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HANIMA

Active
Private limited companyfounded 2023active for 3 yearsLiersesteenweg 124, 2220 Heist-op-den-Berg, BelgiumKBO/BCE: BE 0805.565.994
Summary

The computed 12-month bankruptcy probability of HANIMA is 8.9% (elevated). The 2025 annual accounts show equity of €14,335 and a net result of -€3,719. Its solvency ranks better than 45% of 1,249 sector peers (NACE 42, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Construction of roads and motorways
NACE 42110
1 site
Size
≈ €19,000turnover 2025, estimated
Equity
€14,335
Loss
-€3,719
Turnover estimated from the gross margin
Financial health
32 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
8.9%
Structure
2025 accounts 191 days early
Why 32raises risk2 changes of registered office in 24 monthsFounded in 2023Liquidity: current ratio 1.21lowers riskFigures for financial year 2025 (filed 21-10-2025)Show the evidence

Checked score

Score 2025
32 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 27% of its sector peers (NACE 42, micro)
Financial strength · tick = 2024
Weak
Solvency 66-7
equity 40.5% of total assets
Liquidity 38-11
short-term debt 59.5%
Profitability 11-89
return on assets -10.5%
Bankruptcy probability, 12 months
8.9% Elevated
0%0.5%1.5%4%10%≥ 25%

About 9 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.8% (1,867 companies, NACE 42, micro)
Last 24 months 11-2024: 1.8% 12-2024: 1.9%▲ +0.1 percentage points vs 11-2024 01-2025: 2.3%▲ +0.4 percentage points vs 12-2024 02-2025: 2.5%▲ +0.2 percentage points vs 01-2025 03-2025: 2.5%● unchanged vs 02-2025 04-2025: 2.8%▲ +0.3 percentage points vs 03-2025 05-2025: 1.1%▼ -1.7 percentage points vs 04-2025 06-2025: 1.1%● unchanged vs 05-2025 07-2025: 1.1%● unchanged vs 06-2025 08-2025: 1.1%● unchanged vs 07-2025lowest value 09-2025: 1.1%● unchanged vs 08-2025 10-2025: 1.1%● unchanged vs 09-2025 11-2025: 3.1%▲ +2.0 percentage points vs 10-2025 12-2025: 4.6%▲ +1.5 percentage points vs 11-2025 01-2026: 4.6%● unchanged vs 12-2025 02-2026: 4.6%● unchanged vs 01-2026 03-2026: 4.6%● unchanged vs 02-2026 04-2026: 4.4%▼ -0.2 percentage points vs 03-2026 05-2026: 4.3%▼ -0.1 percentage points vs 04-2026 06-2026: 4.1%▼ -0.2 percentage points vs 05-2026 07-2026: 4.1%● unchanged vs 06-2026 08-2026: 4.1%● unchanged vs 07-2026 09-2026: 4.1%● unchanged vs 08-2026 10-2026: 8.9%▲ +4.8 percentage points vs 09-2026highest value
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.21, compared with 1.45 in 2024, below the usual 1.5; short-term debt: 59.5% of total assets), and 59.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 42, micro): better than 46% on solvency, 30% on liquidity, 13% on profitability and 20% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · 2 changes of registered office in 24 months
Belgian Official Gazette
raises risk · Founded in 2023
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Liquidity: current ratio 1.21
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 21-10-2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 21-10-2025, 191 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
191 days early
2024
23 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 107 days before the deadline; the sector median (NACE 42) for financial year 2024 is 2 days before the deadline, and 41% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end29-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Registered officeRegistered-office move · Director in…
  2. Registered officeRegistered-office move · Director in…
  3. Annual accounts filedfinancial year 2025 · micro…

Financials · financial year 2025, micro format

Turnover
≈ €19,000
Estimated: probably between €8,800 and €46,000
Total assets
€35,386▼ 5.1%
2024 · €37,293
Net result
-€3,719
2024 · €15,053
Working capital
€4,521▼ 39.9%
2024 · €7,526
Trend over the years

