HAMOSS
ActiveSummary
The computed 12-month bankruptcy probability of HAMOSS is 2.9% (moderate). The 2025 annual accounts show equity of €13k and a net result of €3k. Equity is growing by ~25.3% per year across the filed fiscal years. Its solvency ranks better than 34% of 18400 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability74▼-17
Solvency41▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.06 against 1.16 in 2024; short-term debt: 84% and cash: 13.9% of total assets), and 84% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
3 d early
2021
3 d early
2020
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€13k▲ 32.1%
2024 · €10k
Total assets
€82k▲ 25.7%
2024 · €65k
Net result
€3k▼ 73.1%
2024 · €12k
Working capital
€4k▼ 52.5%
2024 · €9k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€3k▲ 82.6%€-4k€-926▲ 78.8%€13k€6k▼ 48.7%
Net result€2k▲ 41.1%€-6k€-3k▲ 54.3%€12k€3k▼ 73.1%
Equity€7k▲ 32.8%€859▼ 87.6%€-2k€10k€13k▲ 32.1%
Total assets€14k▲ 32.5%€16k▲ 14.1%€25k▲ 52.9%€65k▲ 164%€82k▲ 25.7%
Debt€7k▲ 32.2%€15k▲ 112%€27k▲ 74.0%€55k▲ 107%€69k▲ 24.6%
Working capital€2k€-3k€-5k▼ 36.9%€9k€4k▼ 52.5%
Staff (FTE)1▲ 66.7%2.5▲ 150%2.7▲ 8.0%5.4▲ 100%6.1▲ 13.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 49% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €82k
Fixed assets
€9k ▲ 892%
Current assets
€73k ▲ 13.8%
Equity and liabilities €82k
Equity
€13k ▲ 32.1%
Debt
€69k ▲ 24.6%
Debt's share of the balance-sheet total falls from 84.8% to 84.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€8k▼
2024 · €14k
Cash flow
€5k▼
2024 · €14k
Current ratio
1.06▼
2024 · 1.16
Debt to equity
5.25▼
2024 · 5.57
ROE
24.3%▼
2024 · 119.3%
ROA
3.9%▼
2024 · 18.2%
Interest coverage
16.40▲
2024 · 11.46
Debt ≤ 1 year
€69k▲
2024 · €55k
Income taxes
€6k▲
2024 · €2k
Staff costs
€91k▼
2024 · €95k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €12k | €27k | €36k | €95k | €91k | ▼ 3.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €2k | €2k | €2k | €2k | ▲ 3.9% |
| Other operating charges640/8 | €446 | €737 | €569 | €835 | €793 | ▼ 5.0% |
| Non-recurring operating charges66A | - | - | €139 | - | - | - |
| Gross operating margin9900 | €18k | €25k | €38k | €110k | €100k | ▼ 8.5% |
| Operating profit (loss)9901 | €3k | €-4k | €-926 | €13k | €6k | ▼ 48.7% |
| Financial income75/76B | €233 | €613 | €826 | €2k | €3k | ▲ 32.0% |
| Recurring financial income75 | €233 | €613 | €826 | €2k | €3k | ▲ 32.0% |
| Financial charges65/66B | €2k | €2k | €1k | €1k | €506 | ▼ 59.6% |
| Recurring financial charges65 | €2k | €2k | €1k | €1k | €506 | ▼ 59.6% |
| Profit (loss) for the period before taxes9903 | €2k | €-5k | €-1k | €14k | €9k | ▼ 34.4% |
| Income taxes67/77 | €168 | €711 | €1k | €2k | €6k | ▲ 232% |
| Profit (loss) for the period9904 | €2k | €-6k | €-3k | €12k | €3k | ▼ 73.1% |
| Profit (loss) for the period to be appropriated9905 | €2k | €-6k | €-3k | €12k | €3k | ▼ 73.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €14k | €16k | €25k | €65k | €82k | ▲ 25.7% |
| Fixed assets21/28 | €5k | €4k | €3k | €886 | €9k | ▲ 892% |
