HAJUVA
ActiveSummary
HAJUVA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (€-15k) and a net result of €-24k. Its solvency ranks better than 9% of 8023 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
28 d early
2024
28 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-15k
2024 · €9k
2024: €9k
2024 → 2025
Net result
€-24k
2024 · €4k
2024: €4k
2024 → 2025
Total assets
€1.91M▲ 7,134%
2024 · €26k
2024: €26k
2024 → 2025
Solvency
-0.8%▼ 34.1pp
2024 · 33.3%
2024: 33.3%
2024 → 2025
Multi-year overview
Available amounts per fiscal year
Line20242025Trend
Equity€9k-€-15k
Operating result€7k-€-9k
Net result€4k-€-24k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €9k after €7k in 2024.
Balance-sheet composition
Assets €1.91M
Fixed assets
€1.90M
Current assets
€13k
Key figures and ratios
ROA
-1.2%▼
2024 · 14.4%
Debt
€1.93M▲
2024 · €18k
Debt ≤ 1 year
€391k▲
2024 · €18k
Debt > 1 year
€1.54M
Income taxes
€204▼
2024 · €1k
A ratio outside any meaningful range has been withheld (balance sheet total €1.91M, equity €-15k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€26k€1.91M▲
Fixed assets21/28-€1.90M
Tangible fixed assets22/27-€1k
Furniture and vehicles24-€1k
Financial fixed assets28-€1.90M
Current assets29/58€26k€13k▼
Stocks and contracts in progress3€2k-
Stocks30/36€2k-
Amounts receivable within one year40/41€12k€341▼
Trade receivables40€10k€341▼
Other amounts receivable41€2k-
Cash at bank and in hand54/58€12k€12k▼
Deferred charges and accrued income490/1€590€628▲
Equity and liabilities
Total equity and liabilities10/49€26k€1.91M▲
Equity10/15€9k€-15k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€4k€-20k▼
Amounts payable17/49€18k€1.93M▲
Amounts payable after more than one year17-€1.54M
Financial debts170/4-€1.54M
Amounts payable within one year42/48€18k€391k▲
Current portion of amounts payable after more than one year42-€152k
Financial debts43-€150k
Credit institutions430/8-€150k
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Taxes, remuneration and social security45€14k€2k▼
Taxes450/3€11k€2k▼
Remuneration and social security454/9€3k-
Other amounts payable47/48-€85k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€200
Other operating charges640/8€222€269▲
Gross operating margin9900€7k€-9k▼
Operating profit (loss)9901€7k€-9k▼
Financial income75/76B€49-
Recurring financial income75€49-
Financial charges65/66B€2k€14k▲
Recurring financial charges65€2k€14k▲
Profit (loss) for the period before taxes9903€5k€-23k▼
Income taxes67/77€1k€204▼
Profit (loss) for the period9904€4k€-24k▼
Profit (loss) for the period to be appropriated9905€4k€-24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€-20k▼
Profit (loss) brought forward from the previous period14P-€4k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamont-Achel · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Haag 693930 Hamont-AchelGround area
806 m²
Building footprint
145 m²
Volume, LiDAR
475 m³
Parcel 72001C0589/00Z000, Flanders · tallest building 5.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
HAJUVA
since 20242.355.303.817
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72001C0589/00Z000 | Flanders | 806 m² | 1 · 145 m² | 5.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 4,671 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-02-2024
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.