2024 to 2025, 2 financial years

The operating result turns negative in 2025: a loss of €2,685 after €20,397 in 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€2,685 2025 Net result-€3,719 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 42, Civil engineering: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result€20,397--€2,685
Net result€15,053within the sector's middle half--€3,719below the sector's middle half
Equity€18,053within the sector's middle half-€14,335below the sector's middle half▼ 20.6%
Total assets€37,293below the sector's middle half-€35,386below the sector's middle half▼ 5.1%
Debt€19,240-€21,051▲ 9.4%
Working capital€7,526within the sector's middle half-€4,521within the sector's middle half▼ 39.9%
Solvency48.4%within the sector's middle half-40.5%within the sector's middle half▼ 7.9pp
Current ratio1.45within the sector's middle half-1.21within the sector's middle half▼ 0.23
Return on assets (ROA)40.4%above the sector's middle half--10.5%below the sector's middle half▼ 50.9pp
above within below the middle half of NACE 42, Civil engineering: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €35,386
Fixed assets €9,814 ▼ 24.3%
Current assets €25,572 ▲ 5.1%
Equity and liabilities €35,386
Equity €14,335 ▼ 20.6%
Debt €21,051 ▲ 9.4%
Debt's share of the balance-sheet total rises from 51.6% to 59.5%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€671▼
2024 · €21,614
Cash flow
-€362▼
2024 · €16,270
Debt to equity
1.47▲
2024 · 1.07
ROE
-25.9%▼
2024 · 83.4%
Interest coverage
0.63▼
2024 · 44.25
Debt ≤ 1 year
€21,051▲
2024 · €16,796
Income taxes
€266▼
2024 · €4,890
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,223 companies that looked in July 2024 the way this one looks now, 3.4% went bankrupt within 24 months and 87.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
3.4% went bankrupt
8.7% stopped otherwise
87.8% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 8.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,223 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet Code20242025
Assets
Total assets20/58€37,293€35,386▼
Fixed assets21/28€12,971€9,814▼
Tangible fixed assets22/27€12,971€9,614▼
Plant, machinery and equipment23€6,579€4,733▼
Furniture and vehicles24€6,392€4,882▼
Financial fixed assets28-€200
Current assets29/58€24,322€25,572▲
Amounts receivable within one year40/41€18,071€16,338▼
Trade receivables40€17,264€10,550▼
Other amounts receivable41€807€5,788▲
Cash at bank and in hand54/58€6,251-
Deferred charges and accrued income490/1-€9,234
Equity and liabilities
Total equity and liabilities10/49€37,293€35,386▼
Equity10/15€18,053€14,335▼
Contributions10/11€3,000€3,000=
Reserves13€15,000€11,335▼
Distributable reserves133€15,000€11,335▼
Profit (loss) carried forward14€53-
Amounts payable17/49€19,240€21,051▲
Amounts payable after more than one year17€2,444-
Financial debts170/4€2,444-
Amounts payable within one year42/48€16,796€21,051▲
Current portion of amounts payable after more than one year42€6,486€2,444▼
Financial debts43-€7,147
Credit institutions430/8-€7,147
Trade debts44€4,800€11,195▲
Suppliers440/4€4,800€11,195▲
Taxes, remuneration and social security45€4,890€266▼
Taxes450/3€4,890€266▼
Other amounts payable47/48€620-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,217€3,357▲
Other operating charges640/8€1,243€1,847▲
Gross operating margin9900€22,856€2,519▼
Operating profit (loss)9901€20,397-€2,685▼
Financial income75/76B€35€294▲
Recurring financial income75€35€294▲
Financial charges65/66B€488€1,061▲
Recurring financial charges65€488€1,061▲
Profit (loss) for the period before taxes9903€19,944-€3,452▼
Income taxes67/77€4,890€266▼
Profit (loss) for the period9904€15,053-€3,719▼
Profit (loss) for the period to be appropriated9905€15,053-€3,719▼
Appropriation of the result
Profit (loss) to be appropriated9906€15,053-€3,665▼
Profit (loss) brought forward from the previous period14P-€53
Transfer from equity791/2-€3,665
Transfer to equity691/2€15,000-
To other reserves6921€15,000-

