAFENISSEN COLLIER Antwerpen€212,431€11,770
HENNAU-SAVOURET Châtelet€148,266€32,495
IMMOFUNE Charleroi€119,973€12,720
Full comparison

Documents

Annual accounts at the NBB

All 33 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about HANKARD PHILIPPE

What is the company number of HANKARD PHILIPPE?
The company number of HANKARD PHILIPPE is 0446.160.408. The VAT number is the same number with BE in front: BE 0446.160.408.
Where is HANKARD PHILIPPE based?
The registered office is at Sint-Stevensstraat 59, 1600 Sint-Pieters-Leeuw.Company details
What does HANKARD PHILIPPE do?
According to the KBO register, the main activity is funeral services (NACE 96301).
What is the legal form of HANKARD PHILIPPE?
The legal form of HANKARD PHILIPPE is Private limited company (pre-2019) (BVBA).
When was HANKARD PHILIPPE founded?
HANKARD PHILIPPE was founded on 23-12-1991.
Is HANKARD PHILIPPE still active?
Yes, HANKARD PHILIPPE is an active enterprise in the KBO register.
What is the turnover of HANKARD PHILIPPE?
The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €19,288 and 68 comparable companies (NACE 96). It probably lies between €77,000 and €290,000. It is a rough estimate.Financials
Is HANKARD PHILIPPE profitable?
In financial year 2025, HANKARD PHILIPPE made a profit of €8,353.
Where can I find the annual accounts of HANKARD PHILIPPE?
HANKARD PHILIPPE filed 33 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of HANKARD PHILIPPE due?
HANKARD PHILIPPE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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