Skip to content

HANDIG HANDJE

Active
Private limited companyfounded 2005active for 21 yearsDorpsstraat 64, 3550 Heusden-Zolder, BelgiumKBO/BCE: BE 0876.179.521
Summary

HANDIG HANDJE has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33,202 and a net result of €2,336. Equity is growing by about 2.6% per year across the filed financial years. Its solvency ranks better than 67% of 22,536 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow ReportCompare
HANDIG HANDJEActiveChecked score 92/100
Risk analysis ReportCompare

Overview

Activity
Other retail sale of new goods
NACE 47789
1 site
Size
€63,361total assets 2025
Equity
€33,202
Profit
€2,336
Turnover not published (micro format)
Financial health
92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
2025 accounts 39 days early3 deeds in the Belgian Official Gazette
Why 92raises riskSize: total assets €63,361Sector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 2.10, cash €20,292Founded in 2005Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 58% of its sector peers (NACE 47, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 77=
equity 52.4% of total assets
Liquidity 67+14
short-term debt 47.6% · cash 32.0%
Profitability 47+13
return on assets 3.7%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,222 companies, NACE 47, micro)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024highest value 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.1%▼ -0.1 percentage points vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.1, compared with 2.08 in 2024, above the usual 1.5; short-term debt: 47.6% and cash: 32% of total assets), and 47.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 66% on solvency, 73% on liquidity, 34% on profitability and 57% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 2.10, cash €20,292
NBB · annual accounts
lowers risk · Founded in 2005
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Size: total assets €63,361
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-12-2025, 39 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
39 days early
2024
25 days early
2023
2 days early
2022
1 day early
2021
41 days early
2020
3 days early
2019
22 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 19 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 6 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end24-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Back to profitnet €2,336
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Total assets 20256 financial years filed €63,361 View
  • Active since 2005founded 21-09-2005 21 years View

By topic

Financials

Financial year
2025
Total assets
€63,361
Profit
€2,336
Solvency
52.4%
Total assets▲ 6.8%
Net result
20192025
Go to Financials

Timeline

Events
23
Since
2007
Next accounts
by 31-01-2027
  1. 30-06-2024Weakest financial year
  2. 29-01-2024Annual accounts filed
  3. 30-01-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other retail sale of new goodsNACE 47789
Founded
21-09-2005
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Key facts about HANDIG HANDJE

What is the company number of HANDIG HANDJE?
0876.179.521. In Belgium the VAT number is the company number with BE in front: BE 0876.179.521.
Where is HANDIG HANDJE based?
The registered office is at Dorpsstraat 64, 3550 Heusden-Zolder.Company details
What does HANDIG HANDJE do?
According to the KBO register, the main activity is other retail sale of new goods (NACE 47789).
What is the legal form of HANDIG HANDJE?
Private limited company (BV).
When was HANDIG HANDJE founded?
On 21-09-2005.
Is HANDIG HANDJE still active?
Yes, HANDIG HANDJE is an active enterprise in the KBO register.
What is the turnover of HANDIG HANDJE?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is HANDIG HANDJE profitable?
In financial year 2025, HANDIG HANDJE made a profit of €2,336.
Where can I find the annual accounts of HANDIG HANDJE?
HANDIG HANDJE filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of HANDIG HANDJE due?
By 31-01-2027, for financial year 2026.Timeline

Companies related to HANDIG HANDJE

Go further with this company

How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure