Summary
Hamdam is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €568,331 and a net result of €116,095. Equity is growing by ~25.5% per year across the filed fiscal years. Its solvency ranks better than 79% of 5565 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
4 d early
2024
29 d late
2023
26 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average on the deadline day; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€568,331▲ 25.7%
2024 · €452,235
Net result
€116,095▲ 1.6%
2024 · €114,286
Total assets
€674,718▼ 25.5%
2024 · €906,076
Solvency
84.2%▲ 34.3pp
2024 · 49.9%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€445,473-€138,170▼ 69.0%€150,919▲ 9.2%
Net result€334,949-€114,286▼ 65.9%€116,095▲ 1.6%
Equity€337,949-€452,235▲ 33.8%€568,331▲ 25.7%
Total assets€496,119-€906,076▲ 82.6%€674,718▼ 25.5%
Debt€158,170-€453,841▲ 187%€106,387▼ 76.6%
Working capital€333,272-€436,483▲ 31.0%€555,105▲ 27.2%
Solvency68.1%-49.9%▼ 18.2pp84.2%▲ 34.3pp
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
- 2024 Net result -66%, Total assets +83% on 2023. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 9% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €674,718
Fixed assets
€21,926 ▼ 8.1%
Current assets
€652,792 ▼ 26.0%
Equity and liabilities €674,718
Equity
€568,331 ▲ 25.7%
Debt
€106,387 ▼ 76.6%
Debt's share of the balance-sheet total falls from 50.1% to 15.8%. Equity is higher and debt is lower.
Key figures and ratios
ROE
20.4%▼
2024 · 25.3%
ROA
17.2%▲
2024 · 12.6%
Debt ≤ 1 year
€97,687▼
2024 · €445,741
Income taxes
€37,039▲
2024 · €29,944
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Non-recurring operating income76A | - | €13,206 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,768 | €1,871 | €1,927 | ▲ 3.0% |
| Other operating charges640/8 | €943 | €2,589 | €2,813 | ▲ 8.7% |
| Gross operating margin9900 | €450,184 | €142,629 | €155,659 | ▲ 9.1% |
| Operating profit (loss)9901 | €445,473 | €138,170 | €150,919 | ▲ 9.2% |
| Financial income75/76B | €769 | €20,167 | €11,299 | ▼ 44.0% |
| Recurring financial income75 | €769 | €1,028 | €11,299 | ▲ 999% |
| Non-recurring financial income76B | - | €19,139 | - | - |
| Financial charges65/66B | €117 | €14,107 | €9,084 | ▼ 35.6% |
| Recurring financial charges65 | €117 | €14,107 | €9,084 | ▼ 35.6% |
| Profit (loss) for the period before taxes9903 | €446,125 | €144,230 | €153,135 | ▲ 6.2% |
| Income taxes67/77 | €111,175 | €29,944 | €37,039 | ▲ 23.7% |
| Profit (loss) for the period9904 | €334,949 | €114,286 | €116,095 | ▲ 1.6% |
| Profit (loss) for the period to be appropriated9905 | €334,949 | €114,286 | €116,095 | ▲ 1.6% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €496,119 | €906,076 | €674,718 | ▼ 25.5% |
| Fixed assets21/28 | €4,677 | €23,853 | €21,926 | ▼ 8.1% |
| Tangible fixed assets22/27 | €4,677 | €5,203 | €3,276 | ▼ 37.0% |
| Plant, machinery and equipment23 | €915 | €3,036 | €2,704 | ▼ 10.9% |
| Furniture and vehicles24 | €3,762 | €2,167 | €572 | ▼ 73.6% |
| Financial fixed assets28 | - | €18,650 | €18,650 | = |
| Current assets29/58 | €491,442 | €882,224 | €652,792 | ▼ 26.0% |
| Amounts receivable within one year40/41 | €72,024 | €472,352 | €326,821 | ▼ 30.8% |
| Trade receivables40 | €47,842 | €169,446 | €121,046 | ▼ 28.6% |
| Other amounts receivable41 | €24,182 | €302,906 | €205,774 | ▼ 32.1% |
| Current investments50/53 | €60,000 | €164,942 | €164,280 | ▼ 0.4% |
| Cash at bank and in hand54/58 | €358,082 | €241,201 | €157,294 | ▼ 34.8% |
| Deferred charges and accrued income490/1 | €1,336 | €3,729 | €4,398 | ▲ 17.9% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €496,119 | €906,076 | €674,718 | ▼ 25.5% |
