HANDELSAGENTUUR LARO

Active

Private limited company (pre-2019)founded 2001active for 25 yearsVredelaan 25, 8820 Torhout, BelgiumKBO/BCE: BE 0474.190.735

Summary

HANDELSAGENTUUR LARO has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €185,620 and a net result of €57,220. Equity is growing by about 20% per year across the filed financial years. Its solvency ranks better than 74% of 17,080 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow Report Compare

HANDELSAGENTUUR LAROActiveChecked score 91/100

Risk analysis Report Compare

Activity

Buying and selling of own real estate

NACE 68110

1 site

Size

≈ €210,000turnover 2025, estimated

Equity: €185,620
Profit: €57,220

Turnover estimated from the gross margin

Financial health

91 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.2%

Structure

2025 accounts 38 days early1 deed in the Belgian Official Gazette

Why 91raises riskLiquidity: current ratio 2.44, cash €1,930lowers riskFounded in 2001Equity €185,620 (61.7% of total assets)Sector: Real estate activities (NACE 68)Show the evidence

Checked score

Score 2025

91 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 67% of its sector peers (NACE 68, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 87-13

equity 61.7% of total assets

Liquidity 33-15

short-term debt 38.3% · cash 0.6%

Profitability 93+9

return on assets 19.0%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,621 companies, NACE 68, micro)

Last 24 months 11-2024: 0.3%highest value 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.2%▼ -0.1 percentage points vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025lowest value 08-2025: 0.2%● unchanged vs 07-2025lowest value 09-2025: 0.2%● unchanged vs 08-2025lowest value 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.3%▲ +0.1 percentage points vs 12-2025 02-2026: 0.2%▼ -0.1 percentage points vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026

Credit of up to €16,000 on 30-day terms is acceptable

Liquidity ample (current ratio 2.44, compared with 5.25 in 2024, above the usual 1.5; short-term debt: 38.3% and cash: 0.6% of total assets), and 38.3% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 72% on solvency, 26% on liquidity, 87% on profitability and 85% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 2.44, cash €1,930

NBB · annual accounts

Founded in 2001

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Equity €185,620 (61.7% of total assets)

NBB · annual accounts

Sector: Real estate activities (NACE 68)

KBO

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 24-12-2025, 38 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

38 days early

2024

46 days early

2023

6 days early

2022

27 days early

2021

47 days early

2020

2 days late

2019

39 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 29 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 24 December (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-06-2026 year end29-10-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

24-12-2025 Annual accounts filedfinancial year 2025 · micro…
30-06-2025 Highest result from 2019 to 2025net €57,220 ▲205%
30-06-2025 Equity above €150,000equity €185,620 ▲44.6%

Key points

Positive: Among the best 16% on net resultsector median €6,032 · 17,070 companies €57,220 View
Positive: Equity rose in 2025from €128,399 to €185,620 ▲ 44.6% View
Positive: 7 profitable years in a rowprofit 2025: €57,220 7 years View
Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View

By topic

Financials

Financial year: 2025
Total assets: €300,691
Profit: €57,220
Solvency: 61.7%

Total assets▲ 93.9%

Net result

20192025

Go to Financials

Timeline

Events: 29
Since: 2003
Next accounts: by 31-01-2027

16-12-2024Annual accounts filed
25-01-2024Annual accounts filed
30-06-2023Equity above €100,000

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company (pre-2019)
Activity: Buying and selling of own real estateNACE 68110
Founded: 26-02-2001
Year ends: 30-06
Peppol: Reachable for e-invoices

Go to Company details

Key facts about HANDELSAGENTUUR LARO

What is the company number of HANDELSAGENTUUR LARO?: 0474.190.735. In Belgium the VAT number is the company number with BE in front: BE 0474.190.735.
Where is HANDELSAGENTUUR LARO based?: The registered office is at Vredelaan 25, 8820 Torhout.Company details
What does HANDELSAGENTUUR LARO do?: According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
What is the legal form of HANDELSAGENTUUR LARO?: Private limited company (pre-2019) (BVBA).
When was HANDELSAGENTUUR LARO founded?: On 26-02-2001.
Is HANDELSAGENTUUR LARO still active?: Yes, HANDELSAGENTUUR LARO is an active enterprise in the KBO register.
What is the turnover of HANDELSAGENTUUR LARO?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is HANDELSAGENTUUR LARO profitable?: In financial year 2025, HANDELSAGENTUUR LARO made a profit of €57,220.
Where can I find the annual accounts of HANDELSAGENTUUR LARO?: HANDELSAGENTUUR LARO filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of HANDELSAGENTUUR LARO due?: By 31-01-2027, for financial year 2026.Timeline