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HAJ-TECH

Active
Private limited companyfounded 20215 yrs activeNijverheidslaan 1563, 3660 Oudsbergen, BelgiumKBO/BCE: BE 0763.410.289
Summary

HAJ-TECH has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €320,954 and a net result of €155,416. Equity is growing by ~32.6% per year across the filed fiscal years. Its solvency ranks better than 56% of 2310 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability96▼-4
Solvency74▼-19
Growth78=
Track record94
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 1.55 against 3.44 in 2024; short-term debt: 44.6% and cash: 34.6% of total assets), but 51.3% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 5 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
48.7%
Return on assets
23.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filings
Deviation from the deadline
2025
19 d late
2024
21 d late
2023
37 d late
2022
19 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 24 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 August (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 9 February 2021, HAJ-TECH was incorporated as a Private limited company.1 Total assets went from EUR 305,174 in 2022 to EUR 658,895 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

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Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, abbreviated schema

Equity
€320,954▼ 7.6%
2024 · €347,538
Total assets
€658,895▲ 29.1%
2024 · €510,332
Net result
€155,416▲ 9.9%
2024 · €141,393
Working capital
€162,778▼ 25.5%
2024 · €218,460
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result€142,829-€130,056▼ 8.9%€184,277▲ 41.7%€206,471▲ 12.0%
Net result€103,889within the sector's middle half-€100,255within the sector's middle half▼ 3.5%€141,393within the sector's middle half▲ 41.0%€155,416above the sector's middle half▲ 9.9%
Equity€105,889within the sector's middle half-€206,145within the sector's middle half▲ 94.7%€347,538within the sector's middle half▲ 68.6%€320,954within the sector's middle half▼ 7.6%
Total assets€305,174below the sector's middle half-€380,417within the sector's middle half▲ 24.7%€510,332within the sector's middle half▲ 34.2%€658,895within the sector's middle half▲ 29.1%
Debt€199,285-€174,272▼ 12.6%€162,795▼ 6.6%€337,942▲ 108%
Working capital€35,132within the sector's middle half-€105,738within the sector's middle half▲ 201%€218,460within the sector's middle half▲ 107%€162,778within the sector's middle half▼ 25.5%
Solvency34.7%within the sector's middle half-54.2%within the sector's middle half▲ 19.5pp68.1%within the sector's middle half▲ 13.9pp48.7%within the sector's middle half▼ 19.4pp
Current ratio1.51within the sector's middle half-2.47within the sector's middle half▲ 0.963.44within the sector's middle half▲ 0.981.55within the sector's middle half▼ 1.89
Return on assets (ROA)34.0%above the sector's middle half-26.4%above the sector's middle half▼ 7.7pp27.7%above the sector's middle half▲ 1.4pp23.6%above the sector's middle half▼ 4.1pp
above within below the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€100,000€200,000Operating result 2022: €142,829€142,829Net result 2022: €103,889€103,889Operating result 2023: €130,056€130,056Net result 2023: €100,255€100,255Operating result 2024: €184,277€184,277Net result 2024: €141,393€141,393Operating result 2025: €206,471€206,471Net result 2025: €155,416€155,4162022202320242025€0€100,000€200,000Operating result 2023: €130,056€130,000Net result 2023: €100,255€100,000Operating result 2024: €184,277€184,000Net result 2024: €141,393€141,000Operating result 2025: €206,471€206,000Net result 2025: €155,416€155,000202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 12% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €658,895
Fixed assets €202,500 =
Current assets €456,395 ▲ 48.3%
Equity and liabilities €658,895
Equity €320,954 ▼ 7.6%
Debt €337,942 ▲ 108%
Debt's share of the balance-sheet total rises from 31.9% to 51.3%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
Debt to equity
1.05▲
2024 · 0.47
ROE
48.4%▲
2024 · 40.7%
Debt ≤ 1 year
€293,617▲
2024 · €89,373
Debt > 1 year
€44,325▼
2024 · €73,422
Income taxes
€53,999▲
2024 · €41,367
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,781 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 97% are still going.

  • Small
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.6% went bankrupt
2.7% stopped otherwise
97% still going

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,781 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€510,332€658,895▲
Fixed assets21/28€202,500€202,500=
Financial fixed assets28€202,500€202,500=
Current assets29/58€307,832€456,395▲
Amounts receivable within one year40/41€3,324€227,469▲
Trade receivables40€3,324€73,324▲
Other amounts receivable41-€154,145
Cash at bank and in hand54/58€303,435€227,809▼
Deferred charges and accrued income490/1€1,074€1,117▲
Equity and liabilities
Total equity and liabilities10/49€510,332€658,895▲
Equity10/15€347,538€320,954▼
Contributions10/11€2,000€2,000=
Reserves13-€318,954
Distributable reserves133-€318,954
Profit (loss) carried forward14€345,538-
Amounts payable17/49€162,795€337,942▲
Amounts payable after more than one year17€73,422€44,325▼
Financial debts170/4€73,422€44,325▼
Amounts payable within one year42/48€89,373€293,617▲
Current portion of amounts payable after more than one year42€28,740€29,097▲
Trade debts44€5,430€8,235▲
Suppliers440/4€5,430€8,235▲
Taxes, remuneration and social security45€55,171€74,285▲
Taxes450/3€55,171€74,285▲
Other amounts payable47/48€32€182,000▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€68-
Other operating charges640/8€62€115▲
Gross operating margin9900€184,407€206,586▲
Operating profit (loss)9901€184,277€206,471▲
Financial income75/76B-€4,177
Recurring financial income75-€4,177
Financial charges65/66B€1,518€1,233▼
Recurring financial charges65€1,518€1,233▼
Profit (loss) for the period before taxes9903€182,760€209,415▲
Income taxes67/77€41,367€53,999▲
Profit (loss) for the period9904€141,393€155,416▲
Profit (loss) for the period to be appropriated9905€141,393€155,416▲
Appropriation of the result
Profit (loss) to be appropriated9906€345,538€500,954▲
Profit (loss) brought forward from the previous period14P€204,145€345,538▲
Transfer to equity691/2-€318,954
To other reserves6921-€318,954
Profit to be distributed694/7-€182,000
Return on contributions (dividend)694-€182,000

