Skip to content

HALMAV

Active
Private limited company (pre-2019)founded 20188 yrs activeSt.-Laurentiusstraat 18, 3320 Hoegaarden, BelgiumKBO/BCE: BE 0691.849.431
Summary

HALMAV has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €81,702 and a net result of -€497. Equity remains stable across the filed fiscal years (±0.5% per year). The computed 12-month bankruptcy probability is 1.5% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability36=
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 7.29 against 7.58 in 2024; short-term debt: 13.7% and cash: 0% of total assets), and 13.7% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
86.3%
Return on assets
-0.5%
Age of the figures
15 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 8 years 0 10 y
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 24-02-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filings
Deviation from the deadline
2025
24 d late
2024
20 d late
2023
22 d late
2022
14 d late
2021
22 d late
2020
22 d late
2019
17 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 20 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 22 February (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close29-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

HALMAV was incorporated on 8 March 2018.1 Total assets fell from EUR 153,867 in 2019 to EUR 94,696 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€81,702▼ 0.6%
2024 · €82,199
Total assets
€94,696=
2024 · €94,697
Net result
-€497▼ 2.1%
2024 · -€487
Working capital
€81,702▼ 0.6%
2024 · €82,199
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€76,989-€932-€411▲ 55.9%-€448▼ 9.0%-€453▼ 1.1%
Net result€61,980-€969-€450▲ 53.6%-€487▼ 8.2%-€497▼ 2.1%
Equity€84,105▲ 280%€83,136▼ 1.2%€82,686▼ 0.5%€82,199▼ 0.6%€81,702▼ 0.6%
Total assets€109,336▼ 28.7%€94,693▼ 13.4%€94,693=€94,697=€94,696=
Debt€25,231▼ 80.8%€11,557▼ 54.2%€12,007▲ 3.9%€12,498▲ 4.1%€12,994▲ 4.0%
Working capital€84,105▲ 285%€83,136▼ 1.2%€82,686▼ 0.5%€82,199▼ 0.6%€81,702▼ 0.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000€0€20,000€40,000€60,000€80,000Operating result 2021: €76,989€76,989Net result 2021: €61,980€61,980Operating result 2022: -€932-€932Net result 2022: -€969-€969Operating result 2023: -€411-€411Net result 2023: -€450-€450Operating result 2024: -€448-€448Net result 2024: -€487-€487Operating result 2025: -€453-€453Net result 2025: -€497-€49720212022202320242025-€600-€400-€200€0Operating result 2023: -€411-€411Net result 2023: -€450-€450Operating result 2024: -€448-€448Net result 2024: -€487-€487Operating result 2025: -€453-€453Net result 2025: -€497-€497202320242025
The operating result stays negative: a loss of €453 in 2025 against €448 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €94,696
Equity €81,702 ▼ 0.6%
Debt €12,994 ▲ 4.0%
Debt's share of the balance-sheet total rises from 13.2% to 13.7%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
Current ratio
7.29▼
2024 · 7.58
Debt to equity
0.16▲
2024 · 0.15
ROE
-0.6%▼
2024 · -0.6%
ROA
-0.5%▼
2024 · -0.5%
Debt ≤ 1 year
€12,994▲
2024 · €12,498
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,441 companies that looked in July 2024 the way this one looks now, 2.3% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a small loss
2.3% went bankrupt
7.5% stopped otherwise
90% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,441 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 28 lines
Balance sheet Code20242025
Assets
Total assets20/58€94,697€94,696=
Current assets29/58€94,697€94,696=
Amounts receivable within one year40/41€94,693€94,692=
Other amounts receivable41€94,693€94,692=
Cash at bank and in hand54/58€4€4=
Equity and liabilities
Total equity and liabilities10/49€94,697€94,696=
Equity10/15€82,199€81,702▼
Contributions10/11€18,600€18,600=
Reserves13€65,505€65,505=
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Distributable reserves133€63,645€63,645=
Profit (loss) carried forward14-€1,906-€2,403▼
Amounts payable17/49€12,498€12,994▲
Amounts payable within one year42/48€12,498€12,994▲
Trade debts44€7,322€7,322=
Suppliers440/4€7,322€7,322=
Other amounts payable47/48€5,176€5,672▲
Income statement Code20242025
Other operating charges640/8-€453
Gross operating margin9900-€448-
Operating profit (loss)9901-€448-€453▼
Financial charges65/66B€39€44▲
Recurring financial charges65€39€44▲
Profit (loss) for the period before taxes9903-€487-€497▼
Profit (loss) for the period9904-€487-€497▼
Profit (loss) for the period to be appropriated9905-€487-€497▼
Appropriation of the result
Profit (loss) to be appropriated9906-€1,906-€2,403▼
Profit (loss) brought forward from the previous period14P-€1,419-€1,906▼

