HANISAB
ActiveSummary
The computed 12-month bankruptcy probability of HANISAB is 2.8% (moderate). The 2025 annual accounts show equity of €97,263 and a net result of €13,222. Equity is growing by ~50.8% per year across the filed fiscal years. Its solvency ranks better than 73% of 13604 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability50▼-50
Solvency83▲+17
Growth78=
Track record100
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 2.12 against 1.56 in 2024; short-term debt: 42.3% and cash: 1.4% of total assets), and 42.3% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.7%
Return on assets
7.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-09-2026, 46 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
46 d late
2024
99 d late
2023
30 d late
2022
338 d late
2021
121 d late
2020
61 d late
2019
90 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 112 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€97,263▲ 15.7%
2024 · €84,040
Total assets
€168,610▼ 17.6%
2024 · €204,717
Net result
€13,222▼ 75.6%
2024 · €54,125
Working capital
€80,076▲ 20.7%
2024 · €66,324
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€56,489▲ 675%€71,535▲ 26.6%€42,921▼ 40.0%€63,707▲ 48.4%€31,583▼ 50.4%
Net result€53,643above the sector's middle half▲ 739%€61,452above the sector's middle half▲ 14.6%€34,530above the sector's middle half▼ 43.8%€54,125above the sector's middle half▲ 56.7%€13,222within the sector's middle half▼ 75.6%
Equity€18,934within the sector's middle half€40,385within the sector's middle half▲ 113%€54,915within the sector's middle half▲ 36.0%€84,040within the sector's middle half▲ 53.0%€97,263above the sector's middle half▲ 15.7%
Total assets€67,253within the sector's middle half▲ 150%€202,622within the sector's middle half▲ 201%€195,202within the sector's middle half▼ 3.7%€204,717within the sector's middle half▲ 4.9%€168,610within the sector's middle half▼ 17.6%
Debt€48,319▼ 2.7%€162,236▲ 236%€140,287▼ 13.5%€120,677▼ 14.0%€71,347▼ 40.9%
Working capital€8,962within the sector's middle half€26,727within the sector's middle half▲ 198%€42,527above the sector's middle half▲ 59.1%€66,324above the sector's middle half▲ 56.0%€80,076above the sector's middle half▲ 20.7%
Solvency28.2%within the sector's middle half▲ 112.5pp19.9%within the sector's middle half▼ 8.2pp28.1%within the sector's middle half▲ 8.2pp41.1%within the sector's middle half▲ 12.9pp57.7%within the sector's middle half▲ 16.6pp
Current ratio1.19within the sector's middle half▲ 0.891.16within the sector's middle half▼ 0.031.30within the sector's middle half▲ 0.141.56within the sector's middle half▲ 0.252.12within the sector's middle half▲ 0.56
Return on assets (ROA)79.8%above the sector's middle half▲ 56.0pp30.3%above the sector's middle half▼ 49.4pp17.7%above the sector's middle half▼ 12.6pp26.4%above the sector's middle half▲ 8.7pp7.8%within the sector's middle half▼ 18.6pp
Staff (FTE)33.2▲ 6.7%1.6▼ 50.0%
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 50% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €168,610
Fixed assets
€17,186 ▼ 11.9%
Current assets
€151,424 ▼ 18.2%
Equity and liabilities €168,610
Equity
€97,263 ▲ 15.7%
Debt
€71,347 ▼ 40.9%
Debt's share of the balance-sheet total falls from 58.9% to 42.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€37,663▼
2024 · €66,784
Cash flow
€19,302▼
