Turnover from €90,417 to €288,996Gross margin from -€6,771 to €77,536Back to profit: €8,116Equity from €23,891 to €32,007Debts from €54,167 to €110,398Investments €55,180
The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
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Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
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Financial strength
Financial strength
Financial strength measures the balance sheet and the results with three figures out of 100 from the latest annual accounts: solvency, liquidity and profitability. It does not directly set the Checked score's band. How the company does against its sector peers on these and on growth does count for its place within the band.
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Score breakdown
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Comparable companies, two years later
In July 2024, 6,713 companies had the same profile as HAITHIM has now. Each dot stands for 17 companies, two years later.
95.8%
were still trading
2.2%
stopped another way
1.8%
went bankrupt
Micro
5 to 10 years old
solvency 10 to 30%
a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
The companies in ten equal groups, from the lowest to the highest expected share
Group
Expected
Actual
1
0.2%
0.2%
2
0.3%
0.5%
3
0.5%
0.6%
4
0.7%
0.8%
5
0.9%
0.9%
6
1.3%
1.5%
7
1.6%
1.8%
8
1.8%
1.8%
9
3.0%
3.1%
10
5.6%
6.2%
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,713 companies, not a prediction for HAITHIM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit verdict
The credit verdict says how much credit you can give the company on open account. “Acceptable” means normal terms, “With conditions” means limiting the amount or the term. “Not advised” means asking for payment up front.
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Credit check for an amount and term of your choice
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0738567403
Registered office moved from Antwerp to Diest
New registered office: Bevrijdingsstraat 12, 3290 Diest · Previous registered office: Carnotstraat 27-29 BUS01 2060 Antwerpen · General meeting of 01-05-2025 · Gazette deed
Registered office moved from Liège to Antwerp
New registered office: Carnotstraat 27-29 BUS01 2060 Antwerpen · Previous registered office: Joseph Vrindts 1 Bte 011 4020 Liege · General meeting of 16-11-2022 · Gazette deed
Resignation: Name hiddenVisible after signing in (director)
Transfer of shares from Hidden nameVisible after signing in to Name after signing inVisible after signing in · Transfer of shares from Name hiddenVisible after signing in to Hidden nameVisible after signing in · Appointment: Name after signing inVisible after signing in (director) · Gazette deed
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
Grey: the largest companies of the sector (postal and courier (NACE 53)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as HAITHIM: other postal and courier activities (NACE 53200). They are comparable in size and age: total assets between €130,000 and €160,000, founded between 2019 and 2022.