Halfuur
ActiveSummary
The computed 12-month bankruptcy probability of Halfuur is 2.5% (moderate). The 2025 annual accounts show equity of €8k and a net result of €5k. Its solvency ranks better than 66% of 27786 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+15
Solvency87▲+40
Growth78
Track record82
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.25 against 1.07 in 2024; short-term debt: 38.4% and cash: 21.9% of total assets), and 38.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.6%
Return on assets
38.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
28 d early
2024
27 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€8k▲ 162%
2024 · €3k
2024: €3k
2024 → 2025
Total assets
€14k▼ 4.8%
2024 · €14k
2024: €14k
2024 → 2025
Net result
€5k▲ 91.7%
2024 · €3k
2024: €3k
2024 → 2025
Working capital
€7k▲ 749%
2024 · €776
2024: €776
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€3k-€8k▲ 162%
Operating result€4k-€7k▲ 108%
Net result€3k-€5k▲ 91.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 108% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €14k
Fixed assets
€2k ▼ 24.1%
Current assets
€12k ▼ 0.9%
Equity and liabilities €14k
Equity
€8k ▲ 162%
Debt
€5k ▼ 52.9%
Debt's share of the balance-sheet total falls from 77.6% to 38.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€8k▲
2024 · €4k
Cash flow
€6k▲
2024 · €3k
Current ratio
2.25▲
2024 · 1.07
Debt to equity
0.62▼
2024 · 3.47
ROE
61.8%▼
2024 · 84.5%
ROA
38.1%▲
2024 · 18.9%
Interest coverage
92.50
Debt ≤ 1 year
€5k▼
2024 · €11k
Income taxes
€2k▲
2024 · €800
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€14k€14k▼
Fixed assets21/28€2k€2k▼
Tangible fixed assets22/27€2k€2k▼
Plant, machinery and equipment23€2k€2k▼
Financial fixed assets28-€250
Current assets29/58€12k€12k▼
Amounts receivable within one year40/41€12k€9k▼
Trade receivables40€10k-
Other amounts receivable41€2k€9k▲
Cash at bank and in hand54/58€323€3k▲
Equity and liabilities
Total equity and liabilities10/49€14k€14k▼
Equity10/15€3k€8k▲
Contributions10/11€500€500=
Reserves13€3k€8k▲
Distributable reserves133€3k€8k▲
Amounts payable17/49€11k€5k▼
Amounts payable within one year42/48€11k€5k▼
Trade debts44€5k€2k▼
Suppliers440/4€5k€2k▼
Taxes, remuneration and social security45€800€3k▲
Taxes450/3€800€3k▲
Other amounts payable47/48€6k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€70€840▲
Other operating charges640/8-€6k
Gross operating margin9900€4k€14k▲
Operating profit (loss)9901€4k€7k▲
Financial income75/76B-€95
Recurring financial income75-€95
Financial charges65/66B-€89
Recurring financial charges65-€89
Profit (loss) for the period before taxes9903€4k€7k▲
Income taxes67/77€800€2k▲
Profit (loss) for the period9904€3k€5k▲
Profit (loss) for the period to be appropriated9905€3k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€5k▲
Transfer to equity691/2€3k€5k▲
To other reserves6921€3k€5k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 2.25
Current ratio from 1.07 to 2.25; short-term debt falls from €11k to €5k.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lebbeke · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stationsstraat 459280 LebbekeGround area
141 m²
Building footprint
84 m²
Volume, LiDAR
677 m³
Parcel 42011B0540/00R000, Flanders · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Halfuur
since 20242.362.445.094
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42011B0540/00R000 | Flanders | 141 m² | 1 · 84 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
2 categoriesHalfuur BV44310
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Of 22,821 companies in sector 43211 we hold annual accounts for 10,326. 5,032 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-08-2024
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
42220Construction of utility projects for electricity and telecommunications
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.