HAN.PLAN
ActiveSummary
HAN.PLAN has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€5,519) and a net result of €467. Equity is shrinking by ~40.8% per year across the filed fiscal years. Its solvency ranks better than 7% of 9557 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability55▲+55
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.48 against 0.24 in 2024; short-term debt: 123.8% of total assets), and equity is negative.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-27.5%
Return on assets
2.3%
Age of the figures
12 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 9557 sector peers (2025).
NBB · sector comparisonPosition among 9557 sector peers
Solvency
better than 7%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2023
on the day
2022
30 d early
2021
37 d early
2020
49 d early
2019
28 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 21 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 29 April (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today30-09-2026 close30-04-2027 deadline
History
Go further with this company
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
-€5,519▲ 7.8%
2024 · -€5,986
Total assets
€20,079▲ 221%
2024 · €6,260
Net result
€467
2024 · -€6,348
Working capital
-€13,024▼ 67.0%
2024 · -€7,799
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€4,259▼ 153%-€11,305▼ 165%€13,280-€6,052€1,154
Net result-€5,052below the sector's middle half▼ 84.9%-€12,236below the sector's middle half▼ 142%€12,395within the sector's middle half-€6,348below the sector's middle half€467below the sector's middle half
Equity€203below the sector's middle half▼ 96.1%-€12,032below the sector's middle half€362below the sector's middle half-€5,986below the sector's middle half-€5,519below the sector's middle half▲ 7.8%
Total assets€19,111below the sector's middle half▼ 30.5%€7,827below the sector's middle half▼ 59.0%€12,250below the sector's middle half▲ 56.5%€6,260below the sector's middle half▼ 48.9%€20,079below the sector's middle half▲ 221%
Debt€18,907▼ 15.0%€19,860▲ 5.0%€11,887▼ 40.1%€12,246▲ 3.0%€25,598▲ 109%
Working capital-€2,741below the sector's middle half-€9,196below the sector's middle half▼ 236%€1,189below the sector's middle half-€7,799below the sector's middle half-€13,024below the sector's middle half▼ 67.0%
Solvency1.1%below the sector's middle half▼ 18.1pp-153.7%below the sector's middle half▼ 154.8pp3.0%below the sector's middle half▲ 156.7pp-95.6%below the sector's middle half▼ 98.6pp-27.5%below the sector's middle half▲ 68.1pp
Current ratio0.79below the sector's middle half▼ 0.600.30below the sector's middle half▼ 0.491.11below the sector's middle half▲ 0.810.24below the sector's middle half▼ 0.860.48below the sector's middle half▲ 0.23
Return on assets (ROA)-26.4%below the sector's middle half▼ 16.5pp-156.3%below the sector's middle half▼ 129.9pp101.2%above the sector's middle half▲ 257.5pp-101.4%below the sector's middle half▼ 202.6pp2.3%within the sector's middle half▲ 103.7pp
above
within
below
the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €1,154 after a loss of €6,052 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €20,079
Fixed assets
€8,236 ▲ 120%
Current assets
€11,843 ▲ 369%
Key figures and ratios
EBITDA
€2,655▲
2024 · -€5,301
Cash flow
€1,969▲
2024 · -€5,597
Debt to equity
-4.64▼
2024 · -2.05
Interest coverage
4.02▲
2024 · -17.91
Debt ≤ 1 year
€24,868▲
2024 · €10,322
Debt > 1 year
€730▼
2024 · €1,924
Income taxes
€27▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 907 companies that looked in July 2024 the way this one looks now, 6.0% went bankrupt within 24 months and 89% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a profit under 5% of the balance sheet
6.0%
went bankrupt
3.7%
stopped otherwise
89%
still going
A further 1.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 907 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €6,833 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,483 | €4,772 | €495 | €752 | €1,502 | ▲ 99.8% |
| Other operating charges640/8 | - | €783 | €1,753 | €258 | €999 | ▲ 288% |
| Non-recurring operating charges66A | - | - | €138 | - | - | - |
| Gross operating margin9900 | €2,525 | -€5,750 | €15,667 | -€5,043 | €3,654 | ▲ 172% |
| Operating profit (loss)9901 | -€4,259 | -€11,305 | €13,280 | -€6,052 | €1,154 | ▲ 119% |
| Financial income75/76B | - | - | - | - | €0 | - |
| Recurring financial income75 | €0 | - | - | - | €0 | - |
| Financial charges65/66B | - | €724 | €738 | €296 | €660 | ▲ 123% |