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,217€3,357▲ 176%
Other operating charges640/8€1,243€1,847▲ 48.7%
Gross operating margin9900€22,856€2,519▼ 89.0%
Operating profit (loss)9901€20,397-€2,685-
Financial income75/76B€35€294▲ 732%
Recurring financial income75€35€294▲ 732%
Financial charges65/66B€488€1,061▲ 117%
Recurring financial charges65€488€1,061▲ 117%
Profit (loss) for the period before taxes9903€19,944-€3,452-
Income taxes67/77€4,890€266▼ 94.6%
Profit (loss) for the period9904€15,053-€3,719-
Profit (loss) for the period to be appropriated9905€15,053-€3,719-
Line20242025Change
Assets
Total assets20/58€37,293€35,386▼ 5.1%
Fixed assets21/28€12,971€9,814▼ 24.3%
Tangible fixed assets22/27€12,971€9,614▼ 25.9%
Plant, machinery and equipment23€6,579€4,733▼ 28.1%
Furniture and vehicles24€6,392€4,882▼ 23.6%
Financial fixed assets28-€200-
Current assets29/58€24,322€25,572▲ 5.1%
Amounts receivable within one year40/41€18,071€16,338▼ 9.6%
Trade receivables40€17,264€10,550▼ 38.9%
Other amounts receivable41€807€5,788▲ 617%
Cash at bank and in hand54/58€6,251--
Deferred charges and accrued income490/1-€9,234-
Equity and liabilities
Total equity and liabilities10/49€37,293€35,386▼ 5.1%
Equity10/15€18,053€14,335▼ 20.6%
Contributions10/11€3,000€3,000=
Reserves13€15,000€11,335▼ 24.4%
Distributable reserves133€15,000€11,335▼ 24.4%
Profit (loss) carried forward14€53--
Amounts payable17/49€19,240€21,051▲ 9.4%
Amounts payable after more than one year17€2,444--
Financial debts170/4€2,444--
Amounts payable within one year42/48€16,796€21,051▲ 25.3%
Current portion of amounts payable after more than one year42€6,486€2,444▼ 62.3%
Financial debts43-€7,147-
Credit institutions430/8-€7,147-
Trade debts44€4,800€11,195▲ 133%
Suppliers440/4€4,800€11,195▲ 133%
Taxes, remuneration and social security45€4,890€266▼ 94.6%
Taxes450/3€4,890€266▼ 94.6%
Other amounts payable47/48€620--
Line20242025Change
Profit (loss) for the period9904€15,053-€3,719-
+ Depreciation and write-downs630€1,217€3,357▲ 176%
Operating cash flow (approximation)€16,270-€362-
Investment in fixed assets (approximation)--€200-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference
30-09-2025 micro format 21-10-2025 2025-00546170
30-09-2024 micro format 07-04-2025 2025-00064644

Similar companies · same sector, comparable size

Of the 2,291 active companies whose main activity is construction of roads and motorways (NACE 42110), figures are known for 1,122. 470 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Subsidies and aid

Flemish government

2024 · 1 entry · €243 awarded · €243 paid
Schemes
1 entry · €243 · €243 paid · Fonds voor Innoveren en Ondernemen

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2023
CLAES Niels
Director (not named in the articles) · since 11-09-2023
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2023, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
CLAES Niels
  • Director (not named in the articles), from 11-09-2023 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 11-09-2023 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 11-09-2023 Incorporation · €3,000 · 100 shares

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

HANIMA was incorporated on 7 September 2023 as a private limited company by one natural person, with a starting capital of €3,000.12 The registered office moved to Bekkevoort in 2025 and to Heist-op-den-Berg in 2026.34 Since 2023, CLAES Niels has served as director of the company.2

  1. 1KBO register
  2. 2Belgian Official Gazette, 11-09-2023
  3. 3Belgian Official Gazette, 18-11-2025
  4. 4Belgian Official Gazette, 07-10-2026

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 30-04-2027
2026
07-10
Gazette deed Registered office
Registered-office move · Director in office3 facts ▸
  • General meeting, 10-08-2026
  • Registered-office move, Liersesteenweg 124 - 2220 Heist-op-den-Berg
  • Director in office, Claes Niels (director)
2025
18-11
Gazette deed Registered office
Registered-office move · Director in office3 facts ▸
  • General meeting, 10-10-2025
  • Registered-office move, Schillekensberg 19- 3460 Bekkevoort
  • Director in office, Claes Niels (director)
21-10
NBB filing Annual accounts filed
financial year 2025 · micro format
07-04
NBB filing Annual accounts filed
financial year 2024 · micro format
2023
11-09
Gazette deed Incorporation
Appointment: CLAES Niels (director) · Founder · Founding capital10 facts ▸
  • Incorporation, “HANIMA” (deed in Dutch)
  • Founder, CLAES Niels (oprichter/comparant)
  • Founding capital, €3,000
  • Other provision, 28-08-2023
  • Other provision, “statuten, vaststelling statuten vennootschap” (deed in Dutch)
  • Registered office clause, “2870 Puurs-Sint-Amands, Kerkhofstraat 44, vanaf neerlegging ter griffie van uitgifte oprichtingsakte” (deed in Dutch)
  • Director appointment, CLAES Niels (director (not named in the articles))
  • Other provision, “elektronisch effectenregister, nodige formaliteiten indien van optie gebruik wordt gemaakt” (deed in Dutch)
  • Other provision, “UBO-register, toereikende,accurate,actuele informatie over uiteindelijke begunstigde(n) van in België opgerichte vennootschappen” (deed in Dutch)
  • Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen die eruit voortvloeien en alle activiteiten ondernomen in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
Gazette deedNBB filing
3 of 3 deeds read

