Hallaert Bouwconcept
ActiveHallaert Bouwconcept has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €120k and a net result of €11k. Equity is growing by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 23% of 2514 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability51▼-2
Solvency33▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.14 against 0.15 in 2024; short-term debt: 19.2% and cash: 0.9% of total assets), and 91.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.2%
Return on assets
0.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 2514 sector peers (2025).
NBB · sector comparisonPosition among 2514 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
17 d late
2024
36 d early
2023
26 d late
2022
18 d late
2021
31 d early
2020
31 d early
2019
90 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€120k▲ 8.8%
2024 · €111k
2018: €67k
2019: €66k
2020: €81k
2021: €101k
2022: €114k
2023: €102k
2024: €111k
2018 → 2025
Total assets
€1.47M▼ 6.3%
2024 · €1.57M
2018: €119k
2019: €494k
2020: €682k
2021: €844k
2022: €1.81M
2023: €1.67M
2024: €1.57M
2018 → 2025
Net result
€11k▼ 44.2%
2024 · €19k
2018: €9k
2019: €-855
2020: €15k
2021: €20k
2022: €40k
2023: €-12k
2024: €19k
2018 → 2025
Working capital
€-242k▼ 7.0%
2024 · €-226k
2018: €50k
2019: €162k
2020: €332k
2021: €449k
2022: €-225k
2023: €-212k
2024: €-226k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€101k-€114k▲ 13.2%€102k▼ 10.8%€111k▲ 8.8%€120k▲ 8.8%
Operating result€34k-€76k▲ 123%€60k▼ 20.7%€67k▲ 11.1%€55k▼ 18.0%
Net result€20k-€40k▲ 98.6%€-12k€19k€11k▼ 44.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 18% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.47M
Fixed assets
€1.43M▼ 6.5%
Current assets
€40k▲ 1.7%
Equity and liabilities €1.47M
Equity
€120k▲ 8.8%
Debt
€1.35M▼ 7.4%
The debt ratio falls from 92.9% to 91.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€155k▼
2024 · €167k
Cash flow
€110k▼
2024 · €119k
Solvency
8.2%▲
2024 · 7.1%
Current ratio
0.14▼
2024 · 0.15
Quick ratio
0.14▼
2024 · 0.14
Debt / equity
11.20▼
2024 · 13.17
ROE
8.8%▼
2024 · 17.2%
ROA
0.7%▼
2024 · 1.2%
Interest coverage
3.78▼
2024 · 3.90
Debt
€1.35M▼
2024 · €1.46M
Debt ≤ 1 year
€282k▲
2024 · €265k
Debt > 1 year
€1.07M▼
2024 · €1.19M
Income taxes
€4k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.57M€1.47M▼
Fixed assets21/28€1.53M€1.43M▼
Intangible fixed assets21€2k€834▼
Tangible fixed assets22/27€1.53M€1.43M▼
Land and buildings22€1.02M€988k▼
Plant, machinery and equipment23€509k€440k▼
Furniture and vehicles24€1k€404▼
Financial fixed assets28€0-
Current assets29/58€39k€40k▲
Stocks and contracts in progress3€1k€2k▲
Stocks30/36€1k€2k▲
Amounts receivable within one year40/41€18k€23k▲
Trade receivables40€18k€22k▲
Other amounts receivable41€464€1k▲
Cash at bank and in hand54/58€18k€14k▼
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€1.57M€1.47M▼
Equity10/15€111k€120k▲
Contributions10/11€20k€20k=
Reserves13€91k€100k▲
Distributable reserves133€91k€100k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€1.46M€1.35M▼
Amounts payable after more than one year17€1.19M€1.07M▼
Financial debts170/4€1.19M€1.06M▼
Other amounts payable178/9€2k€2k=
Amounts payable within one year42/48€265k€282k▲
Current portion of amounts payable after more than one year42€123k€130k▲
Financial debts43€35k€35k=
Credit institutions430/8€35k€35k=
Trade debts44€44k€56k▲
Suppliers440/4€44k€56k▲
Advances received on contracts in progress46€11k€0▼
Taxes, remuneration and social security45€18k€27k▲
Taxes450/3€18k€27k▲
Other amounts payable47/48€35k€35k▼
Accrued charges and deferred income492/3€525€893▲
Income statement
Code20242025
Non-recurring operating income76A-€8k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€100k€100k▼
Other operating charges640/8€2k€7k▲
Non-recurring operating charges66A-€734
Gross operating margin9900€169k€162k▼
Operating profit (loss)9901€67k€55k▼
Financial income75/76B€0€208▲
Recurring financial income75€0€208▲
Financial charges65/66B€43k€41k▼
Recurring financial charges65€43k€41k▼
Profit (loss) for the period before taxes9903€24k€14k▼
Income taxes67/77€5k€4k▼
Profit (loss) for the period9904€19k€11k▼
Profit (loss) for the period to be appropriated9905€19k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€19k€11k▼
Transfer from equity791/2€10k€0▼
Transfer to equity691/2€19k€10k▼
To other reserves6921€19k€10k▼
Profit to be distributed694/7€10k€833▼
Return on contributions (dividend)694€10k€833▼
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Weakest financial yearnet €-12k ▼129%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 18 days late
2022
31-12
Financial
Highest result since 2018net €40k ▲98.6%
Operating result €76k, net result €40k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €100kEq €101k ▲24.7%
2 profitable years in a row build equity to €101k.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 90 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wingene · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kokerstraat 18B8750 WingeneGround area
3,832 m²
Building footprint
1,092 m²
Volume, LiDAR
1,238 m³
2 parcels, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Hallaert Bouwconcept
since 20142.248.615.792
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37018F1566/00L002 | Flanders | 2,047 m² | 1 · 898 m² | 0.0 m |
| 37018F1072/00G002 | Flanders | 1,786 m² | 1 · 193 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
5 categoriesHallaert Bouwconcept BV38143
Food safety, FASFC
1 siteWingene2.248.615.792
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Of 3,209 companies in sector 95316 we hold annual accounts for 753. 518 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-04-2014
Fiscal year end31-12
Activities, NACEBEL
95316Washing and cleaning of motor vehicles
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.