HAKIM TOITURES
ActiveHAKIM TOITURES has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €437k and a net result of €107k. Equity is growing by ~9.2% per year across the filed fiscal years. Its solvency ranks better than 58% of 2031 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
86
/ 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency93▲+2
Growth74=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 3.39 against 4.36 in 2024), but 51.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.2%
Return on assets
11.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-09-2026, 37 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
37 d late
2024
31 d late
2023
19 d late
2022
18 d early
2021
29 d late
2020
55 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€1.96M▲ 1.0%
2022 · €1.94M
2018: €1.23M
2019: €1.07M
2020: €1.01M
2021: €943k
2022: €1.94M
2018 → 2023
EBIT margin
7.9%▲ 5.8pp
2022 · 2.1%
2018: 2.1%
2019: 1.5%
2020: 1.3%
2021: 1.3%
2022: 2.1%
2018 → 2023
Net result
€107k▼ 1.9%
2024 · €109k
2018: €15k
2019: €15k
2020: €9k
2021: €8k
2022: €3k
2023: €51k
2024: €109k
2018 → 2025
Working capital
€593k▲ 9.7%
2024 · €540k
2018: €200k
2019: €163k
2020: €175k
2021: €204k
2022: €226k
2023: €212k
2024: €540k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€943k-€1.94M▲ 106%€1.96M▲ 1.0%
Equity€247k-€250k▲ 1.2%€301k▲ 20.4%€360k▲ 19.7%€437k▲ 21.4%
Operating result€12k-€41k▲ 232%€155k▲ 279%€138k▼ 10.8%€113k▼ 17.9%
Net result€8k-€3k▼ 62.9%€51k▲ 1,684%€109k▲ 115%€107k▼ 1.9%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 18% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €906k
Fixed assets
€65k▼ 21.0%
Current assets
€841k▲ 20.0%
Equity and liabilities €906k
Equity
€437k▲ 21.4%
Debt
€469k▲ 10.8%
The debt ratio falls from 54.1% to 51.8%: equity grows faster than debt.
Key figures and ratios
EBITDA
€147k▼
2024 · €168k
Cash flow
€140k▲
2024 · €139k
Solvency
48.2%▲
2024 · 45.9%
Current ratio
3.39▼
2024 · 4.36
Quick ratio
3.39▼
2024 · 4.36
Debt / equity
1.07▼
2024 · 1.18
ROE
24.5%▼
2024 · 30.3%
ROA
11.8%▼
2024 · 13.9%
Interest coverage
23.62▲
2024 · 12.00
Debt
€469k▲
2024 · €424k
Debt ≤ 1 year
€248k▲
2024 · €161k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€784k€906k▲
Fixed assets21/28€82k€65k▼
Tangible fixed assets22/27€81k€64k▼
Plant, machinery and equipment23€1k€904▼
Furniture and vehicles24€80k€63k▼
Financial fixed assets28€1k€1k=
Current assets29/58€701k€841k▲
Amounts receivable within one year40/41€636k€727k▲
Trade receivables40€170k€306k▲
Other amounts receivable41€466k€421k▼
Cash at bank and in hand54/58€65k€114k▲
Equity and liabilities
Total equity and liabilities10/49€784k€906k▲
Equity10/15€360k€437k▲
Contributions10/11€120k€120k=
Capital10€120k€120k=
Issued capital100€120k€120k=
Reserves13€11k€12k▲
Non-distributable reserves130/1€11k€12k▲
Legal reserve130€11k€12k▲
Profit (loss) carried forward14€229k€305k▲
Amounts payable17/49€424k€469k▲
Amounts payable within one year42/48€161k€248k▲
Trade debts44€90k€201k▲
Suppliers440/4€90k€201k▲
Taxes, remuneration and social security45€17k€9k▼
Taxes450/3€17k€9k▼
Other amounts payable47/48€53k€38k▼
Accrued charges and deferred income492/3€263k€221k▼
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€1.32M€574k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€33k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€30k-
Other operating charges640/8€7k€12k▲
Gross operating margin9900€206k€159k▼
Operating profit (loss)9901€138k€113k▼
Financial charges65/66B€14k€6k▼
Recurring financial charges65€14k€6k▼
Profit (loss) for the period before taxes9903€124k€107k▼
Income taxes67/77€15k-
Profit (loss) for the period9904€109k€107k▼
Profit (loss) for the period to be appropriated9905€109k€107k▼
Appropriation of the result
Profit (loss) to be appropriated9906€282k€336k▲
Profit (loss) brought forward from the previous period14P€173k€229k▲
Transfer to equity691/2€3k€1k▼
To the legal reserve6920€3k€1k▼
Profit to be distributed694/7€50k€30k▼
Directors or managers695€50k€30k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-09
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 37 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 31 days late
2024
31-12
Financial
Highest result since 2018net €109k ▲115%
Net result €109k, the highest in the series.
31-12
Financial
Liquidity triplescurrent ratio 4.36
Current ratio from 1.37 to 4.36; short-term debt falls from €567k to €161k.
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 19 days late
2023
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €3k ▼62.9%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 29 days late
2021
24-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 55 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 28 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 28 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 29 days late
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
12 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sentier du Pairoux 24000 LiègeGround area
1,162 m²
Building footprint
168 m²
Volume, LiDAR
1,180 m³
Parcel 62087A0321/00E000, Wallonia · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
HAKIM TOITURES
since 20102.187.453.730
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62087A0321/00E000 | Wallonia | 1,162 m² | 1 · 168 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 8,481 companies in sector 43410 we hold annual accounts for 4,307. 2,980 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded11-01-2010
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@hakimtoitures.be