Hands4you
ActiveHands4you has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €91k and a net result of €39k. Its solvency ranks better than 29% of 16527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▼-13
Solvency61▲+5
Growth52
Track record82
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days only on tighter terms
Liquidity ample (current ratio 2.19 against 1.81 in 2024; short-term debt: 31.8% and cash: 65.6% of total assets), but 64.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.5%
Return on assets
15%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
16 d early
2024
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€91k▲ 70.3%
2024 · €54k
2024: €54k
2024 → 2025
Total assets
€257k▲ 46.4%
2024 · €175k
2024: €175k
2024 → 2025
Net result
€39k▼ 20.7%
2024 · €49k
2024: €49k
2024 → 2025
Working capital
€97k▲ 190%
2024 · €33k
2024: €33k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€54k-€91k▲ 70.3%
Operating result€64k-€54k▼ 16.2%
Net result€49k-€39k▼ 20.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €257k
Fixed assets
€78k▼ 22.5%
Current assets
€179k▲ 139%
Equity and liabilities €257k
Equity
€91k▲ 70.3%
Debt
€165k▲ 35.9%
The debt ratio falls from 69.4% to 64.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€77k▼
2024 · €85k
Cash flow
€61k▼
2024 · €69k
Solvency
35.5%▲
2024 · 30.6%
Current ratio
2.19▲
2024 · 1.81
Quick ratio
2.19▲
2024 · 1.81
Debt / equity
1.81▼
2024 · 2.27
ROE
42.2%▼
2024 · 90.7%
ROA
15.0%▼
2024 · 27.7%
Interest coverage
16.98▼
2024 · 113.52
Debt
€165k▲
2024 · €122k
Debt ≤ 1 year
€82k▲
2024 · €41k
Debt > 1 year
€80k=
2024 · €80k
Income taxes
€11k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€175k€257k▲
Fixed assets21/28€101k€78k▼
Intangible fixed assets21€0-
Tangible fixed assets22/27€101k€78k▼
Land and buildings22€87k€78k▼
Plant, machinery and equipment23€8k€50▼
Furniture and vehicles24€5k-
Current assets29/58€75k€179k▲
Amounts receivable within one year40/41€500-
Trade receivables40€500-
Cash at bank and in hand54/58€74k€168k▲
Deferred charges and accrued income490/1-€10k
Equity and liabilities
Total equity and liabilities10/49€175k€257k▲
Equity10/15€54k€91k▲
Contributions10/11€5k€5k=
Reserves13-€86k
Distributable reserves133-€86k
Profit (loss) carried forward14€49k-
Amounts payable17/49€122k€165k▲
Amounts payable after more than one year17€80k€80k=
Financial debts170/4€80k€80k=
Amounts payable within one year42/48€41k€82k▲
Financial debts43-€186
Credit institutions430/8-€186
Trade debts44€613€36k▲
Suppliers440/4€613€36k▲
Taxes, remuneration and social security45€15k€11k▼
Taxes450/3€15k€11k▼
Other amounts payable47/48€26k€34k▲
Accrued charges and deferred income492/3€401€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€23k▲
Other operating charges640/8€970€891▼
Gross operating margin9900€86k€77k▼
Operating profit (loss)9901€64k€54k▼
Financial income75/76B€23€0▼
Recurring financial income75€23€0▼
Financial charges65/66B€750€5k▲
Recurring financial charges65€750€5k▲
Profit (loss) for the period before taxes9903€64k€49k▼
Income taxes67/77€15k€11k▼
Profit (loss) for the period9904€49k€39k▼
Profit (loss) for the period to be appropriated9905€49k€39k▼
Appropriation of the result
Profit (loss) to be appropriated9906€49k€87k▲
Profit (loss) brought forward from the previous period14P-€49k
Transfer to equity691/2-€86k
To other reserves6921-€86k
Profit to be distributed694/7-€833
Return on contributions (dividend)694-€833
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dekenijstraat 509080 LochristiGround area
1,268 m²
Building footprint
285 m²
Volume, LiDAR
1,608 m³
Parcel 44034C0549/00D005, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Hands4you
since 20242.354.328.174
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44034C0549/00D005 | Flanders | 1,268 m² | 1 · 285 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 102 EUR awarded · 102 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 102 EUR | 102 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,689 companies in sector 86951 we hold annual accounts for 2,142. 1,877 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-2023
Fiscal year end31-12
Activities, NACEBEL
86905Human health activities
86951Physiotherapy
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.