2024 · €57,202
Quick ratio
1.70▲
2024 · 1.32
Debt to equity
0.73▼
2024 · 1.44
ROE
13.6%▼
2024 · 64.4%
Interest coverage
2.63▼
2024 · 14.78
Debt ≤ 1 year
€71,347▼
2024 · €118,877
Income taxes
€5,480▼
2024 · €7,037
Staff costs
€34,991▲
2024 · €31,171
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,970 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,970 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €13,192 | €55,911 | €59,459 | €31,171 | €34,991 | ▲ 12.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,788 | €3,613 | €4,278 | €3,077 | €6,080 | ▲ 97.6% |
| Other operating charges640/8 | €475 | €6,116 | €2,760 | €3,523 | €8,778 | ▲ 149% |
| Non-recurring operating charges66A | €164 | - | - | - | - | - |
| Gross operating margin9900 | €74,109 | €137,174 | €109,419 | €101,478 | €81,432 | ▼ 19.8% |
| Operating profit (loss)9901 | €56,489 | €71,535 | €42,921 | €63,707 | €31,583 | ▼ 50.4% |
| Financial income75/76B | - | - | €0 | €1,974 | €1,425 | ▼ 27.8% |
| Recurring financial income75 | - | - | €0 | €1,974 | €1,425 | ▼ 27.8% |
| Financial charges65/66B | €1,448 | €2,840 | €3,608 | €4,519 | €14,306 | ▲ 217% |
| Recurring financial charges65 | €1,448 | €2,840 | €3,608 | €4,519 | €14,306 | ▲ 217% |
| Profit (loss) for the period before taxes9903 | €55,041 | €68,695 | €39,313 | €61,162 | €18,702 | ▼ 69.4% |
| Income taxes67/77 | €1,398 | €7,244 | €4,783 | €7,037 | €5,480 | ▼ 22.1% |
| Profit (loss) for the period9904 | €53,643 | €61,452 | €34,530 | €54,125 | €13,222 | ▼ 75.6% |
| Profit (loss) for the period to be appropriated9905 | €53,643 | €61,452 | €34,530 | €54,125 | €13,222 | ▼ 75.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €67,253 | €202,622 | €195,202 | €204,717 | €168,610 | ▼ 17.6% |
| Fixed assets21/28 | €11,772 | €13,658 | €12,388 | €19,516 | €17,186 | ▼ 11.9% |
| Tangible fixed assets22/27 | €7,272 | €9,158 | €6,888 | €14,016 | €11,686 | ▼ 16.6% |
| Furniture and vehicles24 | €5,472 | €7,558 | €5,488 | €12,816 | €10,686 | ▼ 16.6% |
| Other tangible fixed assets26 | €1,800 | €1,600 | €1,400 | €1,200 | €1,000 | ▼ 16.7% |
| Financial fixed assets28 | €4,500 | €4,500 | €5,500 | €5,500 | €5,500 | = |
| Current assets29/58 | €55,481 | €188,963 | €182,814 | €185,201 | €151,424 | ▼ 18.2% |
| Amounts receivable after more than one year29 | - | - | €136,750 | €101,750 | €95,000 | ▼ 6.6% |
| Other amounts receivable291 | - | - | €136,750 | €101,750 | €95,000 | ▼ 6.6% |
| Stocks and contracts in progress3 | €11,680 | €17,811 | €30,772 | €28,840 | €30,128 | ▲ 4.5% |
| Stocks30/36 | €11,680 | €17,811 | €30,772 | €28,840 | €30,128 | ▲ 4.5% |
| Amounts receivable within one year40/41 | €43,348 | €169,861 | €15,023 | €54,002 | €21,615 | ▼ 60.0% |
| Trade receivables40 | €4,317 | €116,871 | €15,000 | €54,002 | €19,572 | ▼ 63.8% |
| Other amounts receivable41 | €39,030 | €52,990 | €23 | - | €2,042 | - |
| Cash at bank and in hand54/58 | €262 | €1,095 | €58 | €609 | €2,373 | ▲ 289% |
| Deferred charges and accrued income490/1 | €191 | €196 | €211 | - | €2,308 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €67,253 | €202,622 | €195,202 | €204,717 | €168,610 | ▼ 17.6% |
| Equity10/15 | €18,934 | €40,385 | €54,915 | €84,040 | €97,263 | ▲ 15.7% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Outside capital11 | €6,200 | €6,200 | €6,200 | - | - | - |