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€260-----
Other operating charges640/8----€453-
Gross operating margin9900€78,129-€932-€411-€448--
Operating profit (loss)9901€76,989-€932-€411-€448-€453▼ 1.1%
Financial charges65/66B-€37€39€39€44▲ 12.8%
Recurring financial charges65€100€37€39€39€44▲ 12.8%
Profit (loss) for the period before taxes9903€76,889-€969-€450-€487-€497▼ 2.1%
Income taxes67/77€14,909-----
Profit (loss) for the period9904€61,980-€969-€450-€487-€497▼ 2.1%
Profit (loss) for the period to be appropriated9905€61,980-€969-€450-€487-€497▼ 2.1%
Line20212022202320242025Change
Assets
Total assets20/58€109,336€94,693€94,693€94,697€94,696=
Current assets29/58€109,336€94,693€94,693€94,697€94,696=
Amounts receivable within one year40/41€94,693€94,693€94,693€94,693€94,692=
Other amounts receivable41-€94,693€94,693€94,693€94,692=
Cash at bank and in hand54/58€14,643--€4€4=
Equity and liabilities
Total equity and liabilities10/49€109,336€94,693€94,693€94,697€94,696=
Equity10/15€84,105€83,136€82,686€82,199€81,702▼ 0.6%
Contributions10/11-€18,600€18,600€18,600€18,600=
Reserves13€65,505€65,505€65,505€65,505€65,505=
Non-distributable reserves130/1-€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311-€1,860€1,860€1,860€1,860=
Distributable reserves133-€63,645€63,645€63,645€63,645=
Profit (loss) carried forward14--€969-€1,419-€1,906-€2,403▼ 26.1%
Amounts payable17/49€25,231€11,557€12,007€12,498€12,994▲ 4.0%
Amounts payable within one year42/48€25,231€11,557€12,007€12,498€12,994▲ 4.0%
Financial debts43-€35€144---
Credit institutions430/8-€35€144---
Trade debts44€7,322€7,322€7,323€7,322€7,322=
Suppliers440/4-€7,322€7,323€7,322€7,322=
Other amounts payable47/48-€4,200€4,540€5,176€5,672▲ 9.6%
Line20212022202320242025Change
Profit (loss) for the period9904€61,980-€969-€450-€487-€497▼ 2.1%
+ Depreciation and write-downs630€260-----
Operating cash flow (approximation)€62,240-€969-€450-€487-€497▼ 2.1%
Change in cash----€0-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
24-02
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
20-02
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
22-02
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
14-02
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 14 days late
2022
22-02
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
30-06
Financial Back to profitnet €61,980
Net result €61,980 after one loss-making year.
30-06
Financial Liquidity quadruplescurrent ratio 4.33
Current ratio from 1.17 to 4.33; short-term debt falls from €131,318 to €25,231.
22-02
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 22 days late
2020
30-06
Financial Weakest financial yearnet -€2,645
Net result drops to -€2,645, the lowest in the series; recovery starts the following year.
17-02
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoegaarden · 1 establishment unit since 2018
seat establishment The establishment unit on the map
Ground area
1,880 m²
Building footprint
152 m²
Volume, LiDAR
776 m³
Parcel 24712A0819/00A000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
HALMAV
St.-Laurentiusstraat 18, 3320 HoegaardenReal estate development
since 20182.275.416.496
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24712A0819/00A000 Flanders 1,880 m² 1 · 152 m² 8.1 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded08-03-2018
Fiscal year end30-06
E-invoicing
Reachable via Peppol
Peppol ID 0208:0691849431
Also 9925:BE0691849431
Registered 15-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.