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Hakoma

Active
Public limited companyfounded 197452 yrs activeGenthof 2, 9255 Buggenhout, BelgiumKBO/BCE: BE 0414.126.553
Summary

Hakoma has been active since 1974 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.3m and a net result of €46,948. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 65% of 9497 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch ReportCompare
HakomaActiveChecked score 85/100
Risk analysis ReportCompare

Overview

Activity
Joinery installation
NACE 43320NACE 46731Wholesale of construction materials, general range NACE 46831
#3 oldest company in Buggenhout, Construction sector1 site
Size
€2.2mtotal assets 2025
Staff
3.9 FTE
Equity
€1.3m
Profit
€46,948
Turnover not published (abridged schema)
Financial health
85 Excellent Checked score 2025
Bankruptcy chance 12 m
0.3%
Structure
Largest shareholder
HOLBUCO · 50%
Accounts 70 d early0 of 13 deeds read
Why 85- Liquidity: current ratio 2.28, cash €51,763- Sector Specialised construction activities (NACE 43)+ Founded in 1974+ Size: 3.9 FTE, total assets €2.2mShow the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Better than 39% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 82+6
equity 57.2% of total assets
Liquidity 38+2
short-term debt 33.4% · cash 2.3%
Profitability 46+31
return on assets 2.1%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,133 companies)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● 0.0% vs 11-2024 01-2025: 0.2%● 0.0% vs 12-2024 02-2025: 0.2%● 0.0% vs 01-2025 03-2025: 0.2%▼ -1.6% vs 02-2025lowest value 04-2025: 0.2%▲ +4.3% vs 03-2025 05-2025: 0.2%▲ +5.7% vs 04-2025 06-2025: 0.2%▲ +18.1% vs 05-2025 07-2025: 0.5%▲ +115% vs 06-2025 08-2025: 0.5%● 0.0% vs 07-2025 09-2025: 0.5%● 0.0% vs 08-2025 10-2025: 0.5%● 0.0% vs 09-2025 11-2025: 0.5%● 0.0% vs 10-2025 12-2025: 0.5%● 0.0% vs 11-2025 01-2026: 0.5%● 0.0% vs 12-2025 02-2026: 0.5%● 0.0% vs 01-2026 03-2026: 0.5%● 0.0% vs 02-2026 04-2026: 0.5%▲ +4.1% vs 03-2026 05-2026: 0.6%▲ +4.8% vs 04-2026highest value 06-2026: 0.3%▼ -55.3% vs 05-2026 07-2026: 0.3%● 0.0% vs 06-2026 08-2026: 0.3%● 0.0% vs 07-2026 09-2026: 0.3%● 0.0% vs 08-2026 10-2026: 0.3%● 0.0% vs 09-2026
  • Liquidity: current ratio 2.28, cash €51,763 raises the probability
  • Sector Specialised construction activities (NACE 43) raises the probability
  • Founded in 1974 lowers the probability for this profile
  • Size: 3.9 FTE, total assets €2.2m lowers the probability for this profile
Credit up to €100,000 at 30 days acceptable
Liquidity ample (current ratio 2.28 against 2.03 in 2024; short-term debt: 33.4% and cash: 2.3% of total assets), and 42.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 62%, liquidity 27%, profitability 22%, growth against the median 44%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 2.28, cash €51,763
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Sector Specialised construction activities (NACE 43)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Founded in 1974
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Size: 3.9 FTE, total assets €2.2m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-05-2026, 70 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
70 d early
2024
48 d early
2023
54 d early
2022
53 d early
2021
72 d early
2020
50 d early
2019
35 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 55 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 8 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Back to profitnet €46,948
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Positive: Back in profit in 2025after -€82,010 in 2024 €46,948 View
  • Positive: Oldest company in Buggenhout, Construction sectorin the Checked rankings #3 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Active since 1974founded 26-04-1974 52 years View

By topic

Financials

Fiscal year
2025
Total assets
€2.2m
Profit
€46,948
Solvency
57.2%
Total assets▼ 7.8%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 22-05-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 13-06-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Joinery installationNACE 43320
Founded
26-04-1974
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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