Equity
HaiT has made a profit in every financial year since 2012.
HaiT has made a profit in every financial year since 2012.
The 2019 accounts came 14 days late. The other nine of the last ten were filed on time.
Higher solvency than 94% of companies in wholesale trade. Sector median 40.6% · 15,428 companies.
In July 2024, 34,691 companies had the same profile as HaiT has now. Each dot stands for 87 companies, two years later.
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,691 companies, not a prediction for HaiT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| HaiT Pajottegem | €338,801 | €101,580 | 94.7% | - |
| AGIX Ternat | €327,228 | €84,736 | 87.9% | - |
| NBBB Grimbergen | €365,835 | €117,360 | 78.7% | - |
| Bitmunks Poperinge | €343,348 | €98,232 | 11.2% | - |
| Go 2 Grow Puurs-Sint-Amands | €359,824 | €107,865 | 74.0% | - |
| KORBATECK-DELTA Beveren-Kruibeke-Zwijndrecht | €293,959 | €78,966 | 66.4% | - |
| WH-SYSTEMS Zandhoven | €437,857 | €113,217 | 23.3% | - |
These companies have the same main activity as HaiT: wholesale of information and communication equipment (NACE 46500). They are comparable in size and age: total assets between €294,000 and €438,000, founded between 2011 and 2013.
HaiT files the micro format. That format states no turnover. The gross margin rose from €17,583 in 2012 to €101,580 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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