HALTIS
ActiveHALTIS has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €943k and a net result of €223k. Equity is growing by ~33.2% per year across the filed fiscal years. Its solvency ranks better than 24% of 3184 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability51▲+7
Solvency48▲+5
Growth52=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity short (current ratio 0.11 against 0.05 in 2024; short-term debt: 11.9% and cash: 0.6% of total assets), and 77.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.9%
Return on assets
5.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 3184 sector peers (2025).
NBB · sector comparisonPosition among 3184 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-04-2026, 98 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
98 d early
2024
111 d early
2023
68 d early
2022
80 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€223k▲ 24.7%
2024 · €179k
2022: €247k
2023: €150k
2024: €179k
2022 → 2025
Working capital
€-437k▲ 0.3%
2024 · €-438k
2022: €-367k
2023: €-398k
2024: €-438k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€395k-€543k▲ 37.5%€720k▲ 32.7%€943k▲ 31.0%
Operating result€337k-€171k▼ 49.2%€145k▼ 15.3%€181k▲ 24.8%
Net result€247k-€150k▼ 39.3%€179k▲ 19.7%€223k▲ 24.7%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 25% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.12M
Fixed assets
€4.07M▲ 1.3%
Current assets
€53k▲ 118%
Equity and liabilities €4.12M
Equity
€943k▲ 31.0%
Debt
€3.18M▼ 4.3%
The debt ratio falls from 82.2% to 77.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€232k▲
2024 · €196k
Cash flow
€275k▲
2024 · €230k
Solvency
22.9%▲
2024 · 17.8%
Current ratio
0.11▲
2024 · 0.05
Quick ratio
0.11▲
2024 · 0.05
Debt / equity
3.37▼
2024 · 4.61
ROE
23.7%▼
2024 · 24.9%
ROA
5.4%▲
2024 · 4.4%
Interest coverage
3.07▲
2024 · 2.41
Debt
€3.18M▼
2024 · €3.32M
Debt ≤ 1 year
€489k▲
2024 · €462k
Debt > 1 year
€2.65M▼
2024 · €2.83M
Income taxes
€22k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.04M€4.12M▲
Fixed assets21/28€4.02M€4.07M▲
Tangible fixed assets22/27€966k€980k▲
Land and buildings22€962k€912k▼
Plant, machinery and equipment23€3k€68k▲
Furniture and vehicles24€961€725▼
Financial fixed assets28€3.05M€3.09M▲
Current assets29/58€24k€53k▲
Amounts receivable within one year40/41€3k€26k▲
Trade receivables40€3k€25k▲
Other amounts receivable41€332€412▲
Cash at bank and in hand54/58€20k€26k▲
Deferred charges and accrued income490/1€858€970▲
Equity and liabilities
Total equity and liabilities10/49€4.04M€4.12M▲
Equity10/15€720k€943k▲
Contributions10/11€150k€150k=
Reserves13€570k€793k▲
Distributable reserves133€570k€793k▲
Profit (loss) carried forward14€173€384▲
Amounts payable17/49€3.32M€3.18M▼
Amounts payable after more than one year17€2.83M€2.65M▼
Financial debts170/4€2.66M€2.48M▼
Other amounts payable178/9€170k€170k=
Amounts payable within one year42/48€462k€489k▲
Current portion of amounts payable after more than one year42€227k€242k▲
Trade debts44€2k€40k▲
Suppliers440/4€2k€40k▲
Taxes, remuneration and social security45€40k€22k▼
Taxes450/3€40k€22k▼
Other amounts payable47/48€192k€185k▼
Accrued charges and deferred income492/3€28k€34k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51k€51k▲
Other operating charges640/8€8k€8k▲
Gross operating margin9900€204k€240k▲
Operating profit (loss)9901€145k€181k▲
Financial income75/76B€130k€140k▲
Recurring financial income75€130k€140k▲
Financial charges65/66B€81k€76k▼
Recurring financial charges65€81k€76k▼
Profit (loss) for the period before taxes9903€193k€245k▲
Income taxes67/77€14k€22k▲
Profit (loss) for the period9904€179k€223k▲
Profit (loss) for the period to be appropriated9905€179k€223k▲
Appropriation of the result
Profit (loss) to be appropriated9906€180k€223k▲
Profit (loss) brought forward from the previous period14P€854€173▼
Transfer to equity691/2€178k€223k▲
To other reserves6921€178k€223k▲
Profit to be distributed694/7€2k-
Return on contributions (dividend)694€2k-
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
11-04
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
24-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €150k ▼39.3%
Net result drops to €150k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €500kEq €543k ▲37.5%
2 profitable years in a row build equity to €543k.
12-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Destriveaux 104000 LiègeGround area
746 m²
Building footprint
267 m²
Volume, LiDAR
6,163 m³
2 parcels, Wallonia · tallest building 29.0 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Guillemins 65, 4000 Liège
since 20212.312.853.548
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62805B0472/00D006 | Wallonia | 508 m² | 1 · 210 m² | 29.0 m · 9 fl. |
| 62803D0094/00Y002 | Wallonia | 238 m² | 1 · 57 m² | 12.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 28,469 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-01-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.