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Non-recurring operating income76A-€1,500---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,382€237€68--
Other operating charges640/8€124€188€62€115▲ 85.5%
Gross operating margin9900€144,335€130,482€184,407€206,586▲ 12.0%
Operating profit (loss)9901€142,829€130,056€184,277€206,471▲ 12.0%
Financial income75/76B-€1-€4,177-
Recurring financial income75-€1-€4,177-
Financial charges65/66B€7,422€1,892€1,518€1,233▼ 18.8%
Recurring financial charges65€7,422€1,892€1,518€1,233▼ 18.8%
Profit (loss) for the period before taxes9903€135,407€128,165€182,760€209,415▲ 14.6%
Income taxes67/77€31,518€27,909€41,367€53,999▲ 30.5%
Profit (loss) for the period9904€103,889€100,255€141,393€155,416▲ 9.9%
Profit (loss) for the period to be appropriated9905€103,889€100,255€141,393€155,416▲ 9.9%
Line2022202320242025Change
Assets
Total assets20/58€305,174€380,417€510,332€658,895▲ 29.1%
Fixed assets21/28€201,305€202,568€202,500€202,500=
Tangible fixed assets22/27€305€68---
Plant, machinery and equipment23€305€68---
Financial fixed assets28€201,000€202,500€202,500€202,500=
Current assets29/58€103,869€177,849€307,832€456,395▲ 48.3%
Amounts receivable within one year40/41-€18,150€3,324€227,469▲ 6,743%
Trade receivables40-€18,150€3,324€73,324▲ 2,106%
Other amounts receivable41---€154,145-
Cash at bank and in hand54/58€103,869€159,699€303,435€227,809▼ 24.9%
Deferred charges and accrued income490/1--€1,074€1,117▲ 4.0%
Equity and liabilities
Total equity and liabilities10/49€305,174€380,417€510,332€658,895▲ 29.1%
Equity10/15€105,889€206,145€347,538€320,954▼ 7.6%
Contributions10/11€2,000€2,000€2,000€2,000=
Reserves13---€318,954-
Distributable reserves133---€318,954-
Profit (loss) carried forward14€103,889€204,145€345,538--
Amounts payable17/49€199,285€174,272€162,795€337,942▲ 108%
Amounts payable after more than one year17€130,548€102,161€73,422€44,325▼ 39.6%
Financial debts170/4€130,548€102,161€73,422€44,325▼ 39.6%
Amounts payable within one year42/48€68,737€72,111€89,373€293,617▲ 229%
Current portion of amounts payable after more than one year42€28,038€28,387€28,740€29,097▲ 1.2%
Trade debts44€1,900€1,817€5,430€8,235▲ 51.7%
Suppliers440/4€1,900€1,817€5,430€8,235▲ 51.7%
Taxes, remuneration and social security45€37,799€40,907€55,171€74,285▲ 34.6%
Taxes450/3€37,799€40,907€55,171€74,285▲ 34.6%
Other amounts payable47/48€1,000€1,000€32€182,000▲ 568,650%
Line2022202320242025Change
Profit (loss) for the period9904€103,889€100,255€141,393€155,416▲ 9.9%
+ Depreciation and write-downs630€1,382€237€68--
Operating cash flow (approximation)€105,271€100,493€141,461€155,416▲ 9.9%
Investment in fixed assets (approximation)--€1,500€0€0-
Change in cash-€55,830€143,736-€75,625▼ 153%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
19-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 19 days late
2025
31-12
Financial Highest result since 2022net €155,416 ▲9.9%
Operating result €206,471, net result €155,416, both a record.
21-08
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 21 days late
2024
06-09
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 37 days late
2023
31-12
Financial Weakest financial yearnet €100,255 ▼3.5%
Net result drops to €100,255, the lowest in the series; recovery starts the following year.
31-12
Financial Equity above €200,000Eq €206,145 ▲94.7%
2 profitable years in a row build equity to €206,145.
19-08
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudsbergen · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
5,000 m²
Building footprint
1,692 m²
Volume, LiDAR
8,273 m³
Parcel 71562B0912/00B002, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
7 companies at this address See who is registered here
1 establishment unit
HAJ-TECH
Nijverheidslaan 1563, 3660 OudsbergenManufacture of motor vehicles, trailers and semi-trailers
since 20212.313.433.370
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71562B0912/00B002 Flanders 5,000 m² 1 · 1,692 m² 7.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

2 holdings

Owners 0

The accounts to 31-12-2025 list no shareholders, and no other source names one.

Holdings 2

According to the 2025 annual accounts of HAJ-TECH and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 24,518 companies in sector 82990 we hold annual accounts for 9,421. 6,457 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded09-02-2021
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
29320Manufacture of motor vehicles, trailers and semi-trailers
43211General electrical installation work
43320Joinery installation
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
62100Computer programming
E-invoicing
Reachable via Peppol
Peppol ID 0208:0763410289
Also 9925:BE0763410289
Registered 14-10-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.