HAKO BUILD
ActiveHAKO BUILD has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €40k and a net result of €12k. Equity is growing by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 23% of 15866 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100▲+62
Solvency9▲+1
Growth78=
Stability100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.83 against 0.78 in 2023), and 97.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 15866 sector peers (2024).
NBB · sector comparisonPosition among 15866 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-07-2025, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
9 d early
2023
3 d late
2022
41 d early
2021
47 d early
2020
73 d late
2019
4 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€40k▲ 44.2%
2023 · €28k
2018: €25k
2019: €1k
2020: €42k
2021: €50k
2022: €26k
2023: €28k
2018 → 2024
Total assets
€1.57M▲ 7.5%
2023 · €1.46M
2018: €976k
2019: €708k
2020: €722k
2021: €1.04M
2022: €1.50M
2023: €1.46M
2018 → 2024
Net result
€12k▲ 480%
2023 · €2k
2018: €-21k
2019: €-24k
2020: €41k
2021: €7k
2022: €-24k
2023: €2k
2018 → 2024
Working capital
€-267k▲ 14.4%
2023 · €-311k
2018: €-41k
2019: €-6k
2020: €-250k
2021: €-229k
2022: €-241k
2023: €-311k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€42k-€50k▲ 17.7%€26k▼ 48.4%€28k▲ 8.3%€40k▲ 44.2%
Operating result€41k-€10k▼ 74.6%€-23k€3k€25k▲ 695%
Net result€41k-€7k▼ 81.7%€-24k€2k€12k▲ 480%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 695% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.57M
Fixed assets
€307k▼ 9.6%
Current assets
€1.26M▲ 12.7%
Equity and liabilities €1.57M
Equity
€40k▲ 44.2%
Debt
€1.53M▲ 6.8%
The debt ratio falls from 98.1% to 97.4%: equity grows faster than debt.
Key figures and ratios
EBITDA
€60k▲
2023 · €21k
Cash flow
€47k▲
2023 · €20k
Solvency
2.6%▲
2023 · 1.9%
Current ratio
0.83▲
2023 · 0.78
Quick ratio
0.83▲
2023 · 0.78
Debt / equity
38.19▼
2023 · 51.57
ROE
30.8%▲
2023 · 7.7%
ROA
0.8%▲
2023 · 0.1%
Interest coverage
33.60▼
2023 · 36.19
Debt
€1.53M▲
2023 · €1.43M
Debt ≤ 1 year
€1.53M▲
2023 · €1.43M
Income taxes
€11k▲
2023 · €470
Staff costs
€2k▼
2023 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.46M€1.57M▲
Fixed assets21/28€339k€307k▼
Intangible fixed assets21€1k€191▼
Tangible fixed assets22/27€93k€61k▼
Plant, machinery and equipment23€2k€3k▲
Furniture and vehicles24€91k€58k▼
Financial fixed assets28€245k€245k=
Current assets29/58€1.12M€1.26M▲
Amounts receivable within one year40/41€1.10M€1.18M▲
Trade receivables40€1.08M€1.18M▲
Other amounts receivable41€27k-
Cash at bank and in hand54/58€15k€82k▲
Deferred charges and accrued income490/1€1k€904▼
Equity and liabilities
Total equity and liabilities10/49€1.46M€1.57M▲
Equity10/15€28k€40k▲
Contributions10/11€63k€63k=
Capital10€63k€63k=
Issued capital100€63k€63k=
Profit (loss) carried forward14€-36k€-23k▲
Amounts payable17/49€1.43M€1.53M▲
Amounts payable within one year42/48€1.43M€1.53M▲
Trade debts44€1.41M€1.50M▲
Suppliers440/4€1.41M€1.50M▲
Taxes, remuneration and social security45€911€15k▲
Taxes450/3€911€15k▲
Other amounts payable47/48€20k€11k▼
Income statement
Code20232024
Remuneration, social security and pensions62€14k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€34k▲
Other operating charges640/8€2k€3k▲
Non-recurring operating charges66A€100€143▲
Gross operating margin9900€38k€65k▲
Operating profit (loss)9901€3k€25k▲
Financial charges65/66B€571€2k▲
Recurring financial charges65€571€2k▲
Profit (loss) for the period before taxes9903€3k€23k▲
Income taxes67/77€470€11k▲
Profit (loss) for the period9904€2k€12k▲
Profit (loss) for the period to be appropriated9905€2k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-36k€-23k▲
Profit (loss) brought forward from the previous period14P€-38k€-36k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 3 days late
2023
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-24k ▼422%
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
12-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 73 days late
2020
31-12
Financial
Back to profitnet €41k
Net result €41k after 2 loss-making years.
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
09-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 9 days late
2018
01-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
06-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 6 days late
2016
16-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 2 establishment units since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oorlogskruisenlaan 3111120 BrusselGround area
3,517 m²
Building footprint
1,156 m²
Volume, LiDAR
17,876 m³
2 parcels, Brussels, Flanders · tallest building 22.8 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
HAKO BUILD
since 20082.168.387.290
HAKO BUILD SA
since 20252.377.865.819
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23078A0372/00D000 | Flanders | 2,683 m² | 1 · 669 m² | 20.0 m · 5 fl. |
| 21819D0202/00B003 | Brussels | 833 m² | 1 · 487 m² | 22.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
6 categoriesHAKO BUILD NV45488
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Of 29,535 companies in sector 41001 we hold annual accounts for 15,872. 12,701 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded21-04-2000
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
46839Wholesale trade
43240Other construction installation
43299Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:hako.build@gmail.com
Phone:0493820228