HAIZEA
ActiveSummary
HAIZEA has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20,756 and a net result of -€8,284. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 16% of 15,790 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 08-07-2022 Normal situation
- Activity
- Activities of lawyers NACE 69101and 1 other
- Establishment unit
- 2.333.425.268 1060 Sint-Gillis (bij-Brussel), since 08-07-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 19-12-2025
Board and ownership
- ARIGITA OYARZABAL Maria RosaDirector · since 08-07-2022
- ARIGITA OYARZABAL Maria Rosa100 sharesact of 12-07-2022
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- -€11,250
- Loss
- €8,284
- Equity
- €20,756
- ▼ 92.4%
- Total assets
- €143,228
- ▼ 55.8%
Score breakdownlowers riskSector: Legal and accounting activities (NACE 69)Liquidity: current ratio 1.18, cash €138,982Size: total assets €143,228Founded in 2022Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 18% of them on solvency, 36% on liquidity, 6% on profitability and 4% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 4 accounts on average 27 days after the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 24-07-2026 at the NBB all 4 filings
Every figure per financial year
The operating result for 2025 is a loss of €11,250, after a profit of €57,312 in 2024. It is the lowest result since 2022.
Turnover and EBIT margin are not published. The micro format does not require them.
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Other operating charges640/8 | - | - | €390 | €0 | ▼ 100% |
| Gross operating margin9900 | €151,315 | €135,691 | €57,702 | -€11,250 | - |
| Operating profit (loss)9901 | €151,315 | €135,691 | €57,312 | -€11,250 | - |
| Financial income75/76B | - | €1,541 | €2,150 | €3,999 | ▲ 86.0% |
| Recurring financial income75 | - | €1,541 | €2,150 | €3,999 | ▲ 86.0% |
| Financial charges65/66B | €66 | €431 | €834 | €1,034 | ▲ 24.0% |
| Recurring financial charges65 | €66 | €431 | €834 | €1,034 | ▲ 24.0% |
| Profit (loss) for the period before taxes9903 | €151,250 | €136,802 | €58,629 | -€8,284 | - |
| Income taxes67/77 | €32,846 | €29,656 | €13,138 | €0 | ▼ 100% |
| Profit (loss) for the period9904 | €118,403 | €107,146 | €45,491 | -€8,284 | - |
| Profit (loss) for the period to be appropriated9905 | €118,403 | €107,146 | €45,491 | -€8,284 | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €166,677 | €268,289 | €323,950 | €143,228 | ▼ 55.8% |
| Current assets29/58 | €166,677 | €268,289 | €323,950 | €143,228 | ▼ 55.8% |
| Amounts receivable within one year40/41 | - | €52,507 | €91,174 | €1,627 | ▼ 98.2% |
| Trade receivables40 | - | - | - | €1,400 | - |
| Other amounts receivable41 | - | €52,507 | €91,174 | €227 | ▼ 99.8% |
| Cash at bank and in hand54/58 | €166,677 | €214,241 | €230,627 | €138,982 | ▼ 39.7% |
| Deferred charges and accrued income490/1 | - | €1,541 | €2,150 | €2,620 | ▲ 21.9% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €166,677 | €268,289 | €323,950 | €143,228 | ▼ 55.8% |
| Equity10/15 | €121,403 | €228,549 | €274,040 | €20,756 | ▼ 92.4% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Reserves13 | - | €118,403 | €225,549 | €0 | ▼ 100% |
| Distributable reserves133 | - | €118,403 | €225,549 | €0 | ▼ 100% |
| Profit (loss) carried forward14 | €118,403 | €107,146 | €45,491 | €17,756 | ▼ 61.0% |
| Amounts payable17/49 | €45,274 | €39,740 | €49,910 | €122,472 | ▲ 145% |
| Amounts payable within one year42/48 | €44,559 | €38,902 | €49,910 | €121,729 | ▲ 144% |
| Trade debts44 | €1,673 | €1,182 | €4,741 | €3,113 | ▼ 34.3% |
| Suppliers440/4 | €1,673 | €1,182 | €4,741 | €3,113 | ▼ 34.3% |
| Taxes, remuneration and social security45 | €41,016 | €37,720 | €45,169 | €13,138 | ▼ 70.9% |
| Taxes450/3 | €41,016 | €37,720 | €45,169 | €13,138 | ▼ 70.9% |
| Other amounts payable47/48 | €1,870 | - | - | €105,478 | - |
| Accrued charges and deferred income492/3 | €715 | €838 | €0 | €743 | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €118,403 | €107,146 | €45,491 | -€8,284 | - |
| Operating cash flow (approximation) | €118,403 | €107,146 | €45,491 | -€8,284 | - |
| Change in cash | - | €47,564 | €16,386 | -€91,645 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 1,271 companies had the same profile as HAIZEA has now. Two years later, 93.5% were still going and 4.1% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a small loss
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of HAIZEA itself is lower: < 0.1% within 12 months. It rests on far more data about HAIZEA than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,271 companies, not a prediction for HAIZEA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Owners and capital
Shareholders
- ARIGITA OYARZABAL Maria Rosa 100 shares (100%)
Capital transactions
- 12-07-2022 Incorporation · €3,000 · 100 shares
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- 1 director“Te bepalen door algemene vergadering”
- Dissolution ruleThe articles set when and by whom the company can be dissolved.
- “Enige bestuurder roept algemene vergadering op, besluit over ontbinding of aangekondigde maatregelen tot vrijwaring continuïteit”
Articles of association, deed of 12-07-2022 (in Dutch)
Network & group
HAIZEA shares no director with another company.
Companies at the same address
4 other companies- Mercier, Julia (sole trader) Establishment · since 01-03-2022Founded in 2022 0782.724.870
- ASSOCIATION DES COPROPRIETAIRES A SAINT-GILLES RUE BERCKMANS 14 Registered office · since 31-01-2007Founded in 2007 0886.890.596
- Jus Doc, Centre d'Etudes, de Formation et de Documentation de l'Association belge des Juristes démocrates (A.B.J.D.) Registered office · since 20-05-1986Founded in 1986 0434.048.076
- Suma Research International Establishment · since 01-12-1974Founded in 1928 0402.174.965
Connections & network
1 current directorThe network starts from the directors of HAIZEA. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
12-07
Gazette deed
IncorporationFounding capital of €3,000, 100 shares · Founder: ARIGITA OYARZABAL Maria Rosa · Appointment: ARIGITA OYARZABAL Maria Rosa (director)6 points ▸
- Incorporation, 07-07-2022
- Founder, ARIGITA OYARZABAL Maria Rosa
- Power of attorney, Alexia D’Hoore
- Founding capital, €3,000, 100 shares
- Registered office clause, Berckmansstraat 14, Sint-Gillis (1060 Brussel)
- Director appointment, ARIGITA OYARZABAL Maria Rosa (director (not named in the articles))
- The act holds 1 more point.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Text of the purpose
“Het uitoefenen van het beroep van advocaat door een persoon ingeschreven op het tableau van de Orde van Advocaten van Brussel op de lijst van de stagiairs, op de EU-lijst of op de B-lijst voor zover van toepassing, en alle andere activiteiten die verenigbaar zijn met het beroep van advocaat, voor zover toegelaten door de deontologische beginselen, de Codex Deontologie voor Advocaten en de reglementen van de Orden van Advocaten waarvan de aandeelhouder-bestuurder deel van uitmaakt.”
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21013B0040/00Y000 | Brussels | 207 m² | 1 · 117 m² | 22.0 m · 6 |