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Hamou-Arnhem

Active
Private limited company (pre-2019)founded 2017active for 9 yearsSteenwinkelstraat 120, 2627 Schelle, BelgiumKBO/BCE: BE 0682.816.553
Summary

The computed 12-month bankruptcy probability of Hamou-Arnhem is 1.5% (moderate). The 2025 annual accounts show equity of €76,463 and a net result of €16,373. Equity has been growing by about 52% per year since 2018. Its solvency ranks better than 78% of 166 sector peers (NACE 53, financial year 2025). The company has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 11-10-2017 Normal situation
Activity
Postal and courier activities NACE 53100
Establishment units
2.268.701.029 2627 Schelle, since 11-10-2017
2.331.110.037 2627 Schelle, since 01-06-2022
Financial year end
31 December
Peppol
Reachable since 25-11-2025

Board and ownership

Board
  • Arnhem RégisDirector
  • Hamou FaridaDirector

Financial position

65 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.5%
Annual accounts 2025
Gross margin
€25,765
▼ 48.3%
Turnover
≈ €92,000
estimated
Profit
€16,373
▼ 46.4%
Equity
€76,463
▲ 27.2%
Total assets
€124,408
▲ 3.6%
  • 2025 accounts filed 27 days after the deadline
Score breakdownraises riskSector: Postal and courier activities (NACE 53)Size: total assets €124,408lowers riskFigures for financial year 2025 (filed on 27-08-2026)Equity €76,463 (61.5% of total assets)Show the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 66% of micro companies in postal and courier (NACE 53)
Financial strength · tick: 2024
Strong
Solvency 86+11
equity 61.5% of total assets
Liquidity 42+9
short-term debt 37.2% · cash 7.4%
Profitability 85-15
return on assets 13.2%
Bankruptcy probability within 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 2.6% (916 companies, NACE 53, micro)
Last 24 months 12-2024: 3.7% 01-2025: 3.6%▼ -0.1 percentage points vs 12-2024 02-2025: 3.5%▼ -0.1 percentage points vs 01-2025 03-2025: 3.6%▲ +0.1 percentage points vs 02-2025 04-2025: 3.6%● unchanged vs 03-2025 05-2025: 3.6%● unchanged vs 04-2025 06-2025: 3.2%▼ -0.4 percentage points vs 05-2025 07-2025: 3.2%● unchanged vs 06-2025 08-2025: 3.8%▲ +0.6 percentage points vs 07-2025highest value 09-2025: 3.0%▼ -0.8 percentage points vs 08-2025 10-2025: 3.0%● unchanged vs 09-2025 11-2025: 3.0%● unchanged vs 10-2025 12-2025: 2.5%▼ -0.5 percentage points vs 11-2025 01-2026: 2.5%● unchanged vs 12-2025 02-2026: 2.5%● unchanged vs 01-2026 03-2026: 2.3%▼ -0.2 percentage points vs 02-2026 04-2026: 2.3%● unchanged vs 03-2026 05-2026: 2.3%● unchanged vs 04-2026 06-2026: 2.2%▼ -0.1 percentage points vs 05-2026 07-2026: 2.3%▲ +0.1 percentage points vs 06-2026 08-2026: 2.9%▲ +0.6 percentage points vs 07-2026 09-2026: 1.5%▼ -1.4 percentage points vs 08-2026lowest value 10-2026: 1.5%● unchanged vs 09-2026lowest value 11-2026: 1.5%● unchanged vs 10-2026lowest value
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.54 (1.87 in 2024), above the usual 1.5. Short-term debt is 37.2% and cash 7.4% of total assets. 38.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 53, micro). It does better than 75% of them on solvency, 48% on liquidity, 73% on profitability and 69% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Sector: Postal and courier activities (NACE 53)
KBO
raises risk · Size: total assets €124,408
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 27-08-2026)
NBB · annual accounts
lowers risk · Equity €76,463 (61.5% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 8 filings
Deviation from the deadline
2025
27 days late
2024
27 days late
2023
on the day
2022
85 days late
2021
30 days late
2020
30 days late
2019
28 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 32 days after the deadline. In the sector (NACE 53), the median for financial year 2024 was 13 days after the deadline, and 56% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 5 profitable years in a rowprofit 2025: €16,373 5 years View

Recent changes

  1. · Gazette deed Incorporation
All 11 events

Comparable companies

These companies have the same main activity as Hamou-Arnhem: postal and courier activities (NACE 53100). They are comparable in size and age: total assets between €54,200 and €97,300, founded between 2012 and 2021.

CompanyTotal assetsGross margin
Hamou-Arnhem Schelle€124,408€25,765
SD Brussels€97,304€18,912
BAHLOGIX Antwerp€70,833€12,859
ALPAQ SERVICES Auderghem€72,002€13,183
LAZEDOU Anderlecht€83,534€35,341
D.A.M.A.Q. Ecaussinnes€95,007€48,849
ESILA Hamme (Vl.)€54,155€28,291
Full comparison

Key facts about Hamou-Arnhem

What is the company number of Hamou-Arnhem?
The company number of Hamou-Arnhem is 0682.816.553. The VAT number is the same number with BE in front: BE 0682.816.553.
Where is Hamou-Arnhem based?
The registered office is at Steenwinkelstraat 120, 2627 Schelle.Company details
What does Hamou-Arnhem do?
According to the KBO register, the main activity is postal and courier activities (NACE 53100).
What is the legal form of Hamou-Arnhem?
Hamou-Arnhem is a private limited company (pre-2019) (BVBA).
When was Hamou-Arnhem founded?
Hamou-Arnhem was founded on 11-10-2017.
Is Hamou-Arnhem still active?
Yes, Hamou-Arnhem is an active enterprise in the KBO register.
How many employees does Hamou-Arnhem have?
Hamou-Arnhem had an average of 1 full-time equivalents in financial year 2018, according to the filed annual accounts.Financials
What is the turnover of Hamou-Arnhem?
The turnover in financial year 2025 is ≈ €92,000. This figure is estimated from the gross margin of €25,765 and 1,225 comparable companies of the same size. It probably lies between €49,000 and €170,000. It is a rough estimate.
Is Hamou-Arnhem profitable?
In financial year 2025, Hamou-Arnhem made a profit of €16,373.
Where can I find the annual accounts of Hamou-Arnhem?
Hamou-Arnhem filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Hamou-Arnhem due?
Hamou-Arnhem must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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