Hallo Dessel
ActiveThe computed 12-month bankruptcy probability of Hallo Dessel is 4.0% (moderate). The 2025 annual accounts show negative equity (€-57k) and a net result of €-13k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 1291 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency67=
Growth32=
Stability94
Bankruptcy probability, 12 months
4.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 6.03 against 7.97 in 2024), but equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-275.3%
Return on assets
-61.3%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 33
Relative position
BE, all sectors
reference
Sector 33
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year -€57k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
8 d early
2024
1 d late
2023
71 d early
2022
108 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-57k▼ 28.6%
2024 · €-44k
2022: €559k
2023: €12k
2024: €-44k
2022 → 2025
Total assets
€21k▼ 7.9%
2024 · €22k
2022: €562k
2023: €23k
2024: €22k
2022 → 2025
Net result
€-13k▲ 77.7%
2024 · €-57k
2022: €-1k
2023: €-6k
2024: €-57k
2022 → 2025
Working capital
€17k▼ 12.1%
2024 · €20k
2022: €559k
2023: €12k
2024: €20k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€559k-€12k▼ 97.8%€-44k€-57k▼ 28.6%
Operating result€-1k-€-6k▼ 352%€-56k▼ 888%€-12k▲ 78.1%
Net result€-1k-€-6k▼ 332%€-57k▼ 827%€-13k▲ 77.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €12k in 2025 against €56k in 2024; the loss shrinks.
Key figures and ratios
Solvency
-275.3%▼
2024 · -197.2%
Current ratio
6.03▼
2024 · 7.97
Quick ratio
6.03▼
2024 · 7.97
Debt / equity
-1.36▲
2024 · -1.51
ROE
22.3%▼
2024 · 128.4%
ROA
-61.3%▲
2024 · -253.1%
Debt
€77k▲
2024 · €66k
Debt ≤ 1 year
€3k▲
2024 · €3k
Debt > 1 year
€74k▲
2024 · €64k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€22k€21k▼
Current assets29/58€22k€21k▼
Amounts receivable within one year40/41€21k€21k=
Other amounts receivable41€21k€21k=
Cash at bank and in hand54/58€2k€20▼
Equity and liabilities
Total equity and liabilities10/49€22k€21k▼
Equity10/15€-44k€-57k▼
Contributions10/11€20k€20k=
Profit (loss) carried forward14€-64k€-77k▼
Amounts payable17/49€66k€77k▲
Amounts payable after more than one year17€64k€74k▲
Financial debts170/4€64k€74k▲
Amounts payable within one year42/48€3k€3k▲
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€0€420▲
Income statement
Code20242025
Other operating charges640/8€490€617▲
Gross operating margin9900€-56k€-12k▲
Operating profit (loss)9901€-56k€-12k▲
Financial charges65/66B€163€254▲
Recurring financial charges65€163€254▲
Profit (loss) for the period before taxes9903€-57k€-13k▲
Profit (loss) for the period9904€-57k€-13k▲
Profit (loss) for the period to be appropriated9905€-57k€-13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-64k€-77k▼
Profit (loss) brought forward from the previous period14P€-8k€-64k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 1 day late
2024
31-12
Financial
Weakest financial yearnet €-57k
Net result drops to €-57k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity quadruplescurrent ratio 7.97
Current ratio from 2.24 to 7.97; short-term debt falls from €10k to €3k.
21-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tielenstraat 333900 PeltGround area
1,858 m²
Building footprint
226 m²
Volume, LiDAR
1,106 m³
Parcel 72029C0124/00G000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Hallo Dessel
since 20222.328.348.111
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72029C0124/00G000 | Flanders | 1,858 m² | 1 · 226 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 560,000 EUR awarded| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 560,000 EUR | 0 EUR |
Schemes
Subsidies laadpalen (Relance)
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Of 1,221 companies in sector 33200 we hold annual accounts for 675. 321 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-02-2022
Fiscal year end31-12
Activities, NACEBEL
33200Installation of industrial machinery and equipment
35150Electricity, gas, steam and air conditioning supply
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
71121Engineering and related technical consultancy, excluding land surveyors
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.