| Other1109/19 | €6,200 | €6,200 | €6,200 | - | - | - |
| Reserves13 | - | - | - | - | €13,000 | - |
| Distributable reserves133 | - | - | - | - | €13,000 | - |
| Profit (loss) carried forward14 | €12,734 | €34,185 | €48,715 | €77,840 | €78,063 | ▲ 0.3% |
| Amounts payable17/49 | €48,319 | €162,236 | €140,287 | €120,677 | €71,347 | ▼ 40.9% |
| Amounts payable within one year42/48 | €46,519 | €162,236 | €140,287 | €118,877 | €71,347 | ▼ 40.0% |
| Trade debts44 | €18,026 | €7,510 | €3,141 | €3,754 | €6,573 | ▲ 75.1% |
| Suppliers440/4 | €18,026 | €7,510 | €3,141 | €3,754 | €6,573 | ▲ 75.1% |
| Advances received on contracts in progress46 | - | €76,828 | - | - | - | - |
| Taxes, remuneration and social security45 | €16,493 | €25,898 | €54,145 | €59,463 | €54,774 | ▼ 7.9% |
| Taxes450/3 | €5,617 | €21,058 | €43,321 | €48,668 | €44,897 | ▼ 7.7% |
| Remuneration and social security454/9 | €10,876 | €4,840 | €10,824 | €10,796 | €9,877 | ▼ 8.5% |
| Other amounts payable47/48 | €12,000 | €52,000 | €83,001 | €55,660 | €10,000 | ▼ 82.0% |
| Accrued charges and deferred income492/3 | €1,800 | - | - | €1,800 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €53,643 | €61,452 | €34,530 | €54,125 | €13,222 | ▼ 75.6% |
| + Depreciation and write-downs630 | €3,788 | €3,613 | €4,278 | €3,077 | €6,080 | ▲ 97.6% |
| Operating cash flow (approximation) | €57,432 | €65,064 | €38,808 | €57,202 | €19,302 | ▼ 66.3% |
| Investment in fixed assets (approximation) | - | -€5,499 | -€3,007 | -€10,205 | -€3,750 | ▲ 63.3% |
| Change in cash | - | €833 | -€1,037 | €551 | €1,764 | ▲ 220% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 46 days late
2025
07-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 99 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 338 days late
2022
31-12
Financial
Highest result since 2018net €61,452 ▲14.6%
Operating result €71,535, net result €61,452, both a record.
29-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 121 days late
2021
31-12
Financial
Liquidity quadruplescurrent ratio 1.19
Current ratio from 0.31 to 1.19; short-term debt falls from €49,636 to €46,519.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
31-12
Financial
Back to profitnet €13,509
Net result €13,509 after one loss-making year.
26-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 57 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2017
Ground area
90 m²
Building footprint
83 m²
Volume, LiDAR
1,577 m³
Parcel 21809K0187/00A013, Brussels · tallest building 21.4 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Le Méditérranée
since 20172.264.142.821
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21809K0187/00A013 | Brussels | 90 m² | 1 · 83 m² | 21.4 m · 7 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.264.142.821
Similar companies · same sector, comparable size
TURBOT
BE 0884.256.750
Brasschaat · Eq €97,229
LE P'TIT CREUX
BE 0432.669.488
Ramillies · Eq €97,304
ALI BABA
BE 0599.973.506
Lier · Eq €97,341
La Grappa
BE 0466.700.949
Antwerpen · Eq €97,343
FULL HOUSE ELS
BE 0822.172.295
Tongeren-Borgloon · Eq €97,387
Of 21,859 companies in sector 56112 we hold annual accounts for 9,782. 7,862 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded03-02-2017
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0670729660
Also
9925:BE0670729660
Registered
18-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.