| Equity10/15 | €337,949 | €452,235 | €568,331 | ▲ 25.7% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | = |
| Reserves13 | €334,949 | €449,235 | €565,331 | ▲ 25.8% |
| Distributable reserves133 | €334,949 | €449,235 | €565,331 | ▲ 25.8% |
| Amounts payable17/49 | €158,170 | €453,841 | €106,387 | ▼ 76.6% |
| Amounts payable within one year42/48 | €158,170 | €445,741 | €97,687 | ▼ 78.1% |
| Financial debts43 | €828 | €2,495 | €594 | ▼ 76.2% |
| Credit institutions430/8 | €828 | €2,495 | €594 | ▼ 76.2% |
| Trade debts44 | €11,698 | €299,203 | €3,097 | ▼ 99.0% |
| Suppliers440/4 | €11,698 | €299,203 | €3,097 | ▼ 99.0% |
| Taxes, remuneration and social security45 | €145,644 | €144,044 | €93,997 | ▼ 34.7% |
| Taxes450/3 | €145,644 | €144,044 | €93,997 | ▼ 34.7% |
| Accrued charges and deferred income492/3 | - | €8,100 | €8,700 | ▲ 7.4% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €334,949 | €114,286 | €116,095 | ▲ 1.6% |
| + Depreciation and write-downs630 | €3,768 | €1,871 | €1,927 | ▲ 3.0% |
| Operating cash flow (approximation) | €338,717 | €116,157 | €118,022 | ▲ 1.6% |
| Investment in fixed assets (approximation) | - | -€21,046 | €0 | ▲ 100% |
| Change in cash | - | -€116,882 | -€83,906 | ▲ 28.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Liquidity triplescurrent ratio 6.68
Current ratio from 1.98 to 6.68; short-term debt falls from €445,741 to €97,687.
31-12
Financial
Equity above €500,000Eq €568,331 ▲25.7%
3 profitable years in a row build equity to €568,331.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €114,286 ▼65.9%
Net result drops to €114,286, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-11
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
13-11
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
02-02
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
2022
13-12
State Gazette act
Incorporation · Founder
Corporate purpose · Founding capital · Cathérine Goossens
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oud-Turnhout · 1 establishment unit since 2022
Ground area
4,285 m²
Building footprint
371 m²
Volume, LiDAR
1,526 m³
Parcel 13482F1162/00P000, Flanders · tallest building 11.9 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Hamdam
since 20222.334.436.840
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13482F1162/00P000 | Flanders | 4,285 m² | 1 · 371 m² | 11.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
5 connected companiesThis company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, scroll to zoom.
Linked via shared directors
ACCELERATE
Shared director
→
ENHESA GROUP
Shared director
→
S. Daems & Cie
Shared director
→
TAXKEU PROJECTS
Shared director
→
Show 1 more companies with a shared director
Voka - Kamer van koophandel Mechelen-Kempen
Shared director
→
Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
1 location
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 3,787 EUR awarded · 3,787 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,913 EUR | 1,913 EUR |
| 2024 | 1 | 1,874 EUR | 1,874 EUR |
Recognitions · licences · registrations
Legal Entity Identifier
984500U590HJEE76F753
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 13,524 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-08-2022
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70100Activities of head offices
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0789547039
Also
9925:BE0789547039
Registered
02-12-2025
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.