HANDAL
ActiveSummary
The computed 12-month bankruptcy probability of HANDAL is 4.3% (elevated). The 2025 annual accounts show equity of €47,994 and a net result of €43,238. Its solvency ranks better than 47% of 823 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 2 accounts on average 278 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, full schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 7,976 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94% are still going.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 4.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €8,774 | €223,712 | ▲ 2,450% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €300 | €10,752 | ▲ 3,484% |
| Other operating charges640/8 | - | €7,257 | - |
| Gross operating margin9900 | €11,734 | €312,558 | ▲ 2,564% |
| Operating profit (loss)9901 | €2,660 | €70,837 | ▲ 2,563% |
| Financial income75/76B | - | €1 | - |
| Recurring financial income75 | - | €1 | - |
| Financial charges65/66B | €304 | €10,245 | ▲ 3,270% |
| Recurring financial charges65 | €304 | €10,245 | ▲ 3,270% |
| Profit (loss) for the period before taxes9903 | €2,356 | €60,593 | ▲ 2,472% |
| Income taxes67/77 | €100 | €17,355 | ▲ 17,255% |
| Profit (loss) for the period9904 | €2,256 | €43,238 | ▲ 1,817% |
| Profit (loss) for the period to be appropriated9905 | €2,256 | €43,238 | ▲ 1,817% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €70,550 | €178,065 | ▲ 152% |
| Fixed assets21/28 | €30,452 | €97,683 | ▲ 221% |
| Tangible fixed assets22/27 | €22,852 | €89,878 | ▲ 293% |
| Plant, machinery and equipment23 | €22,852 | €25,359 | ▲ 11.0% |
| Furniture and vehicles24 | - | €6,031 | - |
| Leasing and similar rights25 | - | €58,488 | - |
| Financial fixed assets28 | €7,600 | €7,805 | ▲ 2.7% |
| Current assets29/58 | €40,098 | €80,382 | ▲ 100% |
| Stocks and contracts in progress3 | €7,630 | €16,386 | ▲ 115% |
| Stocks30/36 | €7,630 | €16,386 | ▲ 115% |
| Amounts receivable within one year40/41 | €2,695 | €5,443 | ▲ 102% |
| Trade receivables40 | €1,138 | - | - |
| Other amounts receivable41 | €1,557 | €5,443 | ▲ 250% |
| Cash at bank and in hand54/58 | €29,773 | €55,170 | ▲ 85.3% |
| Deferred charges and accrued income490/1 | - | €3,383 | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €70,550 | €178,065 | ▲ 152% |
| Equity10/15 | €4,756 | €47,994 | ▲ 909% |
| Contributions10/11 | €2,500 | €2,500 | = |
| Outside capital11 | €2,500 | €2,500 | = |
| Other1109/19 | €2,500 | €2,500 | = |
| Reserves13 | - | €43,238 | - |
| Distributable reserves133 | - | €43,238 | - |
| Profit (loss) carried forward14 | €2,256 | €2,256 | = |
| Amounts payable17/49 | €65,794 | €130,071 | ▲ 97.7% |
| Amounts payable after more than one year17 | - | €45,129 | - |
| Financial debts170/4 | - | €45,129 | - |
| Amounts payable within one year42/48 | €42,956 | €84,942 | ▲ 97.7% |
| Current portion of amounts payable after more than one year42 | - | €7,999 | - |
| Trade debts44 | - | €36,390 | - |
| Suppliers440/4 | - | €36,390 | - |
| Taxes, remuneration and social security45 | €6,547 | €39,907 | ▲ 510% |
| Taxes450/3 | €473 | €17,065 | ▲ 3,508% |
| Remuneration and social security454/9 | €6,074 | €22,842 | ▲ 276% |
| Other amounts payable47/48 | €36,409 | €646 | ▼ 98.2% |
| Accrued charges and deferred income492/3 | €22,838 | - | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €2,256 | €43,238 | ▲ 1,817% |
| + Depreciation and write-downs630 | €300 | €10,752 | ▲ 3,484% |
| Operating cash flow (approximation) | €2,556 | €53,990 | ▲ 2,012% |
| Investment in fixed assets (approximation) | - | -€77,983 | - |
| Change in cash | - | €25,397 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53042B0087/00B020 | Wallonia | 1,105 m² | 1 · 92 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Recognitions · licences · registrations
Food safety, FASFC
1 siteSimilar companies · same sector, comparable size
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.