HAITHIM
ActiveSummary
The computed 12-month bankruptcy probability of HAITHIM is 6.4% (elevated). The 2024 annual accounts show equity of €32,007 and a net result of €8,116. Equity is shrinking by ~22% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 39% of 728 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability63▲+61
Solvency47▼-9
Growth72▲+17
Track record100
Bankruptcy probability, 12 months
6.4%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.82 against 1.43 in 2023; short-term debt: 77.5% and cash: 0.9% of total assets), and 77.5% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 53
Relative position
BE, all sectors
reference
Postal and courier activities (NACE 53)
about 277% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
22.5%
Return on assets
5.7%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-10-2025, 69 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
69 d late
2023
97 d late
2022
200 d late
2021
108 d late
2020
61 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 107 days after the deadline; the sector median for financial year 2024 is 12 days after the deadline, and 56% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Turnover
€288,996▲ 220%
2023 · €90,417
EBIT margin
3.2%▲ 14.4pp
2023 · -11.2%
Net result
€8,116
2023 · -€10,204
Working capital
-€19,757
2023 · €23,528
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€2,149€90,417▲ 4,108%€288,996▲ 220%
Operating result-€879--€7,394▼ 742%-€7,510▼ 1.6%-€10,171▼ 35.4%€9,184
Net result-€879--€7,512▼ 755%-€7,515=-€10,204▼ 35.8%€8,116
EBIT margin-349.5%-11.2%▲ 338.3pp3.2%▲ 14.4pp
Equity€49,121-€41,609▼ 15.3%€34,095▼ 18.1%€23,891▼ 29.9%€32,007▲ 34.0%
Total assets€52,099-€45,038▼ 13.6%€35,387▼ 21.4%€78,057▲ 121%€142,404▲ 82.4%
Debt€2,978-€3,429▲ 15.2%€1,293▼ 62.3%€54,167▲ 4,091%€110,398▲ 104%
Working capital€47,539-€39,468▼ 17.0%€32,767▼ 17.0%€23,528▼ 28.2%-€19,757
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €9,184 after a loss of €10,171 in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €142,404
Fixed assets
€51,764 ▲ 14,193%
Current assets
€90,641 ▲ 16.7%
Equity and liabilities €142,404
Equity
€32,007 ▲ 34.0%
Debt
€110,398 ▲ 104%
Debt's share of the balance-sheet total rises from 69.4% to 77.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€12,962▲
2023 · -€9,205
Cash flow
€11,894▲
2023 · -€9,238
Current ratio
0.82▼
2023 · 1.43
Debt to equity
3.45▲
2023 · 2.27
ROE
25.4%▲
2023 · -42.7%
ROA
5.7%▲
2023 · -13.1%
Interest coverage
12.14▲
2023 · -271.14
Debt ≤ 1 year
€110,398▲
2023 · €54,167
Staff costs
€64,394
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,703 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 96% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.7%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 6.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,703 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | €2,149 | €90,417 | €288,996 | ▲ 220% |
| Non-recurring operating income76A | - | - | - | - | €23,327 | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | €8,846 | €97,188 | €234,786 | ▲ 142% |
| Remuneration, social security and pensions62 | - | - | - | - | €64,394 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €176 | €579 | €814 | €965 | €3,778 | ▲ 291% |
| Other operating charges640/8 | - | €418 | - | €1,053 | €180 | ▼ 82.9% |
| Non-recurring operating charges66A | - | - | - | €1,381 | - | - |
| Gross operating margin9900 | -€703 | -€6,397 | -€6,697 | -€6,771 | €77,536 | ▲ 1,245% |
| Operating profit (loss)9901 | -€879 | -€7,394 | -€7,510 | -€10,171 | €9,184 | ▲ 190% |
| Financial income75/76B | - | - | - | €1 | - | - |
| Recurring financial income75 | - | - | - | €1 | - | - |
| Financial charges65/66B | - | €118 | €4 | €34 | €1,068 | ▲ 3,046% |
| Recurring financial charges65 | - | €118 | €4 | €34 | €1,068 | ▲ 3,046% |
| Profit (loss) for the period before taxes9903 | -€879 | -€7,512 | -€7,515 | -€10,204 | €8,116 | ▲ 180% |
| Profit (loss) for the period9904 | -€879 | -€7,512 | -€7,515 | -€10,204 | €8,116 | ▲ 180% |
| Profit (loss) for the period to be appropriated9905 | -€879 | -€7,512 | -€7,515 | -€10,204 | €8,116 | ▲ 180% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €52,099 | €45,038 | €35,387 | €78,057 | €142,404 | ▲ 82.4% |
