HAGimmo
ActiveHAGimmo has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-15k) and a net result of €102. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 16% of 19345 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
3
/ 100
Critical▼ -38 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency33▼-15
Growth32▼-26
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.5 against 1.15 in 2023), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-4.4%
Return on assets
0%
Age of the figures
20 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 19345 sector peers (2024).
NBB · sector comparisonPosition among 19345 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-06-2025, 58 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
58 d early
2023
37 d early
2022
26 d early
2021
32 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€102▼ 98.4%
2023 · €6k
2021: €1k
2022: €-41k
2023: €6k
2021 → 2024
Working capital
€-24k
2023 · €6k
2021: €17k
2022: €3k
2023: €6k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€19k-€-22k€-15k▲ 28.8%€-15k▲ 0.7%
Operating result€2k-€-34k€13k€14k▲ 3.8%
Net result€1k-€-41k€6k€102▼ 98.4%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 4% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €348k
Fixed assets
€324k▲ 0.2%
Current assets
€24k▼ 50.1%
Key figures and ratios
EBITDA
€29k▼
2023 · €34k
Cash flow
€15k▼
2023 · €26k
Solvency
-4.4%▼
2023 · -4.1%
Current ratio
0.50▼
2023 · 1.15
Quick ratio
0.50▼
2023 · 1.15
Debt / equity
-23.77▲
2023 · -25.13
ROE
-0.7%▲
2023 · -40.5%
ROA
0.0%▼
2023 · 1.7%
Interest coverage
2.07▼
2023 · 4.77
Debt
€364k▼
2023 · €387k
Debt ≤ 1 year
€48k▲
2023 · €42k
Debt > 1 year
€316k▼
2023 · €345k
Income taxes
€177▲
2023 · €175
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€372k€348k▼
Fixed assets21/28€324k€324k▲
Tangible fixed assets22/27€324k€324k▲
Land and buildings22€316k€309k▼
Plant, machinery and equipment23€7k€6k▼
Furniture and vehicles24€776€4k▲
Leasing and similar rights25-€5k
Current assets29/58€48k€24k▼
Amounts receivable within one year40/41€46k€21k▼
Trade receivables40€34k€21k▼
Other amounts receivable41€12k-
Cash at bank and in hand54/58€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€372k€348k▼
Equity10/15€-15k€-15k▲
Contributions10/11€18k€18k=
Profit (loss) carried forward14€-33k€-33k▲
Amounts payable17/49€387k€364k▼
Amounts payable after more than one year17€345k€316k▼
Financial debts170/4€279k€265k▼
Other amounts payable178/9€66k€51k▼
Amounts payable within one year42/48€42k€48k▲
Current portion of amounts payable after more than one year42€14k€14k▲
Trade debts44€15k€6k▼
Suppliers440/4€15k€6k▼
Taxes, remuneration and social security45€3k€5k▲
Taxes450/3€3k€5k▲
Other amounts payable47/48€9k€23k▲
Income statement
Code20232024
Non-recurring operating income76A-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€15k▼
Other operating charges640/8€4k€5k▲
Gross operating margin9900€38k€34k▼
Operating profit (loss)9901€13k€14k▲
Financial income75/76B-€443
Recurring financial income75-€443
Financial charges65/66B€7k€14k▲
Recurring financial charges65€7k€14k▲
Profit (loss) for the period before taxes9903€6k€279▼
Income taxes67/77€175€177▲
Profit (loss) for the period9904€6k€102▼
Profit (loss) for the period to be appropriated9905€6k€102▼
Appropriation of the result
Profit (loss) to be appropriated9906€-33k€-33k▲
Profit (loss) brought forward from the previous period14P€-40k€-33k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €-41k ▼3997%
Net result drops to €-41k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Grimard 926061 CharleroiGround area
635 m²
Building footprint
38 m²
Parcel 52049B1110/00R003, Wallonia. Linked by address, not a title deed.
1 establishment unit
HAGimmo
since 20202.302.462.373
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52049B1110/00R003 | Wallonia | 635 m² | 1 · 37 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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IDEL IMMO
BE 0536.789.783
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HW IMMO
BE 0838.310.721
Ganshoren · Eq €19k
Of 11,708 companies in sector 68310 we hold annual accounts for 6,875. 3,848 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-05-2020
Fiscal year end31-12
Abbreviation FR
HGi
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
68322Real estate appraisal on a fee or contract basis
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@hagimmo.be
Phone:+32470561502