HAMMERNET
ActiveHAMMERNET has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €113k and a net result of €-15k. Equity is growing by ~12.4% per year across the filed fiscal years. Its solvency ranks better than 92% of 160 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2026
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability3▼-97
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 30.1 against 4.35 in 2024; short-term debt: 3.3% and cash: 67.8% of total assets), and 3.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 28-07-2026, 187 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2026
187 d early
2024
14 d early
2023
140 d early
← before the deadline
after the deadline →
Financials · fiscal year 2026, micro schema
Equity
€113k▼ 11.6%
2024 · €128k
2023: €71k
2024: €128k
2023 → 2026
Total assets
€117k▼ 24.4%
2024 · €154k
2023: €159k
2024: €154k
2023 → 2026
Net result
€-15k
2024 · €57k
2023: €70k
2024: €57k
2023 → 2026
Working capital
€113k▲ 26.3%
2024 · €89k
2023: €29k
2024: €89k
2023 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242026Trend
Equity€71k-€128k▲ 80.6%€113k▼ 11.6%
Operating result€88k-€73k▼ 16.5%€-15k
Net result€70k-€57k▼ 18.2%€-15k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €-15k in 2026, compared with €73k in 2024. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2026 in colour, 2024 as the grey bar beneath
Equity and liabilities €117k
Equity
€113k▼ 11.6%
Debt
€4k▼ 85.3%
The debt ratio falls from 17.3% to 3.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-15k▼
2024 · €83k
Cash flow
€-15k▼
2024 · €66k
Solvency
96.6%▲
2024 · 82.7%
Current ratio
30.10▲
2024 · 4.35
Quick ratio
30.10▲
2024 · 4.35
Debt / equity
0.03▼
2024 · 0.21
ROE
-13.2%▼
2024 · 44.6%
ROA
-12.7%▼
2024 · 36.9%
Interest coverage
-54.79▼
2024 · 59.76
Debt
€4k▼
2024 · €27k
Debt ≤ 1 year
€4k▼
2024 · €27k
Income taxes
€207▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2024
Balance sheet
Code20242026
Assets
Total assets20/58€154k€117k▼
Fixed assets21/28€38k€0▼
Tangible fixed assets22/27€38k€0▼
Plant, machinery and equipment23€6k€0▼
Furniture and vehicles24€32k€0▼
Current assets29/58€116k€117k▲
Amounts receivable within one year40/41€17k€37k▲
Trade receivables40€17k€0▼
Other amounts receivable41€273€37k▲
Cash at bank and in hand54/58€97k€79k▼
Deferred charges and accrued income490/1€2k€114▼
Equity and liabilities
Total equity and liabilities10/49€154k€117k▼
Equity10/15€128k€113k▼
Contributions10/11€1k€1k=
Reserves13€127k€112k▼
Distributable reserves133€127k€112k▼
Amounts payable17/49€27k€4k▼
Amounts payable within one year42/48€27k€4k▼
Trade debts44€2k€450▼
Suppliers440/4€2k€450▼
Taxes, remuneration and social security45€25k€3k▼
Taxes450/3€23k€3k▼
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€0€29▲
Accrued charges and deferred income492/3€94€65▼
Income statement
Code20242026
Non-recurring operating income76A-€32
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€0▼
Other operating charges640/8€209€728▲
Non-recurring operating charges66A-€15k
Gross operating margin9900€83k€1k▼
Operating profit (loss)9901€73k€-15k▼
Financial income75/76B€7€580▲
Recurring financial income75€7€580▲
Financial charges65/66B€1k€273▼
Recurring financial charges65€1k€273▼
Profit (loss) for the period before taxes9903€72k€-15k▼
Income taxes67/77€15k€207▼
Profit (loss) for the period9904€57k€-15k▼
Profit (loss) for the period to be appropriated9905€57k€-15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€57k€-15k▼
Transfer from equity791/2-€15k
Transfer to equity691/2€57k€0▼
To other reserves6921€57k€0▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
30-06
Financial
Weakest financial yearnet €-15k ▼126%
Net result drops to €-15k, the lowest in the series.
30-06
Financial
Liquidity times 7current ratio 30.10
Current ratio from 4.35 to 30.10; short-term debt falls from €27k to €4k.
2025
16-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Liquidity triplescurrent ratio 4.35
Current ratio from 1.34 to 4.35; short-term debt falls from €87k to €27k.
30-09
Financial
Equity above €100kEq €128k ▲80.6%
2 profitable years in a row build equity to €128k.
2023
12-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Baldewijn Steverlynckstraat(Kor) 178500 KortrijkGround area
396 m²
Building footprint
90 m²
Parcel 34354C0877/00A003, Flanders. Linked by address, not a title deed.
1 establishment unit
HAMMERNET
since 20222.333.974.111
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34354C0877/00A003 | Flanders | 396 m² | 1 · 90 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GREEBLE
BE 0840.289.917
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DIJKMANS PIETER CONSULTING
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SG Software Solutions
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ABRATA-CONSULTING
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TUSK
BE 0758.624.528
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 15,543 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-07-2022
Fiscal year end30-06
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:hendrik.hamerlinck@hammernet.be