HANDSAEME AUTOMATION
ActiveHANDSAEME AUTOMATION has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €125k and a net result of €-32k. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 64% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-83
Solvency97▼-3
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 3.63 against 4.2 in 2024; short-term debt: 27.5% and cash: 91.6% of total assets), and 27.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
106 d early
2023
61 d early
2022
69 d early
2021
68 d early
2020
23 d early
2019
53 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€125k▼ 20.6%
2024 · €157k
2018: €111k
2019: €126k
2020: €132k
2021: €139k
2022: €149k
2023: €134k
2024: €157k
2018 → 2025
Total assets
€172k▼ 16.4%
2024 · €206k
2018: €144k
2019: €165k
2020: €173k
2021: €176k
2022: €191k
2023: €174k
2024: €206k
2018 → 2025
Net result
€-32k
2024 · €23k
2018: €132
2019: €16k
2020: €6k
2021: €7k
2022: €11k
2023: €-16k
2024: €23k
2018 → 2025
Working capital
€125k▼ 20.0%
2024 · €156k
2018: €106k
2019: €122k
2020: €128k
2021: €135k
2022: €142k
2023: €133k
2024: €156k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€139k-€149k▲ 7.7%€134k▼ 10.6%€157k▲ 17.5%€125k▼ 20.6%
Operating result€11k-€17k▲ 56.9%€-9k€35k€-31k
Net result€7k-€11k▲ 62.1%€-16k€23k€-32k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €31k after €35k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €172k
Equity
€125k▼ 20.6%
Debt
€47k▼ 2.8%
The debt ratio rises from 23.7% to 27.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-30k▼
2024 · €36k
Cash flow
€-31k▼
2024 · €25k
Solvency
72.5%▼
2024 · 76.3%
Current ratio
3.63▼
2024 · 4.20
Quick ratio
3.63▼
2024 · 4.20
Debt / equity
0.38▲
2024 · 0.31
ROE
-25.9%▼
2024 · 14.9%
ROA
-18.8%▼
2024 · 11.4%
Interest coverage
-11.91▼
2024 · 14.44
Debt
€47k▼
2024 · €49k
Debt ≤ 1 year
€47k▼
2024 · €49k
Income taxes
€132▼
2024 · €10k
Staff costs
€0▼
2024 · €201
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€206k€172k▼
Fixed assets21/28€1k€0▼
Tangible fixed assets22/27€1k€0▼
Furniture and vehicles24€1k€0▼
Current assets29/58€205k€172k▼
Amounts receivable within one year40/41€12k€14k▲
Trade receivables40€12k€13k▲
Other amounts receivable41€173€1k▲
Cash at bank and in hand54/58€192k€158k▼
Deferred charges and accrued income490/1-€518
Equity and liabilities
Total equity and liabilities10/49€206k€172k▼
Equity10/15€157k€125k▼
Contributions10/11€12k€12k=
Reserves13€145k€112k▼
Distributable reserves133€145k€112k▼
Amounts payable17/49€49k€47k▼
Amounts payable within one year42/48€49k€47k▼
Trade debts44€948€5k▲
Suppliers440/4€948€5k▲
Taxes, remuneration and social security45€14k€6k▼
Taxes450/3€12k€6k▼
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€34k€36k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62€201€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▼
Other operating charges640/8€911€1k▲
Gross operating margin9900€37k€-29k▼
Operating profit (loss)9901€35k€-31k▼
Financial income75/76B€400€1k▲
Recurring financial income75€400€1k▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€33k€-32k▼
Income taxes67/77€10k€132▼
Profit (loss) for the period9904€23k€-32k▼
Profit (loss) for the period to be appropriated9905€23k€-32k▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€-32k▼
Transfer from equity791/2€0€32k▲
Transfer to equity691/2€23k€0▼
To other reserves6921€23k€0▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-32k ▼238%
Net result drops to €-32k, the lowest in the series.
16-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
31-12
Financial
Equity above €150kEq €157k ▲17.5%
Equity rises from €134k to €157k.
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deerlijk · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brandsmisstraat 258540 DeerlijkGround area
1,076 m²
Building footprint
175 m²
Volume, LiDAR
903 m³
Parcel 34392D0187/00E000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
handsaeme automation bvba
since 20082.171.543.651
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34392D0187/00E000 | Flanders | 1,076 m² | 1 · 175 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NIGYO
BE 0835.592.048
Mons · Eq €125k
KAAP
BE 0746.981.063
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Compass Solutions
BE 0719.914.994
Antwerpen · Eq €125k
TWAM
BE 0800.357.292
Herzele · Eq €125k
Smartware
BE 0444.479.437
Wuustwezel · Eq €125k
Of 16,887 companies in sector 62100 we hold annual accounts for 8,777. 6,928 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-06-2008
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.