HAMMA SRL

Active

Private limited companyfounded 20197 yrs activeRue du Pont 16, 4101 Seraing, BelgiumKBO/BCE: BE 0733.886.459

Summary

HAMMA SRL has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1,360 and a net result of €144. Equity is shrinking by ~21.6% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 65% of 5053 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisWatch Report Compare

HAMMA SRLActiveChecked score 84/100

Risk analysis Report Compare

Activity

Hairdressing and barber services

NACE 96210Hairdressing NACE 96021

1 site

Size

€2,986total assets 2025

Equity: €1,360
Profit: €144

Turnover not published (abridged schema)

Financial health

84 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.4%

Structure

Accounts filed 29 d late0 of 2 deeds read

Why 84- Size: total assets €2,986- Latest accounts 29 days late; 1 of the last 3 late- Founded in 2019+ Liquidity: current ratio 3.77, cash €2,795Show the evidence

Checked score

Score 2025

84 / 100

Excellent

Probability in this band: under 0.55%

Better than 62% of its sector peers (NACE 96, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 71-12

equity 45.5% of total assets

Liquidity 90+10

short-term debt 26.5% · cash 93.6%

Profitability 50+50

return on assets 4.8%

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,525 companies)

Last 22 months 01-2025: 1.4% 02-2025: 1.4%▲ +1.0% vs 01-2025 03-2025: 1.4%▲ +1.5% vs 02-2025 04-2025: 1.5%▲ +6.2% vs 03-2025 05-2025: 1.5%▼ -1.8% vs 04-2025 06-2025: 1.4%▼ -4.7% vs 05-2025 07-2025: 1.4%▲ +3.9% vs 06-2025 08-2025: 1.9%▲ +29.8% vs 07-2025 09-2025: 2.1%▲ +12.2% vs 08-2025highest value 10-2025: 0.8%▼ -60.8% vs 09-2025 11-2025: 0.8%● 0.0% vs 10-2025 12-2025: 0.7%▼ -11.0% vs 11-2025 01-2026: 0.7%▲ +0.5% vs 12-2025 02-2026: 0.7%▲ +1.1% vs 01-2026 03-2026: 0.8%▲ +1.5% vs 02-2026 04-2026: 0.8%▲ +5.7% vs 03-2026 05-2026: 0.8%▼ -2.9% vs 04-2026 06-2026: 0.7%▼ -6.8% vs 05-2026 07-2026: 0.7%▲ +1.5% vs 06-2026 08-2026: 1.1%▲ +48.4% vs 07-2026 09-2026: 0.4%▼ -59.2% vs 08-2026lowest value 10-2026: 0.4%● 0.0% vs 09-2026lowest value

Size: total assets €2,986 raises the probability for this profile
Liquidity: current ratio 3.77, cash €2,795 lowers the probability
Latest accounts 29 days late; 1 of the last 3 late raises the probability
Founded in 2019 raises the probability for this profile

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 96, micro). Better than this share of them on solvency 65%, liquidity 90%, profitability 35%, growth against the median 59%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Size: total assets €2,986

In the bankruptcy model this factor raises the probability for this profile.

NBB · annual accounts

Liquidity: current ratio 3.77, cash €2,795

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Latest accounts 29 days late; 1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Founded in 2019

In the bankruptcy model this factor raises the probability for this profile.

KBO

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 6 filings

Deviation from the deadline

2025

29 d late

2024

30 d late

2023

72 d late

2022

112 d late

2021

98 d late

2020

105 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 74 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 12 October (4 of the last 5 filed years within 43 days of that day).

Companies Code · seven months

Position in the running window

03-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage