Summary
HALAC is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €30,047 and a net result of €62,872. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 25% of 8061 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €30,047
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
on the day
2023
14 d early
2022
on the day
2021
3 d early
2020
27 d late
2019
27 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 3 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€30,047▲ 200%
2024 · €10,032
Net result
€62,872▼ 20.8%
2024 · €79,424
Total assets
€146,051▲ 42.4%
2024 · €102,582
Solvency
20.6%▲ 10.8pp
2024 · 9.8%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€128,635▲ 30.3%€83,982▼ 34.7%€66,416▼ 20.9%€101,777▲ 53.2%€84,657▼ 16.8%
Net result€98,936▲ 33.2%€62,340▼ 37.0%€51,411▼ 17.5%€79,424▲ 54.5%€62,872▼ 20.8%
Equity€10,032▲ 3.7%€10,032=€10,032=€10,032=€30,047▲ 200%
Total assets€144,985▲ 11.1%€92,614▼ 36.1%€75,042▼ 19.0%€102,582▲ 36.7%€146,051▲ 42.4%
Debt€134,953▲ 11.6%€82,582▼ 38.8%€65,010▼ 21.3%€92,550▲ 42.4%€116,004▲ 25.3%
Working capital-€8,768-€16,235▼ 85.2%-€12,999▲ 19.9%-€44,445▼ 242%-€28,578▲ 35.7%
Solvency6.9%▼ 0.5pp10.8%▲ 3.9pp13.4%▲ 2.5pp9.8%▼ 3.6pp20.6%▲ 10.8pp
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 17% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €146,051
Fixed assets
€91,006 ▲ 66.9%
Current assets
€55,045 ▲ 14.5%
Equity and liabilities €146,051
Equity
€30,047 ▲ 200%
Debt
€116,004 ▲ 25.3%
Debt's share of the balance-sheet total falls from 90.2% to 79.4%. Equity and debt are higher.
Key figures and ratios
ROE
209.2%▼
2024 · 791.7%
ROA
43.0%▼
2024 · 77.4%
Debt ≤ 1 year
€83,623▼
2024 · €92,507
Debt > 1 year
€32,377
Income taxes
€19,841▼
2024 · €21,902
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,779 | €4,788 | €4,736 | €6,364 | €19,286 | ▲ 203% |
| Other operating charges640/8 | €1,556 | €5,417 | €2,033 | €1,220 | €1,139 | ▼ 6.6% |
| Gross operating margin9900 | €133,970 | €94,187 | €73,186 | €109,361 | €105,081 | ▼ 3.9% |
| Operating profit (loss)9901 | €128,635 | €83,982 | €66,416 | €101,777 | €84,657 | ▼ 16.8% |
| Financial income75/76B | €48 | - | €52 | €19 | €44 | ▲ 133% |
| Recurring financial income75 | €48 | - | €52 | €19 | €44 | ▲ 133% |
| Financial charges65/66B | €953 | €4,257 | €657 | €470 | €1,988 | ▲ 323% |
| Recurring financial charges65 | €953 | €4,257 | €657 | €470 | €1,988 | ▲ 323% |
| Profit (loss) for the period before taxes9903 | €127,730 | €79,725 | €65,810 | €101,326 | €82,713 | ▼ 18.4% |
| Income taxes67/77 | €28,794 | €17,386 | €14,399 | €21,902 | €19,841 | ▼ 9.4% |
| Profit (loss) for the period9904 | €98,936 | €62,340 | €51,411 | €79,424 | €62,872 | ▼ 20.8% |
| Profit (loss) for the period to be appropriated9905 | €98,936 | €62,340 | €51,411 | €79,424 | €62,872 | ▼ 20.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €144,985 | €92,614 | €75,042 | €102,582 | €146,051 | ▲ 42.4% |
| Fixed assets21/28 | €25,089 | €26,267 | €23,059 | €54,519 | €91,006 | ▲ 66.9% |
| Tangible fixed assets22/27 | €24,982 | €26,160 | €22,952 | €54,412 | €90,899 | ▲ 67.1% |
| Furniture and vehicles24 | €5,062 | €3,533 | €3,673 | €38,481 | €78,063 | ▲ 103% |
| Other tangible fixed assets26 | €19,920 | €22,627 | €19,279 | €15,932 | €12,836 | ▼ 19.4% |
| Financial fixed assets28 | €107 | €107 | €107 | €107 | €107 | = |
| Current assets29/58 | €119,896 | €66,347 | €51,983 | €48,063 | €55,045 | ▲ 14.5% |
| Amounts receivable within one year40/41 | €90,839 | €57,112 | €44,832 | €39,400 | €41,263 | ▲ 4.7% |
| Trade receivables40 | €39,140 | €39,729 | €37,057 | €39,400 | €41,263 | ▲ 4.7% |
| Other amounts receivable41 | €51,699 | €17,383 | €7,774 | - | - | - |
| Cash at bank and in hand54/58 | €21,558 | €3,541 | €2,776 | €4,318 | €9,302 | ▲ 115% |
| Deferred charges and accrued income490/1 | €7,499 | €5,695 | €4,375 | €4,344 | €4,480 | ▲ 3.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €144,985 | €92,614 | €75,042 | €102,582 | €146,051 | ▲ 42.4% |
| Equity10/15 | €10,032 | €10,032 | €10,032 | €10,032 | €30,047 | ▲ 200% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €21,875 | ▲ 1,076% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | - | - | €1,860 | €1,860 | €21,875 | ▲ 1,076% |
| Profit (loss) carried forward14 | €1,972 | €1,972 | €1,972 | €1,972 | €1,972 | = |
| Amounts payable17/49 | €134,953 | €82,582 | €65,010 | €92,550 | €116,004 | ▲ 25.3% |
| Amounts payable after more than one year17 | €6,177 | - | - | - | €32,377 | - |
| Financial debts170/4 | €6,177 | - | - | - | €32,377 | - |
| Amounts payable within one year42/48 | €128,664 | €82,582 | €64,982 | €92,507 | €83,623 | ▼ 9.6% |
| Current portion of amounts payable after more than one year42 | €8,137 | €6,177 | - | - | €9,073 | - |
| Trade debts44 | €4,813 | €3,638 | €5,316 | €5,149 | €5,745 | ▲ 11.6% |
| Suppliers440/4 | €4,813 | €3,638 | €5,316 | €5,149 | €5,745 | ▲ 11.6% |
| Taxes, remuneration and social security45 | €17,135 | €10,427 | €8,255 | €6,409 | €9,499 | ▲ 48.2% |
| Taxes450/3 | €17,135 | €10,427 | €8,255 | €6,409 | €9,499 | ▲ 48.2% |
| Other amounts payable47/48 | €98,579 | €62,340 | €51,411 | €80,950 | €59,306 | ▼ 26.7% |
| Accrued charges and deferred income492/3 | €112 | - | €28 | €42 | €5 | ▼ 89.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €98,936 | €62,340 | €51,411 | €79,424 | €62,872 | ▼ 20.8% |
| + Depreciation and write-downs630 | €3,779 | €4,788 | €4,736 | €6,364 | €19,286 | ▲ 203% |
| Operating cash flow (approximation) | €102,715 | €67,127 | €56,147 | €85,788 | €82,158 | ▼ 4.2% |
| Investment in fixed assets (approximation) | - | -€5,966 | -€1,528 | -€37,825 | -€55,773 | ▼ 47.4% |
| Change in cash | - | -€18,017 | -€765 | €1,542 | €4,984 | ▲ 223% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €51,411 ▼17.5%
Net result drops to €51,411, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €98,936 ▲33.2%
Operating result €128,635, net result €98,936, both a record.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
15-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chastre · 1 establishment unit since 2009
Ground area
844 m²
Building footprint
97 m²
Volume, LiDAR
736 m³
Parcel 25017C0183/00D000, Wallonia · tallest building 9.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Halac
since 20092.176.112.252
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25017C0183/00D000 | Wallonia | 844 m² | 1 · 97 m² | 9.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,730 companies in sector 64210 we hold annual accounts for 19,772. 8,780 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-01-2009
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
82990Other business support services
85599Other education
Contact
E-mail
yvhalleux@voo.beChastre
Phone
0495/92.00.94Chastre
Scores and ratios are computed by Checked and are not a credit decision.