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Hainaut Pose Création

Active
Private limited companyfounded 2007active for 19 yearsRue de l'Industrie(AUL) 9, 7040 Quévy, BelgiumKBO/BCE: BE 0892.478.093

The file of Hainaut Pose Création contains 3 judicial reorganisation notices, as published in the Belgian Official Gazette.

Summary

The computed 12-month bankruptcy probability is 10.0% (high). The 2025 annual accounts show negative equity (-€12,458) and a net result of €245. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 34,789 sector peers (NACE 43, financial year 2025).

Risk analysisFollow ReportCompare
Hainaut Pose CréationActiveChecked score 30/100
Risk analysis ReportCompare

Overview

Activity
Floor and wall tiling
NACE 43331
6th oldest company in Quévy, Construction sector1 site
Size
€157,269turnover 2025
Equity
-€12,458
Profit
€245
Financial health
30 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
10.0%
Structure
2025 accounts 29 days early2 of 7 deeds summarised
Why 30raises riskReorganisation plan being carried out (approved, Gazette 27-01-2025)Negative equity -€12,458lowers riskSize: turnover €157,269, total assets €39,297Founded in 2007Show the evidence

Checked score

Score 2025
30 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 16% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -31.7% of total assets
Liquidity 0-3
short-term debt 123.3% · cash 0.1%
Profitability 39+14
return on assets 0.6%
Bankruptcy probability, 12 months
10.0% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 10 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,658 companies, NACE 43, micro)
Last 24 months 02-2025: 14.6%highest value 03-2025: 14.6%● unchanged vs 02-2025highest value 04-2025: 14.6%● unchanged vs 03-2025highest value 05-2025: 14.6%● unchanged vs 04-2025highest value 06-2025: 14.6%● unchanged vs 05-2025highest value 07-2025: 14.6%● unchanged vs 06-2025highest value 08-2025: 14.6%● unchanged vs 07-2025highest value 09-2025: 14.6%● unchanged vs 08-2025highest value 10-2025: 14.6%● unchanged vs 09-2025highest value 11-2025: 14.6%● unchanged vs 10-2025highest value 12-2025: 14.6%● unchanged vs 11-2025highest value 01-2026: 14.6%● unchanged vs 12-2025highest value 02-2026: 10.0%▼ -4.6 percentage points vs 01-2026lowest value 03-2026: 10.0%● unchanged vs 02-2026lowest value 04-2026: 10.0%● unchanged vs 03-2026lowest value 05-2026: 10.0%● unchanged vs 04-2026lowest value 06-2026: 10.0%● unchanged vs 05-2026lowest value 07-2026: 10.0%● unchanged vs 06-2026lowest value 08-2026: 10.0%● unchanged vs 07-2026lowest value 09-2026: 10.0%● unchanged vs 08-2026lowest value 10-2026: 10.0%● unchanged vs 09-2026lowest value
No credit on open account
Liquidity insufficient (current ratio 0.44, compared with 0.42 in 2024, below 1; short-term debt: 123.3% and cash: 0.1% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 3% on solvency, 1% on liquidity, 19% on profitability and 42% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Reorganisation plan being carried out (approved, Gazette 27-01-2025)
While the plan runs, the probability is at least 10.0%: the measured failure rate of plans of that age.
Belgian Official Gazette
lowers risk · Size: turnover €157,269, total assets €39,297
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 2007
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Negative equity -€12,458
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 34789 sector peers (2025).
NBB · sector comparison
Position among 34789 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
29 days early
2024
2 days early
2023
30 days early
2022
100 days late
2021
31 days late
2020
26 days late
2019
70 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 24 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 July (4 of the last 5 filed years within 33 days of that day).
Companies Code · seven months
Where today falls in the filing period
29-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Back to profitnet €245
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€12,458 View
  • Caution: Among the weakest 5% on solvencysector median 46.8% · 34,789 companies -31.7% View
  • One director decidessole director in office 1 View

By topic

Financials

Financial year
2025
Turnover
€157,269
Profit
€245
Solvency
-31.7%
Turnover▼ 2.9%
Net result
20232025
Go to Financials

Timeline

Events
23
Since
2009
Next accounts
by 31-07-2027
  1. 27-01-2025Plan homologation
  2. 25-11-2024Extension
  3. 30-07-2024Opening
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Floor and wall tilingNACE 43331
Founded
02-10-2007
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
27
Purpose
“Réalisation de toute prise de vue photographique; Développement, traitement, retouche et…” (deed in French)
Go to Articles of association

Key facts about Hainaut Pose Création

What is the company number of Hainaut Pose Création?
0892.478.093. In Belgium the VAT number is the company number with BE in front: BE 0892.478.093.
Where is Hainaut Pose Création based?
The registered office is at Rue de l'Industrie(AUL) 9, 7040 Quévy.Company details
What does Hainaut Pose Création do?
According to the KBO register, the main activity is floor and wall tiling (NACE 43331).
What is the legal form of Hainaut Pose Création?
Private limited company (BV).
When was Hainaut Pose Création founded?
On 02-10-2007.
Is Hainaut Pose Création still active?
Yes, Hainaut Pose Création is an active enterprise in the KBO register.
How many employees does Hainaut Pose Création have?
On average 0.8 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
What is the turnover of Hainaut Pose Création?
€157,269 in financial year 2025, according to the filed annual accounts.
Is Hainaut Pose Création profitable?
In financial year 2025, Hainaut Pose Création made a profit of €245.
Where can I find the annual accounts of Hainaut Pose Création?
Hainaut Pose Création filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Hainaut Pose Création due?
By 31-07-2027, for financial year 2026.Timeline

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