HALTO
ActiveHALTO has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €87k and a net result of €74k. Equity is growing by ~41.7% per year across the filed fiscal years. Its solvency ranks better than 85% of 9167 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 5.16 against 2.98 in 2024; short-term debt: 19.3% and cash: 78.9% of total assets), and 19.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.4%
Return on assets
68.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-05-2026, 88 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
88 d early
2024
35 d early
2023
68 d early
2022
21 d early
2021
23 d early
2020
26 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€87k▲ 105%
2024 · €43k
2020: €15k
2021: €16k
2022: €25k
2023: €52k
2024: €43k
2020 → 2025
Total assets
€109k▲ 68.7%
2024 · €64k
2020: €73k
2021: €64k
2022: €61k
2023: €76k
2024: €64k
2020 → 2025
Net result
€74k▲ 177%
2024 · €27k
2020: €5k
2021: €476
2022: €9k
2023: €27k
2024: €27k
2020 → 2025
Working capital
€87k▲ 106%
2024 · €42k
2020: €-3k
2021: €-5k
2022: €4k
2023: €42k
2024: €42k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€16k-€25k▲ 55.9%€52k▲ 110%€43k▼ 17.7%€87k▲ 105%
Operating result€4k-€15k▲ 272%€39k▲ 159%€39k▼ 0.9%€97k▲ 152%
Net result€476-€9k▲ 1,754%€27k▲ 208%€27k▼ 1.5%€74k▲ 177%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 152% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €109k
Fixed assets
€614▼ 30.0%
Current assets
€108k▲ 70.1%
Equity and liabilities €109k
Equity
€87k▲ 105%
Debt
€21k▼ 2.1%
The debt ratio falls from 33.8% to 19.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€98k▲
2024 · €47k
Cash flow
€74k▲
2024 · €35k
Solvency
80.4%▲
2024 · 66.2%
Current ratio
5.16▲
2024 · 2.98
Quick ratio
5.16▲
2024 · 2.98
Debt / equity
0.24▼
2024 · 0.51
ROE
84.9%▲
2024 · 62.8%
ROA
68.2%▲
2024 · 41.5%
Interest coverage
439.88▲
2024 · 330.04
Debt
€21k▼
2024 · €22k
Debt ≤ 1 year
€21k▼
2024 · €21k
Income taxes
€23k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€64k€109k▲
Fixed assets21/28€877€614▼
Tangible fixed assets22/27€877€614▼
Plant, machinery and equipment23€877€614▼
Current assets29/58€64k€108k▲
Amounts receivable within one year40/41€19k€16k▼
Trade receivables40€19k€16k▼
Cash at bank and in hand54/58€39k€86k▲
Deferred charges and accrued income490/1€6k€6k▲
Equity and liabilities
Total equity and liabilities10/49€64k€109k▲
Equity10/15€43k€87k▲
Contributions10/11€10k€10k=
Reserves13€33k€77k▲
Distributable reserves133€33k€77k▲
Amounts payable17/49€22k€21k▼
Amounts payable within one year42/48€21k€21k▼
Trade debts44€7k€7k▼
Suppliers440/4€7k€7k▼
Taxes, remuneration and social security45€14k€14k▼
Taxes450/3€14k€14k▼
Other amounts payable47/48€180€564▲
Accrued charges and deferred income492/3€500€400▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€263▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€49k€99k▲
Operating profit (loss)9901€39k€97k▲
Financial income75/76B€14€4▼
Recurring financial income75€14€4▼
Financial charges65/66B€144€222▲
Recurring financial charges65€144€222▲
Profit (loss) for the period before taxes9903€39k€97k▲
Income taxes67/77€12k€23k▲
Profit (loss) for the period9904€27k€74k▲
Profit (loss) for the period to be appropriated9905€27k€74k▲
Appropriation of the result
Profit (loss) to be appropriated9906€27k€74k▲
Transfer from equity791/2€36k€29k▼
Transfer to equity691/2€27k€74k▲
To other reserves6921€27k€74k▲
Profit to be distributed694/7€36k€29k▼
Return on contributions (dividend)694€36k€29k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2020net €74k ▲177%
Operating result €97k, net result €74k, both a record.
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
24-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity doublescurrent ratio 2.78
Current ratio from 1.12 to 2.78; short-term debt falls from €36k to €24k.
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €476 ▼91%
Net result drops to €476, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Torhout · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kwaplasstraat 318820 TorhoutGround area
997 m²
Building footprint
142 m²
Volume, LiDAR
1,029 m³
Parcel 31522D1019/00S002, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HALTO
since 20192.291.437.928
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31522D1019/00S002 | Flanders | 997 m² | 1 · 142 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MACOMAS
BE 0890.465.443
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Pure Estates
BE 0477.933.846
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KD IMMO
BE 0758.449.829
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STEVANTO
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Of 9,695 companies in sector 68121 we hold annual accounts for 7,381. 5,279 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-07-2019
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.