HAIR CONCEPT
ActiveHAIR CONCEPT has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €182k and a net result of €25k. Equity is growing by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 86% of 18173 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+37
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 4.74 against 4.59 in 2024; short-term debt: 21% and cash: 7.5% of total assets), and 21% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79%
Return on assets
11.1%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-02-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
19 d late
2024
19 d late
2023
2 d early
2022
on the day
2021
on the day
2020
31 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€182k▲ 15.2%
2024 · €158k
2019: €106k
2020: €117k
2021: €136k
2022: €144k
2023: €154k
2024: €158k
2019 → 2025
Total assets
€230k▲ 14.2%
2024 · €201k
2019: €206k
2020: €186k
2021: €189k
2022: €201k
2023: €183k
2024: €201k
2019 → 2025
Net result
€25k▲ 258%
2024 · €7k
2019: €244
2020: €11k
2021: €18k
2022: €27k
2023: €10k
2024: €7k
2019 → 2025
Working capital
€181k▲ 15.6%
2024 · €156k
2019: €110k
2020: €118k
2021: €64k
2022: €141k
2023: €152k
2024: €156k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€136k-€144k▲ 6.1%€154k▲ 7.3%€158k▲ 2.2%€182k▲ 15.2%
Operating result€24k-€31k▲ 29.8%€19k▼ 41.0%€9k▼ 49.2%€39k▲ 316%
Net result€18k-€27k▲ 45.7%€10k▼ 60.9%€7k▼ 32.2%€25k▲ 258%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 316% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €230k
Fixed assets
€947▼ 34.1%
Current assets
€229k▲ 14.6%
Equity and liabilities €230k
Equity
€182k▲ 15.2%
Debt
€48k▲ 10.9%
The debt ratio falls from 21.6% to 21.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€40k▲
2024 · €10k
Cash flow
€26k▲
2024 · €8k
Solvency
79.0%▲
2024 · 78.4%
Current ratio
4.74▲
2024 · 4.59
Quick ratio
2.46▼
2024 · 2.59
Debt / equity
0.27▼
2024 · 0.28
ROE
14.0%▲
2024 · 4.5%
ROA
11.1%▲
2024 · 3.5%
Interest coverage
6.38▲
2024 · 2.71
Debt
€48k▲
2024 · €44k
Debt ≤ 1 year
€48k▲
2024 · €44k
Income taxes
€10k▲
2024 · €1k
Staff costs
€73k▲
2024 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€201k€230k▲
Fixed assets21/28€1k€947▼
Tangible fixed assets22/27€1k€782▼
Plant, machinery and equipment23€1k€782▼
Financial fixed assets28€166€166=
Current assets29/58€200k€229k▲
Amounts receivable after more than one year29€70k€70k=
Other amounts receivable291€70k€70k=
Stocks and contracts in progress3€87k€110k▲
Stocks30/36€87k€110k▲
Amounts receivable within one year40/41€29k€31k▲
Trade receivables40€25k€31k▲
Other amounts receivable41€5k-
Cash at bank and in hand54/58€14k€17k▲
Equity and liabilities
Total equity and liabilities10/49€201k€230k▲
Equity10/15€158k€182k▲
Contributions10/11€6k€6k=
Reserves13€147k€171k▲
Distributable reserves133€147k€171k▲
Profit (loss) carried forward14€5k€4k▼
Amounts payable17/49€44k€48k▲
Amounts payable within one year42/48€44k€48k▲
Trade debts44€34k€31k▼
Suppliers440/4€34k€31k▼
Taxes, remuneration and social security45€6k€18k▲
Taxes450/3€2k€10k▲
Remuneration and social security454/9€4k€7k▲
Other amounts payable47/48€4k-
Income statement
Code20242025
Remuneration, social security and pensions62€37k€73k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€661€491▼
Other operating charges640/8€893€1k▲
Non-recurring operating charges66A€8k-
Gross operating margin9900€56k€114k▲
Operating profit (loss)9901€9k€39k▲
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€4k€6k▲
Recurring financial charges65€4k€6k▲
Profit (loss) for the period before taxes9903€8k€35k▲
Income taxes67/77€1k€10k▲
Profit (loss) for the period9904€7k€25k▲
Profit (loss) for the period to be appropriated9905€7k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€9k€30k▲
Profit (loss) brought forward from the previous period14P€1k€5k▲
Transfer to equity691/2-€25k
To other reserves6921-€25k
Profit to be distributed694/7€4k€2k▼
Return on contributions (dividend)694-€2k
Directors or managers695€4k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
2025
19-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Equity above €150kEq €154k ▲7.3%
5 profitable years in a row build equity to €154k.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Highest result since 2019net €27k ▲45.7%
Net result €27k, the highest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
31-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
31-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
10-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
15-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
30-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fontaine-l'Evêque · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Chaussée(FLM) 3176141 Fontaine-l'EvêqueGround area
2,128 m²
Building footprint
687 m²
Volume, LiDAR
4,221 m³
2 parcels, Wallonia · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue de la Science(ST) 22, 6182 Courcelles
since 20022.094.581.574
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52023B0539/00K000 | Wallonia | 1,448 m² | 1 · 540 m² | 7.7 m · 2 fl. |
| 52064B0755/00S016 | Wallonia | 680 m² | 1 · 147 m² | 10.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DISTRIMARKS
BE 0438.215.811
Somme-Leuze · Eq €177k
FDL GROUP
BE 0773.376.842
Charleroi · Eq €190k
E.J. Binet et Fils
BE 0407.905.685
Brussel · Eq €171k
PRODUS
BE 0811.736.184
Roeselare · Eq €194k
PROFITS PRINTING
BE 0432.640.883
Mouscron · Eq €169k
Of 462 companies in sector 47783 we hold annual accounts for 214. 160 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-01-2002
Fiscal year end30-06
Activities, NACEBEL
47750Retail sale of cosmetics and toilet articles
47783Retail trade
47784Retail trade
52488
46450Wholesale of perfume and cosmetics
46900Non-specialised wholesale trade
51900
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.