Equity
€58,562 from €734,441 in 2013
Equity fell by 92% in 12 years.
Hameca
Lifetime
15 annual accounts with figures on one time axisGross marginpeak €154,548 (2012)
-€5,803▼ €3,275
Resultlowest -€38,882 (2018)
-€6,810▼ €1,147
Equitypeak €734,441 (2013)
€58,562▼ 10.4%
Debts
€952,180▲ 4.1%
Staffpeak 0 FTE (2024)
0 FTE
Board4 names since 2009
2 directorsIMMOMENT and 1 other
Owners6 names in the annual accounts
50%ANTWERP INVEST and 1 other
Documentsfilings and deeds
21-06-202652 days late
2025abbreviated format
Gross margin from -€2,528 to -€5,803Loss of €6,8101 director appointed, 2 resignations 26-09Cash from €315 to €9
Key points
from the 2025 annual accountsLosses
-€109,741 in nine years
Every financial year from 2017 to 2025 closed with a loss. 2018 was the heaviest.
Debts
€952,180 94% of the balance sheet
Financial debts 26%Suppliers 0%Other 73%
Filings
15 annual accounts since 2011
Two of the last ten came late. The 2025 accounts came latest: 52 days after the end of the period.
At the same address
9 companies
Subsidiaries
-€86,301
Subsidiary with negative equity. MeHa Bouwers · loss of €6,784 in 2025.
Turnover not published (abbreviated or micro format)
Checked score
53
Fair
Financially stronger than 22% of micro companies in real estate (NACE 68)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,628 companies (NACE 68, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.7%
01-2025: 0.7%● unchanged vs 12-2024
02-2025: 0.6%▼ -0.1 percentage points vs 01-2025
03-2025: 0.6%● unchanged vs 02-2025lowest value
04-2025: 0.8%▲ +0.2 percentage points vs 03-2025
05-2025: 1.2%▲ +0.4 percentage points vs 04-2025
06-2025: 1.6%▲ +0.4 percentage points vs 05-2025
07-2025: 1.1%▼ -0.5 percentage points vs 06-2025
08-2025: 1.1%● unchanged vs 07-2025
09-2025: 1.1%● unchanged vs 08-2025
10-2025: 1.1%● unchanged vs 09-2025
11-2025: 1.1%● unchanged vs 10-2025
12-2025: 1.1%● unchanged vs 11-2025
01-2026: 1.1%● unchanged vs 12-2025
02-2026: 1.1%● unchanged vs 01-2026
03-2026: 1.0%▼ -0.1 percentage points vs 02-2026
04-2026: 1.2%▲ +0.2 percentage points vs 03-2026
05-2026: 1.8%▲ +0.6 percentage points vs 04-2026
06-2026: 2.1%▲ +0.3 percentage points vs 05-2026
07-2026: 2.9%▲ +0.8 percentage points vs 06-2026
08-2026: 3.1%▲ +0.2 percentage points vs 07-2026
09-2026: 3.4%▲ +0.3 percentage points vs 08-2026highest value
10-2026: 1.7%▼ -1.7 percentage points vs 09-2026
11-2026: 1.7%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Liquidity: current ratio 1.04, cash €9, halved
Last filed accounts filed 52 days late; 2 of the last 3 accounts late
lowers risk
Size: total assets €1.0m
Founded in 2009
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 27% of them on solvency, 1% on liquidity, 31% on profitability and 28% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 912 companies had the same profile as Hameca has now. Each dot stands for 3 companies, two years later.
95.3%
were still trading
2.1%
stopped another way
2.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Hameca itself: 1.7% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 912 companies, not a prediction for Hameca. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.04 (1.05 in 2024), below the usual 1.5. Short-term debt is 94.2% and cash 0% of total assets. 94.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises risk
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€6,810
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 11271 sector peers (2025).
