Ham.co
ActiveFor Ham.co, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €296k and a net result of €45k. Equity is growing by ~24.5% per year across the filed fiscal years. Its solvency ranks better than 69% of 2181 sector peers (fiscal year 2023). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability62▼-38
Solvency89▼-5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
63.8%
Return on assets
9.8%
Age of the figures
33 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline17-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 25-04-2025, 268 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
268 d late
2022
634 d late
2021
4 d early
2020
27 d late
2019
86 d early
← before the deadline
after the deadline →
Financials · fiscal year 2023, abbreviated schema
Equity
€296k▲ 18.1%
2022 · €250k
2018: €104k
2019: €119k
2020: €121k
2021: €155k
2022: €250k
2018 → 2023
Total assets
€464k▲ 28.4%
2022 · €361k
2018: €142k
2019: €141k
2020: €153k
2021: €201k
2022: €361k
2018 → 2023
Net result
€45k▼ 52.4%
2022 · €95k
2018: €9k
2019: €14k
2020: €3k
2021: €34k
2022: €95k
2018 → 2023
Working capital
€298k▲ 18.6%
2022 · €251k
2018: €93k
2019: €122k
2020: €117k
2021: €155k
2022: €251k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Equity€119k-€121k▲ 2.3%€155k▲ 27.9%€250k▲ 61.4%€296k▲ 18.1%
Operating result€13k-€-6k€45k€95k▲ 113%€45k▼ 52.4%
Net result€14k-€3k▼ 77.0%€34k▲ 939%€95k▲ 181%€45k▼ 52.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2023; 2023 is 52% below 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €464k
Fixed assets
€3k▼ 33.0%
Current assets
€460k▲ 29.3%
Equity and liabilities €464k
Equity
€296k▲ 18.1%
Debt
€168k▲ 51.8%
The debt ratio rises from 30.6% to 36.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€47k▼
2022 · €97k
Cash flow
€47k▼
2022 · €97k
Solvency
63.8%▼
2022 · 69.4%
Current ratio
2.84▼
2022 · 3.40
Quick ratio
2.84▼
2022 · 3.40
Debt / equity
0.57▲
2022 · 0.44
ROE
15.3%▼
2022 · 38.0%
ROA
9.8%▼
2022 · 26.4%
Debt
€168k▲
2022 · €111k
Debt ≤ 1 year
€162k▲
2022 · €105k
Debt > 1 year
€6k=
2022 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€361k€464k▲
Fixed assets21/28€5k€3k▼
Tangible fixed assets22/27€4k€2k▼
Furniture and vehicles24€4k€2k▼
Financial fixed assets28€1k€1k=
Current assets29/58€356k€460k▲
Amounts receivable after more than one year29€150k€150k=
Other amounts receivable291€150k€150k=
Amounts receivable within one year40/41€200k€304k▲
Trade receivables40€180k€285k▲
Other amounts receivable41€20k€19k▼
Cash at bank and in hand54/58€1k€1k=
Deferred charges and accrued income490/1€5k€5k=
Equity and liabilities
Total equity and liabilities10/49€361k€464k▲
Equity10/15€250k€296k▲
Contributions10/11€19k€19k=
Reserves13€103k€103k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€2€2=
Distributable reserves133€101k€101k=
Profit (loss) carried forward14€129k€174k▲
Amounts payable17/49€111k€168k▲
Amounts payable after more than one year17€6k€6k=
Financial debts170/4€6k€6k=
Amounts payable within one year42/48€105k€162k▲
Current portion of amounts payable after more than one year42€5k€5k=
Financial debts43€2k€2k=
Credit institutions430/8€2k€2k=
Trade debts44€58k€94k▲
Suppliers440/4€58k€94k▲
Taxes, remuneration and social security45€39k€61k▲
Taxes450/3€25k€32k▲
Remuneration and social security454/9€14k€29k▲
Income statement
Code20222023
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8€108€109▲
Gross operating margin9900€97k€47k▼
Operating profit (loss)9901€95k€45k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€0-
Recurring financial charges65€0-
Profit (loss) for the period before taxes9903€95k€45k▼
Income taxes67/77€0-
Profit (loss) for the period9904€95k€45k▼
Profit (loss) for the period to be appropriated9905€95k€45k▼
Appropriation of the result
Profit (loss) to be appropriated9906€129k€174k▲
Profit (loss) brought forward from the previous period14P€34k€129k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 268 days late
25-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 634 days late
2022
31-12
Financial
Highest result since 2018net €95k ▲181%
Operating result €95k, net result €95k, both a record.
31-12
Financial
Equity above €200kEq €250k ▲61.4%
5 profitable years in a row build equity to €250k.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €155k ▲27.9%
4 profitable years in a row build equity to €155k.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Weakest financial yearnet €3k ▼77%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
06-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
29-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
2015
11-05
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schaliënstraat 322000 AntwerpenGround area
1,000 m²
Building footprint
179 m²
Volume, LiDAR
1,648 m³
Parcel 11811L3940/00V000, Flanders · tallest building 16.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Ham.co
since 20142.226.634.010
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3940/00V000 | Flanders | 1,000 m² | 1 · 179 m² | 16.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
H.M.C.
BE 0458.920.064
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BE 0870.701.890
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HESBIMMO
BE 0699.514.906
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CCM 28
BE 0765.678.903
Rixensart · Eq €295k
JUST LEVELS HIGHER
BE 0670.911.881
Vorst · Eq €295k
Of 24,505 companies in sector 82990 we hold annual accounts for 9,396. 6,542 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded24-01-2014
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
16110Sawmilling and planing of wood
22240Manufacture of rubber and plastic products
25120Manufacture of fabricated metal products, except machinery and equipment
68121Development of residential building projects
43320Joinery installation
47551Retail sale of household furniture
47591Retail trade
68110Buying and selling of own real estate
70200Business and other management consultancy
70220Business consulting
71112Activities of interior architects
74104Other professional, scientific and technical activities
74130Interior design
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.