Haminga
ActiveSummary
Haminga has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€11,182) and a net result of -€3,182. Its solvency ranks better than 5% of 9,492 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Financials · financial year 2025, micro format
2024 to 2025, 2 financial years
The operating result stays negative: a loss of €3,129 in 2025 against €12,963 in 2024; the loss shrinks.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 82, Office administrative, office support and other business support activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital.
Peer companies
Historical observationOf the 7,639 companies that looked in July 2024 the way this one looks now, 8.8% went bankrupt within 24 months and 85% are still going.
- Micro
- 2 to 5 years old
- negative equity
- a loss of 10% of the balance sheet or more
A further 0.8% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,470 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 7,639 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €685 | €508 | ▼ 25.9% |
| Gross operating margin9900 | -€12,278 | -€2,621 | ▲ 78.7% |
| Operating profit (loss)9901 | -€12,963 | -€3,129 | ▲ 75.9% |
| Financial income75/76B | €1 | €0 | ▼ 100% |
| Recurring financial income75 | €1 | €0 | ▼ 100% |
| Financial charges65/66B | €38 | €54 | ▲ 43.4% |
| Recurring financial charges65 | €38 | €54 | ▲ 43.4% |
| Profit (loss) for the period before taxes9903 | -€13,000 | -€3,182 | ▲ 75.5% |
| Profit (loss) for the period9904 | -€13,000 | -€3,182 | ▲ 75.5% |
| Profit (loss) for the period to be appropriated9905 | -€13,000 | -€3,182 | ▲ 75.5% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €3,207 | €1,762 | ▼ 45.1% |
| Formation expenses20 | €1,122 | €805 | ▼ 28.2% |
| Fixed assets21/28 | €395 | €203 | ▼ 48.4% |
| Tangible fixed assets22/27 | €395 | €203 | ▼ 48.4% |
| Furniture and vehicles24 | €395 | €203 | ▼ 48.4% |
| Current assets29/58 | €1,691 | €753 | ▼ 55.4% |
| Amounts receivable within one year40/41 | €1,111 | €222 | ▼ 80.0% |
| Other amounts receivable41 | €1,111 | €222 | ▼ 80.0% |
| Cash at bank and in hand54/58 | €446 | €61 | ▼ 86.3% |
| Deferred charges and accrued income490/1 | €134 | €470 | ▲ 251% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €3,207 | €1,762 | ▼ 45.1% |
| Equity10/15 | -€8,000 | -€11,182 | ▼ 39.8% |
| Contributions10/11 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | -€13,000 | -€16,182 | ▼ 24.5% |
| Amounts payable17/49 | €11,207 | €12,944 | ▲ 15.5% |
| Amounts payable within one year42/48 | €10,082 | €11,954 | ▲ 18.6% |
| Trade debts44 | €360 | €627 | ▲ 74.2% |
| Suppliers440/4 | €360 | €627 | ▲ 74.2% |
| Other amounts payable47/48 | €9,722 | €11,327 | ▲ 16.5% |
| Accrued charges and deferred income492/3 | €1,125 | €990 | ▼ 12.0% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€13,000 | -€3,182 | ▲ 75.5% |
| + Depreciation and write-downs630 | €685 | €508 | ▼ 25.9% |
| Operating cash flow (approximation) | -€12,315 | -€2,674 | ▲ 78.3% |
| Investment in fixed assets (approximation) | - | -€317 | - |
| Change in cash | - | -€385 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Similar companies · same sector and region
Public contracts: not fully processed yet. The notices from February 2024 to September 2026 are still being read.