| Fixed assets21/28 | €1,582 | €2,141 | €1,328 | €362 | €51,764 | ▲ 14,193% |
| Tangible fixed assets22/27 | €1,582 | €2,141 | €1,328 | €362 | €41,764 | ▲ 11,432% |
| Furniture and vehicles24 | - | €911 | €683 | €304 | €41,764 | ▲ 13,658% |
| Other tangible fixed assets26 | - | €1,231 | €645 | €59 | €0 | ▼ 100% |
| Financial fixed assets28 | - | - | - | - | €10,000 | - |
| Current assets29/58 | €50,517 | €42,897 | €34,059 | €77,695 | €90,641 | ▲ 16.7% |
| Amounts receivable within one year40/41 | €50,517 | €27,050 | €32,799 | €61,396 | €89,380 | ▲ 45.6% |
| Trade receivables40 | - | - | - | €18,207 | €83,384 | ▲ 358% |
| Other amounts receivable41 | - | €27,050 | €32,799 | €43,189 | €5,996 | ▼ 86.1% |
| Cash at bank and in hand54/58 | - | €15,847 | €1,261 | €16,299 | €1,261 | ▼ 92.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €52,099 | €45,038 | €35,387 | €78,057 | €142,404 | ▲ 82.4% |
| Equity10/15 | €49,121 | €41,609 | €34,095 | €23,891 | €32,007 | ▲ 34.0% |
| Contributions10/11 | €50,000 | €50,000 | €50,000 | €50,000 | €50,000 | = |
| Capital10 | - | €50,000 | €50,000 | - | - | - |
| Issued capital100 | - | €50,000 | €50,000 | - | - | - |
| Outside capital11 | - | - | - | €50,000 | €50,000 | = |
| Share premium1100/10 | - | - | - | €50,000 | €50,000 | = |
| Profit (loss) carried forward14 | -€879 | -€8,391 | -€15,905 | -€26,109 | -€17,993 | ▲ 31.1% |
| Amounts payable17/49 | €2,978 | €3,429 | €1,293 | €54,167 | €110,398 | ▲ 104% |
| Amounts payable within one year42/48 | €2,978 | €3,429 | €1,293 | €54,167 | €110,398 | ▲ 104% |
| Financial debts43 | - | - | - | - | €381 | - |
| Credit institutions430/8 | - | - | - | - | €381 | - |
| Trade debts44 | - | €3,429 | - | €2,262 | €56,621 | ▲ 2,404% |
| Suppliers440/4 | - | €3,429 | - | €2,262 | €56,621 | ▲ 2,404% |
| Taxes, remuneration and social security45 | - | - | €493 | €19,480 | €52,221 | ▲ 168% |
| Taxes450/3 | - | - | €493 | €19,480 | €52,221 | ▲ 168% |
| Other amounts payable47/48 | - | - | €800 | €32,425 | €1,175 | ▼ 96.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€879 | -€7,512 | -€7,515 | -€10,204 | €8,116 | ▲ 180% |
| + Depreciation and write-downs630 | €176 | €579 | €814 | €965 | €3,778 | ▲ 291% |
| Operating cash flow (approximation) | -€703 | -€6,933 | -€6,701 | -€9,238 | €11,894 | ▲ 229% |
| Investment in fixed assets (approximation) | - | -€1,138 | €0 | €0 | -€55,180 | - |
| Change in cash | - | - | -€14,586 | €15,039 | -€15,039 | ▼ 200% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
08-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 69 days late
2024
31-12
Financial
Back to profitnet €8,116
Net result €8,116 after 4 loss-making years.
05-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 97 days late
16-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 200 days late
2023
31-12
Financial
Weakest financial yearnet -€10,204
Net result drops to -€10,204, the lowest in the series; recovery starts the following year.
2022
31-12
Financial
Liquidity doublescurrent ratio 26.35
Current ratio from 12.51 to 26.35; short-term debt falls from €3,429 to €1,293.
16-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 108 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diest · 2 establishment units since 2020
Ground area
567 m²
Building footprint
451 m²
Volume, LiDAR
7,698 m³
2 parcels, Flanders · tallest building 27.2 m, ±8 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
2 establishment units
CAPTAIN TRANSPORT
since 20202.297.805.680
CAPTAIN GROUP
since 20212.321.480.214
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11808H0555/00C000 | Flanders | 298 m² | 1 · 298 m² | 27.2 m · 8 fl. |
| 24020B0080/00Y000 | Flanders | 270 m² | 1 · 154 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Parcel delivery
Notified to the BIPT
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Trade 1143
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Of 4,920 companies in sector 53200 we hold annual accounts for 1,323. 1,105 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-11-2019
Fiscal year end31-12
Activities, NACEBEL 2025
49410Freight transport by road
53200Other postal and courier activities
79110Travel agency activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0738567403
Registered
23-09-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.