| Tangible fixed assets22/27 | €5k | €4k | €2k | €516 | €8k | ▲ 1,531% |
| Plant, machinery and equipment23 | €5k | €4k | €2k | €516 | €108 | ▼ 79.1% |
| Furniture and vehicles24 | - | - | - | - | €8k | - |
| Financial fixed assets28 | €370 | €370 | €370 | €370 | €370 | = |
| Current assets29/58 | €9k | €12k | €22k | €64k | €73k | ▲ 13.8% |
| Amounts receivable after more than one year29 | - | - | - | €52k | €55k | ▲ 5.6% |
| Other amounts receivable291 | - | - | - | €52k | €55k | ▲ 5.6% |
| Amounts receivable within one year40/41 | €8k | €12k | €22k | €4k | €6k | ▲ 59.0% |
| Trade receivables40 | €331 | €1k | €759 | €4k | €6k | ▲ 59.0% |
| Other amounts receivable41 | €7k | €10k | €21k | - | - | - |
| Cash at bank and in hand54/58 | €1k | €93 | €309 | €8k | €11k | ▲ 45.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €14k | €16k | €25k | €65k | €82k | ▲ 25.7% |
| Equity10/15 | €7k | €859 | €-2k | €10k | €13k | ▲ 32.1% |
| Contributions10/11 | €4k | €4k | €4k | €4k | €4k | = |
| Profit (loss) carried forward14 | €3k | €-3k | €-6k | €6k | €9k | ▲ 53.9% |
| Amounts payable17/49 | €7k | €15k | €27k | €55k | €69k | ▲ 24.6% |
| Amounts payable within one year42/48 | €7k | €15k | €27k | €55k | €69k | ▲ 24.6% |
| Trade debts44 | €5k | €4k | €5k | €9k | €19k | ▲ 113% |
| Suppliers440/4 | €5k | €4k | €5k | €9k | €19k | ▲ 113% |
| Advances received on contracts in progress46 | - | €2k | €6k | €6k | €11k | ▲ 83.5% |
| Taxes, remuneration and social security45 | €2k | €8k | €10k | €33k | €29k | ▼ 12.8% |
| Taxes450/3 | €1k | €5k | €2k | €9k | €12k | ▲ 31.6% |
| Remuneration and social security454/9 | €1k | €4k | €8k | €24k | €17k | ▼ 30.1% |
| Other amounts payable47/48 | - | - | €7k | €7k | €9k | ▲ 38.5% |
| Accrued charges and deferred income492/3 | €1 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2k | €-6k | €-3k | €12k | €3k | ▼ 73.1% |
| + Depreciation and write-downs630 | €2k | €2k | €2k | €2k | €2k | ▲ 3.9% |
| Operating cash flow (approximation) | €4k | €-4k | €-1k | €14k | €5k | ▼ 63.0% |
| Investment in fixed assets (approximation) | - | €-956 | €-232 | €0 | €-10k | - |
| Change in cash | - | €-940 | €216 | €7k | €4k | ▼ 52.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €12k
Net result €12k after 2 loss-making years.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2020
Ground area
385 m²
Building footprint
363 m²
Volume, LiDAR
4,078 m³
2 parcels, Brussels · tallest building 20.6 m, ±4 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
PEARLE OPTICIEN
since 20202.297.430.746
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21810L2201/00Y018 | Brussels | 235 m² | 1 · 214 m² | 20.6 m · 3 fl. |
| 21009A0766/00K003 | Brussels | 150 m² | 1 · 149 m² | 17.4 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,732 companies in sector 47742 we hold annual accounts for 1,137. 568 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-12-2019
Fiscal year end31-12
Activities, NACEBEL 2025
47742Retail sale of prescription glasses, lenses and sunglasses
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.