Register details

Identification
Legal formPrivate limited company
Founded07-09-2023
Financial year end30-09
Activities, NACEBEL 2025
42110Construction of roads and motorways
41001General construction of residential buildings
43120Site preparation
43331Floor and wall tiling
43422Screed work
43990Other specialised construction activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0805565994
Also 9925:BE0805565994
Registered 05-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0805.565.994

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2023
registered office establishment The establishment unit on the map
Ground area
1,332 m²
Building footprint
352 m²
Building volume
2,506 m³
2 parcels, Flanders · tallest building 11.3 m. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
HANIMA
Kerkhofstraat 44, 2870 Puurs-Sint-AmandsConstruction of roads and motorways
since 2023unit no. 2.349.115.415
2 parcels
Flanders 2 (100%)
Cadastral parcel Region Area Buildings Height / floors
12322H0279/00W002 Flanders 911 m² 1 · 251 m² 11.3 m · 3
12030B0653/00F000 Flanders 421 m² 1 · 101 m² 9.1 m · 2
How the parcels are linked
Good to know
Both parcels match the address exactly.

Articles of association

What the company does

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
HANIMA
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaams Gewest, administratieve zetels,agentschappen,werkhuizen,stapelplaatsen en bijkantoren in België en buitenland bij enkel besluit…” (deed in Dutch)

deed of 11-09-2023

Who represents it, and how

Board ruleHow the board is made up, meets and takes decisions.
“Met of zonder beperking van duur, natuurlijke personen of rechtspersonen,al dan niet aandeelhouder” (deed in Dutch)
“Vergoeding van bestuurders, tenzij algemene vergadering anders beslist” (deed in Dutch)

deed of 11-09-2023

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
“Op naam, register van aandelen op naam met vermeldingen Wetboek van vennootschappen en verenigingen” (deed in Dutch)
Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
“Voor helft ten laste van overdrager en helft ten laste van koper(s),naar evenredigheid bij meerdere kopers, nietigheid” (deed in Dutch)
Share issue ruleHow and by whom new shares can be issued.
“15, voor in pand gegeven aandelen voorkeurrecht aan eigenaar-pandgever” (deed in Dutch)

deed of 11-09-2023

Oversight and winding up

Dissolution ruleWhen and by whom the company can be dissolved.
“Vormen vereist voor statutenwijziging, op elk moment” (deed in Dutch)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Één of meerdere vereffenaars aanduiden,bevoegdheden omlijnen,vergoeding bepalen, behoudens ontbinding en vereffening in één akte” (deed in Dutch)

deed of 11-09-2023

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Aandelen moeten bij uitgifte worden volgestort, stortingsplicht” (deed in Dutch)
Other provision: “Ondeelbaarheid van effecten, rechten uitgeoefend door vruchtgebruiker” (deed in Dutch)
Other provision: “Datum en bijeenroeping algemene vergadering, binnen drie weken na aanvraag” (deed in Dutch)
Other provision: “Bestuurder bij gebrek aanwezige aandeelhouder met meeste aandelen bij pariteit oudste, zittingen-notulen algemene vergadering” (deed in Dutch)
Other provision: “Voorstel verworpen, beraadslagingen algemene vergadering” (deed in Dutch)
Other provision: “Bestemming winst reserves, verminderd met overgedragen verlies of vermeerderd met overgedragen winst” (deed in Dutch)
Liquidation distribution: “Goederen nog in natura op dezelfde wijze verdeeld, netto-actief verdeeld onder alle aandeelhouders naar verhouding aantal aandelen” (deed in Dutch)
Other provision: “Uitvoering statuten, woonstkeuze” (deed in Dutch)
Other provision: “Rechtbank in wiens rechtsgebied zetel gevestigd, elk betwisting omtrent zaken vennootschap en uitvoering statuten tussen…” (deed in Dutch)
Other provision: “Gemeen recht, geacht niet geschreven” (deed in Dutch)
4 more provisions in the deed, see the deed of 11-09-2023

deed of 11-09-2023