Financials
- Fiscal year
- 2024
- Total assets
- €83,251
- Loss
- -€3,844
- Solvency
- -1.0%
HAIFA TRADING
ActiveSummary
The computed 12-month bankruptcy probability of HAIFA TRADING is 9.7% (elevated). The 2024 annual accounts show negative equity (-€844) and a net result of -€3,844. Its solvency ranks better than 23% of 26069 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110NACE 47112Supermarkets NACE 47114
1 site
Size
€83,251total assets 2024
- Equity
- -€844
- Loss
- -€3,844
Turnover not published (abridged schema)
Structure
Accounts filed 348 d late0 of 2 deeds read
Why 30- 1 financial year not filed after the legal deadline; latest accounts 348 days late; 1 of the last 3 late- Figures for FY 2024 (filed 14-07-2026)- Founded in 2024- Size: total assets €83,251Show the evidence
Checked score
Score 2024
30
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 16% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency
24
equity -1.0% of total assets
Liquidity
11
short-term debt 101.0% · cash 9.1%
Profitability
13
return on assets -4.6%
Bankruptcy probability, 12 months
9.7%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 1 in 10 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2025: 1.8%lowest value
09-2025: 1.9%▲ +2.7% vs 08-2025
10-2025: 2.2%▲ +19.1% vs 09-2025
11-2025: 2.3%▲ +5.2% vs 10-2025
12-2025: 2.6%▲ +10.9% vs 11-2025
01-2026: 2.6%● 0.0% vs 12-2025
02-2026: 2.9%▲ +10.4% vs 01-2026
03-2026: 2.9%▲ +1.8% vs 02-2026
04-2026: 2.8%▼ -4.2% vs 03-2026
05-2026: 2.8%▲ +1.3% vs 04-2026
06-2026: 3.2%▲ +11.8% vs 05-2026
07-2026: 3.2%● 0.0% vs 06-2026
08-2026: 7.7%▲ +145% vs 07-2026
09-2026: 8.0%▲ +3.5% vs 08-2026
10-2026: 9.7%▲ +20.9% vs 09-2026highest value
- 1 financial year not filed after the legal deadline; latest accounts 348 days late; 1 of the last 3 late raises the probability
- Figures for FY 2024 (filed 14-07-2026) raises the probability
- Founded in 2024 raises the probability for this profile
- Size: total assets €83,251 raises the probability for this profile
No credit on open account
Liquidity short (current ratio 0.87; short-term debt: 101% and cash: 9.1% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 19%, liquidity 12%, profitability 18%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-07-2026, 348 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 1 filingDeviation from the deadline
2024
348 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its 2024 accounts 348 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 14-07-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Non-specialised retail sale with food, beverages or tobacco…NACE 47110
- Founded
- 02-07-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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