HAGAPO

Active

Private limited companyfounded 199234 yrs activeHaksbergstraat 16, 3390 Tielt-Winge, BelgiumKBO/BCE: BE 0446.456.059

Summary

HAGAPO has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €40,824 and a net result of €23,734. Equity is growing by ~53.7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch Report Compare

HAGAPOActiveChecked score 94/100

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€48,102total assets 2026

Equity: €40,824
Profit: €23,734

Turnover not published (abridged schema)

Financial health

94 Excellent Checked score 2026

Bankruptcy chance 12 m: 0.2%

Structure

Accounts 144 d early0 of 3 deeds read

Why 94- Profit of €23,734 (FY 2026)+ Founded in 1992+ Size: total assets €48,102+ Equity €40,824 (84.9% of total assets)Show the evidence

Checked score

Score 2026

94 / 100

Excellent

Probability in this band: under 0.55%

Better than 79% of its sector peers (no NACE code, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2025

Strong

Solvency 100+19

equity 84.9% of total assets

Liquidity 56-34

short-term debt 15.1% · cash 7.0%

Profitability 100=

return on assets 49.3%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.5% 12-2024: 0.5%● 0.0% vs 11-2024 01-2025: 0.5%● 0.0% vs 12-2024 02-2025: 0.5%● 0.0% vs 01-2025 03-2025: 0.5%● 0.0% vs 02-2025 04-2025: 0.5%● 0.0% vs 03-2025 05-2025: 0.5%● 0.0% vs 04-2025 06-2025: 0.5%▼ -2.2% vs 05-2025 07-2025: 0.5%● 0.0% vs 06-2025 08-2025: 0.5%● 0.0% vs 07-2025 09-2025: 0.5%▲ +3.7% vs 08-2025 10-2025: 0.5%▲ +3.8% vs 09-2025 11-2025: 0.5%▲ +0.2% vs 10-2025 12-2025: 0.6%▲ +14.1% vs 11-2025highest value 01-2026: 0.1%▼ -79.6% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%▼ -1.8% vs 02-2026 04-2026: 0.1%● 0.0% vs 03-2026 05-2026: 0.1%● 0.0% vs 04-2026 06-2026: 0.1%● 0.0% vs 05-2026 07-2026: 0.1%▼ -0.9% vs 06-2026lowest value 08-2026: 0.1%● 0.0% vs 07-2026lowest value 09-2026: 0.1%▲ +9.9% vs 08-2026 10-2026: 0.2%▲ +26.2% vs 09-2026

Founded in 1992 lowers the probability for this profile
Size: total assets €48,102 lowers the probability for this profile
Equity €40,824 (84.9% of total assets) lowers the probability
Profit of €23,734 (FY 2026) raises the probability

Credit up to €3,500 at 30 days acceptable

Liquidity ample (current ratio 6.61 against 3.58 in 2025; short-term debt: 15.1% and cash: 7% of total assets), and 15.1% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 81%, liquidity 51%, profitability 90%, growth against the median 95%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Founded in 1992

In the bankruptcy model this factor lowers the probability for this profile.

KBO

Size: total assets €48,102

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Equity €40,824 (84.9% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Profit of €23,734 (FY 2026)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 09-09-2026, 144 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2026

144 d early

2025

60 d early

2024

140 d early

2023

51 d early

2022

39 d early

2021

46 d early

2020

26 d early

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 7 accounts on average 72 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today. Usually files around 2 December (4 of the last 5 filed years within 80 days of that day).

Companies Code · seven months

Position in the running window

04-10-2026 today30-06-2027 close31-01-2028 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

09-09-26 Annual accounts filedfiscal year 2026 · micro…
02-12-25 Annual accounts filedfiscal year 2025 · micro…
30-06-25 Liquidity times 14current ratio 3.58

Key points

Positive: Always filed on timeaccounts within the deadline every year 8 years View
Positive: 8 profitable years in a rowprofit 2026: €23,734 8 years View
Active since 1992founded 31-01-1992 34 years View