| Recurring financial charges65 | €615 | €724 | €738 | €296 | €660 | ▲ 123% |
| Profit (loss) for the period before taxes9903 | -€4,874 | -€12,029 | €12,542 | -€6,348 | €494 | ▲ 108% |
| Income taxes67/77 | €178 | €207 | €148 | €0 | €27 | ▲ 266,300% |
| Profit (loss) for the period9904 | -€5,052 | -€12,236 | €12,395 | -€6,348 | €467 | ▲ 107% |
| Profit (loss) for the period to be appropriated9905 | -€5,052 | -€12,236 | €12,395 | -€6,348 | €467 | ▲ 107% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €19,111 | €7,827 | €12,250 | €6,260 | €20,079 | ▲ 221% |
| Formation expenses20 | €410 | €176 | - | - | - | - |
| Fixed assets21/28 | €8,210 | €3,672 | €188 | €3,737 | €8,236 | ▲ 120% |
| Tangible fixed assets22/27 | €8,210 | €3,672 | €188 | €3,737 | €8,236 | ▲ 120% |
| Furniture and vehicles24 | - | €507 | €188 | €3,737 | €8,236 | ▲ 120% |
| Leasing and similar rights25 | - | €3,164 | - | - | - | - |
| Current assets29/58 | €10,491 | €3,980 | €12,061 | €2,523 | €11,843 | ▲ 369% |
| Amounts receivable within one year40/41 | €10,394 | €3,944 | €6,614 | €1,107 | €10,995 | ▲ 893% |
| Trade receivables40 | - | €1,766 | €6,614 | €1,107 | €10,995 | ▲ 893% |
| Other amounts receivable41 | - | €2,178 | - | - | - | - |
| Cash at bank and in hand54/58 | - | - | €5,448 | €1,408 | - | - |
| Deferred charges and accrued income490/1 | - | €35 | - | €7 | €848 | ▲ 11,795% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €19,111 | €7,827 | €12,250 | €6,260 | €20,079 | ▲ 221% |
| Equity10/15 | €203 | -€12,032 | €362 | -€5,986 | -€5,519 | ▲ 7.8% |
| Contributions10/11 | - | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Profit (loss) carried forward14 | -€12,197 | -€24,432 | -€12,038 | -€18,386 | -€17,919 | ▲ 2.5% |
| Amounts payable17/49 | €18,907 | €19,860 | €11,887 | €12,246 | €25,598 | ▲ 109% |
| Amounts payable after more than one year17 | €5,675 | €6,684 | €1,015 | €1,924 | €730 | ▼ 62.1% |
| Financial debts170/4 | - | €6,684 | €1,015 | €1,924 | €730 | ▼ 62.1% |
| Amounts payable within one year42/48 | €13,232 | €13,176 | €10,872 | €10,322 | €24,868 | ▲ 141% |
| Current portion of amounts payable after more than one year42 | - | €3,992 | - | €1,125 | €1,194 | ▲ 6.2% |
| Financial debts43 | - | €5,123 | - | - | €2,362 | - |
| Credit institutions430/8 | - | €5,123 | - | - | €2,362 | - |
| Trade debts44 | €1,191 | €3,332 | €6,919 | €6,565 | €8,148 | ▲ 24.1% |
| Suppliers440/4 | - | €3,332 | €6,919 | €6,565 | €8,148 | ▲ 24.1% |
| Taxes, remuneration and social security45 | - | €729 | €1,807 | €310 | €3,182 | ▲ 927% |
| Taxes450/3 | - | €729 | €1,807 | €310 | €3,182 | ▲ 927% |
| Other amounts payable47/48 | - | - | €2,146 | €2,322 | €9,982 | ▲ 330% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€5,052 | -€12,236 | €12,395 | -€6,348 | €467 | ▲ 107% |
| + Depreciation and write-downs630 | €5,483 | €4,772 | €495 | €752 | €1,502 | ▲ 99.8% |
| Operating cash flow (approximation) | €431 | -€7,463 | €12,890 | -€5,597 | €1,969 | ▲ 135% |
| Investment in fixed assets (approximation) | - | -€234 | €2,989 | -€4,301 | -€6,000 | ▼ 39.5% |
| Change in cash | - | - | - | -€4,039 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €467
Net result €467 after one loss-making year.
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €12,395
Net result €12,395 after 4 loss-making years.
30-09
Financial
Liquidity quadruplescurrent ratio 1.11
Current ratio from 0.30 to 1.11; short-term debt falls from €13,176 to €10,872.
31-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet -€12,236
Net result drops to -€12,236, the lowest in the series; recovery starts the following year.
24-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
12-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
02-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zedelgem · 1 establishment unit since 2018
Ground area
747 m²
Building footprint
114 m²
Volume, LiDAR
659 m³
Parcel 31001B1608/00W000, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Han.Plan
since 20182.277.733.511
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31001B1608/00W000 | Flanders | 747 m² | 1 · 114 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 18,250 companies in sector 71111 we hold annual accounts for 6,321. 250 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded03-07-2018
Fiscal year end30-09
Activities, NACEBEL 2025
71111Activities of building architects
E-invoicing
Reachable via Peppol
Peppol ID
0208:0699742558
Also
9925:BE0699742558
Registered
31-10-2023
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.