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Handicar-Zoersel

Active
Non-profit associationfounded 1988active for 38 yearsBethaniënlei 108, 2980 Zoersel, BelgiumKBO/BCE: BE 0435.804.865

From the official registers: KBO 11 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Handicar-Zoersel has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €569,592 and a net result of €96,371. Equity has been growing by about 12% per year since 2018. Its solvency ranks better than 85% of 5,879 sector peers (NACE 49, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 01-07-1988 Normal situation
Activity
Non-scheduled passenger transport by road NACE 49320
Establishment unit
2.160.018.962 2980 Zoersel, since 05-03-2007
Financial year end
31 December
Peppol
Reachable since 27-03-2026

Board and ownership

Board

Financial position

98 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€542,329
▲ 22.0%
Turnover
≈ €1.1m
estimated
Surplus
€96,371
▲ 49.7%
Equity
€569,592
▲ 20.4%
Total assets
€745,760
▲ 22.0%
Staff
7.8 FTE
▲ 6.8%
Filed on 13-04-2026, 109 days before the deadlinePDF
Score breakdownraises riskSector: Land transport and transport via pipelines (NACE 49)lowers riskLegal form: non-profit associationLiquidity: current ratio 5.26, cash €503,912Equity €569,592 (76.4% of total assets)Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 82% of micro companies in land transport (NACE 49)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 76.4% of total assets
Liquidity 96+18
short-term debt 16.6% · cash 67.6%
Profitability 85+3
return on assets 12.9%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (9,098 companies, NACE 49, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026highest value 05-2026: < 0.1%● unchanged vs 04-2026lowest value 06-2026: < 0.1%● unchanged vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €55,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.26 (5.02 in 2024), above the usual 1.5. Short-term debt is 16.6% and cash 67.6% of total assets. 23.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 49, micro). It does better than 92% of them on solvency, 95% on liquidity, 74% on profitability and 67% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Legal form: non-profit association
KBO
raises risk · Sector: Land transport and transport via pipelines (NACE 49)
KBO
lowers risk · Liquidity: current ratio 5.26, cash €503,912
NBB · annual accounts
lowers risk · Equity €569,592 (76.4% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-04-2026, 109 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
109 days early
2024
104 days early
2023
124 days early
2022
40 days early
2021
38 days early
2020
36 days early
2019
36 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 70 days before the deadline. In the sector (NACE 49), the median for financial year 2024 was on the deadline day, and 49% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 April (4 of the last 5 accounts filed within 64 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher net result than 95% of companies in land transportsector median €5,709 · 5,850 companies €96,371 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Flemish supportawarded from 2022 to 2025 €1.5m View

Comparable companies

These companies have the same main activity as Handicar-Zoersel: non-scheduled passenger transport by road (NACE 49320). They are comparable in size and age: total assets between €647,000 and €894,000, founded between 1984 and 1995.

CompanyTotal assetsGross margin
Handicar-Zoersel Zoersel€745,760€542,329
TOURISTRAM Lier€691,627€537,145
AAL RENTING Brussel€646,542€499,771
LIMBURG INTERNATIONAL II Pelt€893,738€621,060
INTERNATIONAL TOURS OOSTENDE Oostende€657,536€689,823
DEMERSTEE Diest€702,473€402,609
NOOSHIN Brussel€839,207€669,589
Full comparison

Documents

Annual accounts at the NBB

All 11 annual accounts

Articles and registers

Key facts about Handicar-Zoersel

What is the company number of Handicar-Zoersel?
The company number of Handicar-Zoersel is 0435.804.865. The VAT number is the same number with BE in front: BE 0435.804.865.
Where is Handicar-Zoersel based?
The registered office is at Bethaniënlei 108, 2980 Zoersel.Company details
What does Handicar-Zoersel do?
According to the KBO register, the main activity is non-scheduled passenger transport by road (NACE 49320).
What is the legal form of Handicar-Zoersel?
The legal form of Handicar-Zoersel is Non-profit association (VZW).
When was Handicar-Zoersel founded?
Handicar-Zoersel was founded on 01-07-1988.
Is Handicar-Zoersel still active?
Yes, Handicar-Zoersel is an active enterprise in the KBO register.
How many employees does Handicar-Zoersel have?
Handicar-Zoersel had an average of 7.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Handicar-Zoersel?
The turnover in financial year 2025 is ≈ €1.1m. This figure is estimated from the gross margin of €542,329 and 30 comparable companies (NACE 493). It probably lies between €870,000 and €1.3m.
Is Handicar-Zoersel profitable?
In financial year 2025, Handicar-Zoersel made a profit of €96,371.
Where can I find the annual accounts of Handicar-Zoersel?
Handicar-Zoersel filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of Handicar-Zoersel due?
Handicar-Zoersel must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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