Hak

Active

Private limited companyfounded 20232 yrs activeSint-Salvatorstraat 110, 9000 Gent, BelgiumKBO/BCE: BE 1000.852.532

The computed 12-month bankruptcy probability of Hak is 2.3% (moderate). The 2024 annual accounts show equity of €5k and a net result of €5k. Its solvency ranks better than 56% of 26043 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

59 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.

Axes

Profitability100

Solvency64

Growth-

Track record67

Bankruptcy probability, 12 months

2.3% Moderate

0%0.5%1.5%4%10%≥ 25%

No publishable credit limit; credit only on tighter terms

Liquidity ample (current ratio 1.52; short-term debt: 61.2% and cash: 31.9% of total assets), but 61.2% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

38.8%

Return on assets

38.8%

Age of the figures

21 mo

Filed more than 90 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-11-2025, 120 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.

NBB · 1 filing

Deviation from the deadline

2024

120 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Turnover

€227k

EBIT margin

2.8%

Net result

€5k

Working capital

€4k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Equity and liabilities €12k

38.8%

61.2%

Equity €5k

Debt €8k

Debt finances 61.2% of the balance-sheet total.

Key figures and ratios

2024 value

Solvency

38.8%

Current ratio

1.52

Quick ratio

0.70

Debt / equity

1.58

ROE

100.0%

ROA

38.8%

Debt

€8k

Debt ≤ 1 year

€8k

Income taxes

€2k

Filed annual accounts

As filed with the NBB · 2024

Balance sheet Code2024

Assets

Total assets20/58€12k

Formation expenses20€854

Current assets29/58€11k

Stocks and contracts in progress3€6k

Stocks30/36€6k

Amounts receivable within one year40/41€1k

Other amounts receivable41€1k

Cash at bank and in hand54/58€4k

Equity and liabilities

Total equity and liabilities10/49€12k

Equity10/15€5k

Profit (loss) carried forward14€5k

Amounts payable17/49€8k

Amounts payable within one year42/48€8k

Trade debts44€87

Suppliers440/4€87

Taxes, remuneration and social security45€2k

Taxes450/3€2k

Other amounts payable47/48€6k

Income statement Code2024

Turnover70€227k

Goods, raw materials, services and sundry goods60/61€228k

Other operating charges640/8€1k

Gross operating margin9900€8k

Operating profit (loss)9901€6k

Financial income75/76B€2

Recurring financial income75€2

Financial charges65/66B€63

Recurring financial charges65€63

Profit (loss) for the period before taxes9903€6k

Income taxes67/77€2k

Profit (loss) for the period9904€5k

Profit (loss) for the period to be appropriated9905€5k

Appropriation of the result

Profit (loss) to be appropriated9906€5k

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Timeline · acts, filings and financial milestones

All 1Filings 1

2025

28-11

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 120 days late

NBB filing

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Gent · 1 establishment unit since 2024

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Sint-Salvatorstraat 1109000 Gent

Ground area

87 m²

Building footprint

91 m²

Volume, LiDAR

774 m³

Parcel 44021A2650/00B000, Flanders · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

Hak

Sint-Salvatorstraat 110, 9000 GentAgents in the wholesale of food, beverages and tobacco

since 20242.354.008.074

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44021A2650/00B000	Flanders	87 m²	1 · 91 m²	9.8 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2024 to 2025 · 2 entries · 4,000 EUR awarded · 4,000 EUR paid

Year	Entries	awarded	paid
2025	1	2,000 EUR	2,000 EUR
2024	1	2,000 EUR	2,000 EUR

Schemes

Hinderpremie bij openbare werken

2 entries · 4,000 EUR · 4,000 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Food safety, FASFC

1 site

Gent2.354.008.074

1 permission

Toelating · Detailhandel · since 29-01-2024

Similar companies · same sector, comparable size

Of 10,525 companies in sector 47110 we hold annual accounts for 5,860. 2,549 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded06-10-2023

Fiscal year end31-12

Activities, NACEBEL

47110Non-specialised retail sale with food, beverages or tobacco predominating

47112Retail trade

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.