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Hand Solution

Active
Private limited companyfounded 2025active for 1 yearTuinwijk Zuun 45, 1600 Sint-Pieters-Leeuw, BelgiumKBO/BCE: BE 1020.404.960
Summary

Hand Solution has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7,109 and a net result of €4,109. Its solvency ranks better than 20% of 39,121 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Financials · financial year 2025, micro format

2025 annual accounts filed late (26 days) Filed on 26 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00444269.

Equity
€7,109
Total assets
€47,393
Net result
€4,109
Working capital
-€16,678

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €47,393
Fixed assets €23,787
Current assets €23,606
Equity and liabilities €47,393
Equity €7,109
Debt €40,284
Debt finances 85.0% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€9,038
Cash flow
€4,200
Current ratio
0.59
Debt to equity
5.67
ROE
57.8%
ROA
8.7%
Interest coverage
2.53
Debt ≤ 1 year
€40,284
Income taxes
€1,277

Peer companies

Historical observation

Of the 2,390 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 96.7% are still going.

  • Micro
  • under 2 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.2% went bankrupt
2.0% stopped otherwise
96.7% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,390 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 35 lines
Balance sheet Code2025
Assets
Total assets20/58€47,393
Fixed assets21/28€23,787
Tangible fixed assets22/27€23,787
Land and buildings22€23,787
Current assets29/58€23,606
Amounts receivable within one year40/41€15,458
Trade receivables40€13,865
Other amounts receivable41€1,593
Cash at bank and in hand54/58€3,219
Deferred charges and accrued income490/1€4,930
Equity and liabilities
Total equity and liabilities10/49€47,393
Equity10/15€7,109
Contributions10/11€3,000
Profit (loss) carried forward14€4,109
Amounts payable17/49€40,284
Amounts payable within one year42/48€40,284
Trade debts44€27,511
Suppliers440/4€27,511
Taxes, remuneration and social security45€10,582
Taxes450/3€7,571
Remuneration and social security454/9€3,010
Other amounts payable47/48€2,192
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€92
Other operating charges640/8€400
Gross operating margin9900€9,438
Operating profit (loss)9901€8,946
Financial income75/76B€10
Recurring financial income75€10
Financial charges65/66B€3,571
Recurring financial charges65€3,571
Profit (loss) for the period before taxes9903€5,385
Income taxes67/77€1,277
Profit (loss) for the period9904€4,109
Profit (loss) for the period to be appropriated9905€4,109
Appropriation of the result
Profit (loss) to be appropriated9906€4,109

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€92
Other operating charges640/8€400
Gross operating margin9900€9,438
Operating profit (loss)9901€8,946
Financial income75/76B€10
Recurring financial income75€10
Financial charges65/66B€3,571
Recurring financial charges65€3,571
Profit (loss) for the period before taxes9903€5,385
Income taxes67/77€1,277
Profit (loss) for the period9904€4,109
Profit (loss) for the period to be appropriated9905€4,109
Line2025
Assets
Total assets20/58€47,393
Fixed assets21/28€23,787
Tangible fixed assets22/27€23,787
Land and buildings22€23,787
Current assets29/58€23,606
Amounts receivable within one year40/41€15,458
Trade receivables40€13,865
Other amounts receivable41€1,593
Cash at bank and in hand54/58€3,219
Deferred charges and accrued income490/1€4,930
Equity and liabilities
Total equity and liabilities10/49€47,393
Equity10/15€7,109
Contributions10/11€3,000
Profit (loss) carried forward14€4,109
Amounts payable17/49€40,284
Amounts payable within one year42/48€40,284
Trade debts44€27,511
Suppliers440/4€27,511
Taxes, remuneration and social security45€10,582
Taxes450/3€7,571
Remuneration and social security454/9€3,010
Other amounts payable47/48€2,192
Line2025
Profit (loss) for the period9904€4,109
+ Depreciation and write-downs630€92
Operating cash flow (approximation)€4,200

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 26-08-2026 2026-00444269

Similar companies · same sector, comparable size

Of the 82,449 active companies whose main activity is business and other management consultancy (NACE 70200), figures are known for 53,936. 20,202 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.