NBB · sector comparisonPosition among 11271 sector peers
Solvency
better than 24%
← weakest
strongest →
raises risk · 2025 accounts filed 52 days late
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 21-06-2026, 52 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
52 days late
2024
33 days late
2023
27 days early
2022
3 days early
2021
on the day
2020
9 days early
2019
30 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 2 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 30 April (4 of the last 5 accounts filed within 33 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end05-11-2026 today30-04-2027 deadline
Board and ownership
- ANTWERP INVEST 50%score 68equity €13.3m (2025) · 2025 annual accounts of ANTWERP INVEST
- IMMOMENT 50%score 91equity €960,580 (2025) · 2025 annual accounts of IMMOMENT
- NIMIN 33.33%score 94equity €1.7m (2025) · 2024 annual accounts of NIMIN
Shares in 1 company, MeHa Bouwers
Board & ownershipRecent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0821466373
1 director appointed, 2 resignations
Resignations: BV JEF HAEVERANS (director) and BV NIMIN (director) · Appointment: BV ANTWERP INVEST (director) · Director discharge: BV JEF HAEVERANS · Gazette deed
3 directors appointed, 3 resignations
Resignations: NIMIN, JEF HAEVERANS and IMMOMENT · Appointments: NIMIN, JEF HAEVERANS and IMMOMENT · Permanent representatives: Alex CAUWENBERGHS, Jef HAEVERANS and Chris MENTEN · General meeting of 23-11-2023 · Gazette deed
Environmental permit granted
Bouwen of herbouwen, Het reliëf van de bodem aanmerkelijk wijzigen, Nieuwbouw of aanleggen and 2 more · Herselt
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| Hameca Westerlo | €1.0m | -€5,803 | 5.8% | 0 |
| SAMUEL MICHAELI Antwerp | €1.2m | -€25,377 | 35.2% | - |
| PL POWER + Bastogne | €1.2m | -€421 | 74.8% | - |
| MARKANT IMMO PROJECTS Sint-Gillis-Waas | €1.4m | -€2,956 | 29.3% | - |
| Ooms & Partners Projects Antwerp | €0.2m | -€28,240 | -513.1% | 0 |
| ARCHIPEL HOLDING Hechtel-Eksel | €0.5m | -€1,072 | 28.0% | - |
| BJC Expertise Ottignies-Louvain-la-Neuve | €0.5m | -€15,678 | 97.9% | - |
These companies have the same main activity as Hameca: real estate appraisal on a fee or contract basis (NACE 68322). They are comparable in size and age: total assets between €197,000 and €1.4m, founded between 2002 and 2014.
Official details
Source: KBO- Status
- Active since 11-12-2009Normal situation
- Registered office
- 10 active companies are registered at this addressSource: KBO register, as of 5 November 2026.
- Activity
- Real estate appraisal on a fee or contract basisNACE 68322and 3 others
- Establishment unit
- 2.184.688.7352260 Westerlo, since 11-12-2009
- Financial year end
- 30 September
- Peppol
- Reachable since 21-10-2026
Insights on Hameca
Hameca files the abbreviated format. That format states no turnover. The gross margin fell from €70,037 in 2011 to -€5,803 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Hameca
- What is the company number of Hameca?
- The company number of Hameca is 0821.466.373. The VAT number is the same number with BE in front: BE 0821.466.373.
- Where is Hameca based?
- The registered office is at Ambachtenstraat 3, 2260 Westerlo.Company details
- What does Hameca do?
- According to the KBO register, the main activity is real estate appraisal on a fee or contract basis (NACE 68322).
- What is the legal form of Hameca?
- Hameca is a private limited company (BV).
- When was Hameca founded?
- Hameca was founded on 11-12-2009.
- Is Hameca still active?
- Yes, Hameca is an active enterprise in the KBO register.
- What is the turnover of Hameca?
- The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.Financials
- Is Hameca profitable?
- In financial year 2025, Hameca made a loss of €6,810.
- Where can I find the annual accounts of Hameca?
- Hameca filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Hameca due?
- Hameca must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
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