HAJCO
ActiveHAJCO has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €275k and a net result of €170k. Equity is growing by ~106.3% per year across the filed fiscal years. Its solvency ranks better than 70% of 37964 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 3.98 against 3.98 in 2023; short-term debt: 24.3% and cash: 21.3% of total assets), and 24.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
75.7%
Return on assets
46.8%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-09-2025, 54 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
54 d late
2023
65 d late
2022
59 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€275k▲ 163%
2023 · €105k
2022: €52k
2023: €105k
2022 → 2024
Total assets
€363k▲ 164%
2023 · €137k
2022: €73k
2023: €137k
2022 → 2024
Net result
€170k▲ 224%
2023 · €52k
2022: €42k
2023: €52k
2022 → 2024
Working capital
€263k▲ 169%
2023 · €98k
2022: €45k
2023: €98k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€52k-€105k▲ 100%€275k▲ 163%
Operating result€53k-€66k▲ 24.9%€221k▲ 233%
Net result€42k-€52k▲ 24.1%€170k▲ 224%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2024 is 233% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €363k
Fixed assets
€11k▲ 67.5%
Current assets
€352k▲ 169%
Equity and liabilities €363k
Equity
€275k▲ 163%
Debt
€88k▲ 169%
The debt ratio rises from 23.9% to 24.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€224k▲
2023 · €69k
Cash flow
€173k▲
2023 · €55k
Solvency
75.7%▼
2023 · 76.1%
Current ratio
3.98=
2023 · 3.98
Quick ratio
3.98=
2023 · 3.98
Debt / equity
0.32▲
2023 · 0.31
ROE
61.9%▲
2023 · 50.1%
ROA
46.8%▲
2023 · 38.1%
Interest coverage
729.39▼
2023 · 934.18
Debt
€88k▲
2023 · €33k
Debt ≤ 1 year
€88k▲
2023 · €33k
Income taxes
€52k▲
2023 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€137k€363k▲
Fixed assets21/28€7k€11k▲
Tangible fixed assets22/27€7k€11k▲
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€5k€10k▲
Current assets29/58€131k€352k▲
Amounts receivable within one year40/41€25k€274k▲
Trade receivables40-€227k
Other amounts receivable41€25k€47k▲
Cash at bank and in hand54/58€106k€77k▼
Deferred charges and accrued income490/1-€43
Equity and liabilities
Total equity and liabilities10/49€137k€363k▲
Equity10/15€105k€275k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€95k€265k▲
Amounts payable17/49€33k€88k▲
Amounts payable within one year42/48€33k€88k▲
Trade debts44€6k€747▼
Suppliers440/4€6k€747▼
Taxes, remuneration and social security45€27k€88k▲
Taxes450/3€27k€88k▲
Other amounts payable47/48€7€0▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€568€1k▲
Non-recurring operating charges66A-€5k
Gross operating margin9900€69k€230k▲
Operating profit (loss)9901€66k€221k▲
Financial income75/76B€645€1k▲
Recurring financial income75€645€1k▲
Financial charges65/66B€73€307▲
Recurring financial charges65€73€307▲
Profit (loss) for the period before taxes9903€67k€222k▲
Income taxes67/77€15k€52k▲
Profit (loss) for the period9904€52k€170k▲
Profit (loss) for the period to be appropriated9905€52k€170k▲
Appropriation of the result
Profit (loss) to be appropriated9906€95k€265k▲
Profit (loss) brought forward from the previous period14P€42k€95k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 54 days late
2024
31-12
Financial
Highest result since 2022net €170k ▲224%
Operating result €221k, net result €170k, both a record.
31-12
Financial
Equity above €200kEq €275k ▲163%
3 profitable years in a row build equity to €275k.
04-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 65 days late
2023
31-12
Financial
Equity above €100kEq €105k ▲100%
2 profitable years in a row build equity to €105k.
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kartuizersweg 12550 KontichGround area
1.3 ha
Building footprint
885 m²
Volume, LiDAR
7,600 m³
Parcel 11024G0040/00X000, Flanders · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
HAJCO
since 20222.327.530.440
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11024G0040/00X000 | Flanders | 1.3 ha | 1 · 885 m² | 11.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SW Innovation
BE 0656.759.086
Herent · Eq €275k
B & M St co
BE 0798.876.261
Sint-Martens-Latem · Eq €275k
PRO-ACT
BE 0810.475.184
Kalmthout · Eq €275k
Kiwis Can Fly
BE 0739.609.261
Hoogstraten · Eq €275k
HEDIC Consult
BE 0791.456.553
Chaumont-Gistoux · Eq €275k
Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 38,574 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-01-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
46190Agents in non-specialised wholesale trade
66199Other activities auxiliary to financial services, excluding insurance and pension funding
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.