Ham and cheese
ActiveSummary
Ham and cheese has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €100,613 and a net result of €36,716. Equity has been growing by about 87% per year since 2022. Its solvency ranks better than 87% of 16,996 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Overview
Official details
Source: KBO- Status
- Active since 15-02-2022 Normal situation
- Activity
- Limited-service restaurants, excluding mobile food services NACE 56112
- Joint committee
- 302 Paritair Comité voor het hotelbedrijf · annual accounts 2025
- Establishment unit
- 2.328.164.108 2930 Brasschaat, since 15-02-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 19-03-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.9%
- Gross margin
- €172,945
- ▲ 3.4%
- Turnover
- ≈ €540,000
- estimated
- Profit
- €36,716
- ▲ 18.9%
- Equity
- €100,613
- ▲ 57.5%
- Total assets
- €135,346
- ▲ 29.7%
- Employees on 31-12-2025
- 4
- ▼ 60.0%
Score breakdownraises riskSector: Food and beverage service activities (NACE 56)Size: total assets €135,346Founded in 2022lowers riskLiquidity: current ratio 3.66, cash €35,376Show the evidence
Checked score
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 87% of them on solvency, 84% on liquidity, 93% on profitability and 83% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 4 accounts on average 17 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
Key points
Recent changes
- · Gazette deed Incorporation
Comparable companies
These companies have the same main activity as Ham and cheese: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €122,000 and €150,000, founded between 2021 and 2022.
| Company | Total assets | Gross margin |
|---|---|---|
| Ham and cheese Brasschaat | €135,346 | €172,945 |
| JALM Events Brasschaat | €121,707 | €191,595 |
| DP-Nijlen Nijlen | €144,252 | €152,162 |
| PIZZA TONI Antwerpen | €149,701 | €207,997 |
| Bij Tita Duffel | €122,441 | €211,759 |
| TROMMELHOEVE Mechelen | €146,991 | €184,400 |
| NANO Charleroi | €133,953 | €172,244 |
Key facts about Ham and cheese
- What is the company number of Ham and cheese?
- The company number of Ham and cheese is 0782.219.183. The VAT number is the same number with BE in front: BE 0782.219.183.
- Where is Ham and cheese based?
- The registered office is at Kaartseplein 1, 2930 Brasschaat.Company details
- What does Ham and cheese do?
- According to the KBO register, the main activity is limited-service restaurants, excluding mobile food services (NACE 56112).
- What is the legal form of Ham and cheese?
- The legal form of Ham and cheese is Private limited company (BV).
- When was Ham and cheese founded?
- Ham and cheese was founded on 15-02-2022.
- Is Ham and cheese still active?
- Yes, Ham and cheese is an active enterprise in the KBO register.
- How many employees does Ham and cheese have?
- Ham and cheese had an average of 4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does Ham and cheese fall under?
- In its 2025 annual accounts, Ham and cheese states joint committee 302 (Paritair Comité voor het hotelbedrijf).
- What is the turnover of Ham and cheese?
- The turnover in financial year 2025 is ≈ €540,000. This figure is estimated from the gross margin of €172,945 and 83 comparable companies (NACE 56112). It probably lies between €400,000 and €660,000.
- Is Ham and cheese profitable?
- In financial year 2025, Ham and cheese made a profit of €36,716.
- Where can I find the annual accounts of Ham and cheese?
- Ham and cheese filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Ham and cheese due?
- Ham and cheese must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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