HALU Invest
ActiveSummary
HALU Invest has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €430k and a net result of €34k. Equity is growing by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 64% of 9194 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+5
Solvency73▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 2.25 against 1.94 in 2024; short-term debt: 4.8% and cash: 10.6% of total assets), but 51.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.3%
Return on assets
3.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
188 d early
2023
29 d late
2022
32 d late
2021
54 d late
2020
18 d early
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€430k▲ 8.5%
2024 · €396k
2018: €273k
2019: €280k
2020: €296k
2021: €318k
2022: €346k
2023: €372k
2024: €396k
2018 → 2025
Total assets
€890k▼ 1.3%
2024 · €902k
2018: €1.01M
2019: €996k
2020: €994k
2021: €921k
2022: €924k
2023: €909k
2024: €902k
2018 → 2025
Net result
€34k▲ 38.3%
2024 · €24k
2018: €10k
2019: €6k
2020: €16k
2021: €22k
2022: €27k
2023: €26k
2024: €24k
2018 → 2025
Working capital
€53k▲ 24.8%
2024 · €42k
2018: €7k
2019: €-6k
2020: €-46k
2021: €-20k
2022: €-2k
2023: €29k
2024: €42k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€318k-€346k▲ 8.6%€372k▲ 7.5%€396k▲ 6.5%€430k▲ 8.5%
Operating result€36k-€41k▲ 13.7%€39k▼ 4.0%€42k▲ 7.0%€52k▲ 23.6%
Net result€22k-€27k▲ 22.7%€26k▼ 5.1%€24k▼ 6.7%€34k▲ 38.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 24% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €890k
Fixed assets
€795k ▼ 2.4%
Current assets
€95k ▲ 8.9%
Equity and liabilities €890k
Equity
€430k ▲ 8.5%
Debt
€461k ▼ 9.0%
Debt's share of the balance-sheet total falls from 56.1% to 51.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€72k▲
2024 · €69k
Cash flow
€54k▲
2024 · €52k
Current ratio
2.25▲
2024 · 1.94
Debt to equity
1.07▼
2024 · 1.28
ROE
7.8%▲
2024 · 6.1%
ROA
3.8%▲
2024 · 2.7%
Interest coverage
6.92▲
2024 · 5.49
Debt ≤ 1 year
€42k▼
2024 · €45k
Debt > 1 year
€418k▼
2024 · €453k
Income taxes
€7k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€902k€890k▼
Fixed assets21/28€814k€795k▼
Tangible fixed assets22/27€814k€795k▼
Land and buildings22€814k€795k▼
Current assets29/58€87k€95k▲
Amounts receivable within one year40/41€2k€0▼
Trade receivables40€610€0▼
Other amounts receivable41€968€0▼
Cash at bank and in hand54/58€86k€94k▲
Deferred charges and accrued income490/1-€890
Equity and liabilities
Total equity and liabilities10/49€902k€890k▼
Equity10/15€396k€430k▲
Contributions10/11€375k€375k=
Profit (loss) carried forward14€21k€55k▲
Amounts payable17/49€506k€461k▼
Amounts payable after more than one year17€453k€418k▼
Financial debts170/4€453k€418k▼
Amounts payable within one year42/48€45k€42k▼
Current portion of amounts payable after more than one year42€35k€35k▲
Trade debts44€2k€410▼
Suppliers440/4€2k€410▼
Taxes, remuneration and social security45€8k€7k▼
Taxes450/3€8k€7k▼
Accrued charges and deferred income492/3€8k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€20k▼
Other operating charges640/8€5k€6k▲
Gross operating margin9900€75k€78k▲
Operating profit (loss)9901€42k€52k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€13k€10k▼
Recurring financial charges65€13k€10k▼
Profit (loss) for the period before taxes9903€29k€41k▲
Income taxes67/77€5k€7k▲
Profit (loss) for the period9904€24k€34k▲
Profit (loss) for the period to be appropriated9905€24k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€21k€55k▲
Profit (loss) brought forward from the previous period14P€-3k€21k▲
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €34k ▲38.3%
Operating result €52k, net result €34k, both a record.
24-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
23-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 54 days late
2021
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
31-12
Financial
Weakest financial yearnet €6k ▼34.8%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
17-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 17 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Biebuyckstraat 159850 DeinzeGround area
4,393 m²
Building footprint
444 m²
Volume, LiDAR
2,224 m³
Parcel 44049F0327/00E000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HALU Invest
since 20142.233.186.062
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44049F0327/00E000 | Flanders | 4,393 m² | 1 · 444 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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TYP Consulting
BE 0537.946.954
Beyne-Heusay · Eq €430,000
Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 5,047 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-07-2014
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
66300Activities auxiliary to financial services and insurance activities
68110Buying and selling of own real estate
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0475 35 49 95